ACI WORLDWIDE, INC.
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ACIW Q1 2026 request
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/api/financials?ticker=ACIW&year=2026&quarter=1
Pick an endpoint and run the request.Income Statement
| Metric | Q1 2026 | Q1 2025 | YoY |
|---|---|---|---|
| Revenue | 425,749 | 394,565 | +7.9% |
Show Product Lines breakouts |
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| Bill payments · Biller | 212,288 | 193,840 | +9.5% |
| Bill payments · Operating Segments | 212,288 | 193,840 | +9.5% |
| Issuing and acquiring · Operating Segments | 124,571 | 127,754 | -2.5% |
| Issuing and acquiring · Payment Software | 124,571 | 127,754 | -2.5% |
| License | 88,041 | 84,493 | +4.2% |
| License · Payment Software | 88,041 | 84,493 | +4.2% |
| Maintenance | 50,918 | 48,642 | +4.7% |
| Maintenance · Payment Software | 50,918 | 48,642 | +4.7% |
| Merchant payments · Operating Segments | 47,026 | 37,659 | +24.9% |
| Merchant payments · Payment Software | 47,026 | 37,659 | +24.9% |
| Payments intelligence · Operating Segments | 9,437 | 9,574 | -1.4% |
| Payments intelligence · Payment Software | 9,437 | 9,574 | -1.4% |
| Real-time payments · Operating Segments | 32,427 | 25,738 | +26.0% |
| Real-time payments · Payment Software | 32,427 | 25,738 | +26.0% |
| Service · Payment Software | 24,833 | 24,347 | +2.0% |
| Software as a service and platform as a service | 261,957 | 237,083 | +10.5% |
| Software as a service and platform as a service · Biller | 212,288 | 193,840 | +9.5% |
| Software as a service and platform as a service · Payment Software | 49,669 | 43,243 | +14.9% |
| Technology Service | 24,833 | 24,347 | +2.0% |
Show Business Segments breakouts |
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| Biller · Operating Segments | 212,288 | 193,840 | +9.5% |
| Payment Software · Operating Segments | 213,461 | 200,725 | +6.3% |
Show Geography breakouts |
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| Non Us | 152,039 | 157,811 | -3.7% |
| US | 273,710 | 236,754 | +15.6% |
Show Consolidation Items breakouts |
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| Operating Segments | 425,749 | 394,565 | +7.9% |
| Cost of Revenue | 228,459 | 213,378 | +7.1% |
| Research And Development Expense Software Excluding Acquired In Process Cost | 44,092 | 38,908 | +13.3% |
| Sales & Marketing | 30,236 | 32,186 | -6.1% |
| General & Administrative | 40,216 | 27,592 | +45.8% |
| Depreciation And Amortization | 25,256 | 23,985 | +5.3% |
| Total Costs & Expenses | 368,259 | 336,049 | +9.6% |
| Operating Income | 57,490 | 58,516 | -1.8% |
| Interest Expense | -12,198 | -14,683 | +16.9% |
| Interest Income | 3,606 | 4,064 | -11.3% |
| Other Non-Operating Income (Expense) | 1,526 | 23,740 | -93.6% |
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| Operating Segments | 1,526 | 23,740 | -93.6% |
| Non-Operating Income (Expense) | -7,066 | 13,121 | -153.9% |
| Income Before Taxes | 50,424 | 71,637 | -29.6% |
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| Operating Segments | 50,424 | 71,637 | -29.6% |
| Income Tax Expense (Benefit) | 12,118 | 12,767 | -5.1% |
| Net Income | 38,306 | 58,870 | -34.9% |
Show Equity Components breakouts |
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| Retained Earnings | 38,306 | 58,870 | -34.9% |
| EPS (Basic) | 0.38 | 0.56 | -32.1% |
