ACI WORLDWIDE, INC.

ACIW 10-Q · Q1 2026
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ACIW Q1 2026 request

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Income Statement

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Income Statement
Metric Q1 2026 Q1 2025 YoY
Revenue (Q) — — —
Show Product Lines breakouts
Bill payments · Biller 212,288 193,840 +9.5%
Bill payments · Operating Segments 212,288 193,840 +9.5%
Issuing and acquiring · Operating Segments 124,571 127,754 -2.5%
Issuing and acquiring · Payment Software 124,571 127,754 -2.5%
License 88,041 84,493 +4.2%
License · Payment Software 88,041 84,493 +4.2%
Maintenance 50,918 48,642 +4.7%
Maintenance · Payment Software 50,918 48,642 +4.7%
Merchant payments · Operating Segments 47,026 37,659 +24.9%
Merchant payments · Payment Software 47,026 37,659 +24.9%
Payments intelligence · Operating Segments 9,437 9,574 -1.4%
Payments intelligence · Payment Software 9,437 9,574 -1.4%
Real-time payments · Operating Segments 32,427 25,738 +26.0%
Real-time payments · Payment Software 32,427 25,738 +26.0%
Service · Payment Software 24,833 24,347 +2.0%
Software as a service and platform as a service 261,957 237,083 +10.5%
Software as a service and platform as a service · Biller 212,288 193,840 +9.5%
Software as a service and platform as a service · Payment Software 49,669 43,243 +14.9%
Technology Service 24,833 24,347 +2.0%
Show Business Segments breakouts
Biller · Operating Segments 212,288 193,840 +9.5%
Payment Software · Operating Segments 213,461 200,725 +6.3%
Show Geography breakouts
Non Us 152,039 157,811 -3.7%
US 273,710 236,754 +15.6%
Show — breakouts
Revenue 425,749 394,565 +7.9%
Show Consolidation Items breakouts
Operating Segments 425,749 394,565 +7.9%
Cost of Revenue (Q) — — —
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Cost of Revenue 228,459 213,378 +7.1%
Research And Development Expense Software Excluding Acquired In Process Cost (Q) — — —
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Research And Development Expense Software Excluding Acquired In Process Cost 44,092 38,908 +13.3%
Sales & Marketing (Q) — — —
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Sales & Marketing 30,236 32,186 -6.1%
General & Administrative (Q) — — —
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General & Administrative 40,216 27,592 +45.8%
Depreciation And Amortization (Q) — — —
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Depreciation And Amortization 25,256 23,985 +5.3%
Total Costs & Expenses (Q) — — —
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Total Costs & Expenses 368,259 336,049 +9.6%
Operating Income (Q) — — —
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Operating Income 57,490 58,516 -1.8%
Interest Expense (Q) — — —
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Interest Expense -12,198 -14,683 +16.9%
Interest Income (Q) — — —
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Interest Income 3,606 4,064 -11.3%
Other Non-Operating Income (Expense) (Q) — — —
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Other Non-Operating Income (Expense) 1,526 23,740 -93.6%
Show Consolidation Items breakouts
Operating Segments 1,526 23,740 -93.6%
Non-Operating Income (Expense) (Q) — — —
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Non-Operating Income (Expense) -7,066 13,121 -153.9%
Income Before Taxes (Q) — — —
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Income Before Taxes 50,424 71,637 -29.6%
Show Consolidation Items breakouts
Operating Segments 50,424 71,637 -29.6%
Income Tax Expense (Benefit) (Q) — — —
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Income Tax Expense (Benefit) 12,118 12,767 -5.1%
Net Income (Q) — — —
Show Equity Components breakouts
Retained Earnings 38,306 58,870 -34.9%
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Net Income 38,306 58,870 -34.9%
EPS (Basic) (Q) — — —
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EPS (Basic) 0.38 0.56 -32.1%
EPS (Diluted) (Q) — — —
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EPS (Diluted) 0.37 0.55 -32.7%
Wtd Avg Shares (Basic) (Q) — — —
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Wtd Avg Shares (Basic) 101,922 105,350 -3.3%
Wtd Avg Shares (Diluted) (Q) — — —
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Wtd Avg Shares (Diluted) 102,843 106,827 -3.7%
Comprehensive Income (Q) — — —
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Comprehensive Income 33,298 66,749 -50.1%
Other Comprehensive Income (Q) — — —
Show Equity Components breakouts
Accumulated Other Comprehensive Income -5,008 7,879 -163.6%
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Other Comprehensive Income -5,008 7,879 -163.6%
Interest Income Expense Net (Q) — — —
Show Consolidation Items breakouts
Operating Segments -8,592 -10,619 +19.1%