| EPS (Diluted) | 0.37 | 0.55 | -32.7% |
| Wtd Avg Shares (Basic) | 101,922 | 105,350 | -3.3% |
| Wtd Avg Shares (Diluted) | 102,843 | 106,827 | -3.7% |
| Comprehensive Income | 33,298 | 66,749 | -50.1% |
| Other Comprehensive Income | -5,008 | 7,879 | -163.6% |
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| Accumulated Other Comprehensive Income | -5,008 | 7,879 | -163.6% |
| Interest Income Expense Net (Q) | — | — | — |
Show Consolidation Items breakouts |
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| Operating Segments | -8,592 | -10,619 | +19.1% |
Balance Sheet
| Metric | Q1 2026 | Q1 2025 | YoY |
|---|---|---|---|
| Current Assets | |||
| Cash & Cash Equivalents | 161,757 | 230,057 | -29.7% |
| Accounts Receivable | 456,831 | 386,083 | +18.3% |
| Settlement Assets Current | 460,893 | 543,245 | -15.2% |
| Prepaid Expense Current | 35,705 | 35,885 | -0.5% |
| Other Assets Current | 17,821 | 13,430 | +32.7% |
| Total Current Assets | 1,133,007 | 1,208,700 | -6.3% |
| Non-Current Assets | |||
| Accounts Receivable Net Noncurrent | 369,078 | 353,767 | +4.3% |
| Property, Plant & Equipment | 37,528 | 33,712 | +11.3% |
| Operating Lease Right-of-Use Assets | 26,526 | 26,460 | +0.2% |
| Capitalized Computer Software Net | 72,063 | 83,738 | -13.9% |
| Goodwill | 1,231,026 | 1,226,026 | +0.4% |
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| Biller | 417 | 417 | 0.0% |
| Payment Software | 814 | 809 | +0.6% |
| Intangible Assets | 141,439 | — | — |
Show Finite Lived Intangible Assets By Major Class breakouts |
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| Computer Software Intangible Asset | 72,063 | — | — |
| Customer Relationships | 141,439 | — | — |
| Other Intangible Assets | 141,439 | — | — |
| Software for internal use | 70,947 | — | — |
| Software for resale | 1,116 | — | — |
| Total other intangible assets | 141,439 | — | — |
| Total software | 72,063 | — | — |
| Deferred Tax Assets | 66,233 | 76,681 | -13.6% |
| Other Non-Current Assets | 27,722 | 33,462 | -17.2% |
| Total Assets | 3,104,622 | 3,203,262 | -3.1% |
| Current Liabilities | |||
| Accounts Payable | 61,842 | 52,521 | +17.7% |
| Settlement Liabilities Current | 459,870 | 542,092 | -15.2% |
| Employee Related Liabilities Current | 31,716 | 30,780 | +3.0% |
| Current Portion of Long-Term Debt | 40,957 | 34,945 | +17.2% |
Show Credit Facility breakouts |
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| Term loans | 42,500 | 37,500 | +13.3% |
| Deferred Revenue (Current) | 79,344 | 72,449 | +9.5% |
| Other Liabilities Current | 65,650 | 71,727 | -8.5% |
| Total Current Liabilities | 739,379 | 804,514 | -8.1% |
| Non-Current Liabilities | |||
| Contract With Customer Liability Noncurrent | 12,651 | 18,437 | -31.4% |
| Long-Term Debt | 766,438 | 810,906 | -5.5% |
| Deferred Tax Liabilities | 38,006 | 40,942 | -7.2% |
| Operating Lease Liabilities | 20,500 | 20,934 | -2.1% |
| Other Non-Current Liabilities | 27,012 | 24,929 | +8.4% |
| Total Liabilities | 1,603,986 | 1,720,662 | -6.8% |
| Long-Term Debt | 807,395 | 845,851 | -4.5% |
Show Credit Facility breakouts |
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| Revolving Credit Facility · Line Of Credit | 200,000 | — | — |
| Term loans | 611,875 | 453,125 | +35.0% |
| Stockholders' Equity | |||
| Common Stock | 702 | 702 | 0.0% |