Balance Sheet

Balance Sheet
Metric Q1 2026 Q1 2025 YoY
Current Assets
Cash & Cash Equivalents (Q) — — —
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Cash & Cash Equivalents 161,757 230,057 -29.7%
Accounts Receivable (Q) — — —
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Accounts Receivable 456,831 386,083 +18.3%
Settlement Assets Current (Q) — — —
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Settlement Assets Current 460,893 543,245 -15.2%
Prepaid Expense Current (Q) — — —
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Prepaid Expense Current 35,705 35,885 -0.5%
Other Assets Current (Q) — — —
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Other Assets Current 17,821 13,430 +32.7%
Total Current Assets (Q) — — —
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Total Current Assets 1,133,007 1,208,700 -6.3%
Non-Current Assets
Accounts Receivable Net Noncurrent (Q) — — —
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Accounts Receivable Net Noncurrent 369,078 353,767 +4.3%
Property, Plant & Equipment (Q) — — —
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Property, Plant & Equipment 37,528 33,712 +11.3%
Operating Lease Right-of-Use Assets (Q) — — —
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Operating Lease Right-of-Use Assets 26,526 26,460 +0.2%
Capitalized Computer Software Net (Q) — — —
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Capitalized Computer Software Net 72,063 83,738 -13.9%
Goodwill (Q) — — —
Show Business Segments breakouts
Biller 417 417 0.0%
Payment Software 814 809 +0.6%
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Goodwill 1,231,026 1,226,026 +0.4%
Intangible Assets (Q) — — —
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Intangible Assets 141,439 — —
Show Finite Lived Intangible Assets By Major Class breakouts
Computer Software Intangible Asset 72,063 — —
Customer Relationships 141,439 — —
Other Intangible Assets 141,439 — —
Software for internal use 70,947 — —
Software for resale 1,116 — —
Total other intangible assets 141,439 — —
Total software 72,063 — —
Deferred Tax Assets (Q) — — —
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Deferred Tax Assets 66,233 76,681 -13.6%
Other Non-Current Assets (Q) — — —
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Other Non-Current Assets 27,722 33,462 -17.2%
Total Assets (Q) — — —
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Total Assets 3,104,622 3,203,262 -3.1%
Current Liabilities
Accounts Payable (Q) — — —
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Accounts Payable 61,842 52,521 +17.7%
Settlement Liabilities Current (Q) — — —
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Settlement Liabilities Current 459,870 542,092 -15.2%
Employee Related Liabilities Current (Q) — — —
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Employee Related Liabilities Current 31,716 30,780 +3.0%
Current Portion of Long-Term Debt (Q) — — —
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Current Portion of Long-Term Debt 40,957 34,945 +17.2%
Show Credit Facility breakouts
Term loans 42,500 37,500 +13.3%
Deferred Revenue (Current) (Q) — — —
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Deferred Revenue (Current) 79,344 72,449 +9.5%
Other Liabilities Current (Q) — — —
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Other Liabilities Current 65,650 71,727 -8.5%
Total Current Liabilities (Q) — — —
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Total Current Liabilities 739,379 804,514 -8.1%
Non-Current Liabilities
Contract With Customer Liability Noncurrent (Q) — — —
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Contract With Customer Liability Noncurrent 12,651 18,437 -31.4%
Long-Term Debt (Q) — — —
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Long-Term Debt 766,438 810,906 -5.5%
Deferred Tax Liabilities (Q) — — —
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Deferred Tax Liabilities 38,006 40,942 -7.2%
Operating Lease Liabilities (Q) — — —
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Operating Lease Liabilities 20,500 20,934 -2.1%
Other Non-Current Liabilities (Q) — — —
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Other Non-Current Liabilities 27,012 24,929 +8.4%
Total Liabilities (Q) — — —
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Total Liabilities 1,603,986 1,720,662 -6.8%
Long-Term Debt (Q) — — —
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Long-Term Debt 807,395 845,851 -4.5%
Show Credit Facility breakouts
Revolving Credit Facility · Line Of Credit 200,000 — —
Term loans 611,875 453,125 +35.0%
Stockholders' Equity
Common Stock (Q) — — —
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Common Stock 702 702 0.0%
Additional Paid In Capital Common Stock (Q) — — —
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Additional Paid In Capital Common Stock 771,834 735,751 +4.9%
Retained Earnings (Q) — — —
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Retained Earnings 1,863,049 1,656,955 +12.4%
Treasury Stock Common Value (Q) — — —
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Treasury Stock Common Value -1,026,803 -797,214 -28.8%
Accumulated Other Comprehensive Income (Q) — — —
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Accumulated Other Comprehensive Income -108,146 -113,594 +4.8%
Total Stockholders' Equity (Q) — — —
Show Equity Components breakouts
Accumulated Other Comprehensive Income -108,146 -113,594 +4.8%
Additional Paid In Capital 771,834 735,751 +4.9%
Common Stock 702 702 0.0%
Retained Earnings 1,863,049 1,656,955 +12.4%
Treasury Stock Common -1,026,803 -797,214 -28.8%
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Total Stockholders' Equity 1,500,636 1,482,600 +1.2%
Total Liabilities & Equity (Q) — — —
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Total Liabilities & Equity 3,104,622 3,203,262 -3.1%