| Additional Paid In Capital Common Stock | 771,834 | 735,751 | +4.9% |
| Retained Earnings | 1,863,049 | 1,656,955 | +12.4% |
| Treasury Stock Common Value | -1,026,803 | -797,214 | -28.8% |
| Accumulated Other Comprehensive Income | -108,146 | -113,594 | +4.8% |
| Total Stockholders' Equity | 1,500,636 | 1,482,600 | +1.2% |
Show Equity Components breakouts |
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| Accumulated Other Comprehensive Income | -108,146 | -113,594 | +4.8% |
| Additional Paid In Capital | 771,834 | 735,751 | +4.9% |
| Common Stock | 702 | 702 | 0.0% |
| Retained Earnings | 1,863,049 | 1,656,955 | +12.4% |
| Treasury Stock Common | -1,026,803 | -797,214 | -28.8% |
| Total Liabilities & Equity | 3,104,622 | 3,203,262 | -3.1% |
Cash Flow Statement
| Metric | YTD Q1 2026 | YTD Q1 2025 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Depreciation | 3,400 | 3,156 | +7.7% |
| Amortization Excluding Operating Leases And Debt Issuance Costs | 21,919 | 20,829 | +5.2% |
| Operating Lease Right Of Use Asset Amortization Expense | 2,337 | 2,435 | -4.0% |
| Amortization of Financing Costs | 412 | 650 | -36.6% |
| Deferred Income Taxes | 6,328 | -2,463 | +356.9% |
| Stock-Based Compensation | 16,957 | 11,627 | +45.8% |
Show Consolidation Items breakouts |
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| Operating Segments | 16,957 | 11,627 | +45.8% |
| Other Non-Cash Items | -590 | -718 | +17.8% |
| Change in Accounts Receivable | 10,160 | 41,640 | -75.6% |
| Change in Accounts Payable | 937 | 7,479 | -87.5% |
| Increase Decrease In Employee Related Liabilities | -24,289 | -25,182 | +3.5% |
| Change in Deferred Revenue | 4,903 | -4,648 | +205.5% |
| Increase Decrease In Other Operating Capital Net | -16,533 | -9,527 | -73.5% |
| Net Cash from Operations | 64,247 | 78,221 | -17.9% |
| Depreciation & Amortization (Q) | — | — | — |
Show Consolidation Items breakouts |
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| Operating Segments | -25,319 | -23,985 | -5.6% |
| Investing Activities | |||
| Capital Expenditures | -3,003 | -2,170 | -38.4% |
| Payments To Acquire Software | -11,508 | -6,759 | -70.3% |
| Net Cash from Investing | -14,511 | 37,092 | -139.1% |
| Financing Activities | |||
| Proceeds From Issuance Of Common Stock | 905 | 813 | +11.3% |
| Proceeds From Stock Options Exercised | 64 | 582 | -89.0% |
| Tax Withholding for Share Compensation | -3,839 | -7,070 | +45.7% |
| Share Repurchases | -65,277 | -14,408 | -353.1% |
| Proceeds From Lines Of Credit | 15,000 | — | — |
| Repayments Of Lines Of Credit | -15,000 | -70,000 | +78.6% |
| Repayments Of Secured Debt | -10,625 | -9,375 | -13.3% |
| Proceeds From Repayments Of Other Long Term Debt | -3,539 | -4,217 | +16.1% |
| Net Increase Decrease In Settlement Assets And Liabilities | 18,126 | 88,324 | -79.5% |
| Net Cash from Financing | -64,185 | -15,351 | -318.1% |
| Supplemental | |||
| Income Taxes Paid | 5,362 | 12,695 | -57.8% |
| Interest Paid | 11,860 | 19,807 | -40.1% |
| Other Cash Flow | |||
| Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | -2,419 | 1,791 | -235.1% |
| Net Change in Cash | -16,868 | 101,753 | -116.6% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 242,128 | 366,771 | -34.0% |
| Settlement Deposits Current | 80,371 | 136,714 | -41.2% |
Values in thousands USD. Source: SEC EDGAR 10-Q filing.