Cash Flow Statement

Cash Flow Statement
Metric YTD Q1 2026 YTD Q1 2025 YoY
Operating Activities
Depreciation (Q) — — —
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Depreciation 3,400 3,156 +7.7%
Amortization Excluding Operating Leases And Debt Issuance Costs (Q) — — —
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Amortization Excluding Operating Leases And Debt Issuance Costs 21,919 20,829 +5.2%
Operating Lease Right Of Use Asset Amortization Expense (Q) — — —
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Operating Lease Right Of Use Asset Amortization Expense 2,337 2,435 -4.0%
Amortization of Financing Costs (Q) — — —
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Amortization of Financing Costs 412 650 -36.6%
Deferred Income Taxes (Q) — — —
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Deferred Income Taxes 6,328 -2,463 +356.9%
Stock-Based Compensation (Q) — — —
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Stock-Based Compensation 16,957 11,627 +45.8%
Show Consolidation Items breakouts
Operating Segments 16,957 11,627 +45.8%
Other Non-Cash Items (Q) — — —
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Other Non-Cash Items -590 -718 +17.8%
Change in Accounts Receivable (Q) — — —
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Change in Accounts Receivable 10,160 41,640 -75.6%
Change in Accounts Payable (Q) — — —
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Change in Accounts Payable 937 7,479 -87.5%
Increase Decrease In Employee Related Liabilities (Q) — — —
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Increase Decrease In Employee Related Liabilities -24,289 -25,182 +3.5%
Change in Deferred Revenue (Q) — — —
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Change in Deferred Revenue 4,903 -4,648 +205.5%
Increase Decrease In Other Operating Capital Net (Q) — — —
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Increase Decrease In Other Operating Capital Net -16,533 -9,527 -73.5%
Net Cash from Operations (Q) — — —
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Net Cash from Operations 64,247 78,221 -17.9%
Depreciation & Amortization (Q) — — —
Show Consolidation Items breakouts
Operating Segments -25,319 -23,985 -5.6%
Investing Activities
Capital Expenditures (Q) — — —
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Capital Expenditures -3,003 -2,170 -38.4%
Payments To Acquire Software (Q) — — —
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Payments To Acquire Software -11,508 -6,759 -70.3%
Net Cash from Investing (Q) — — —
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Net Cash from Investing -14,511 37,092 -139.1%
Financing Activities
Proceeds From Issuance Of Common Stock (Q) — — —
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Proceeds From Issuance Of Common Stock 905 813 +11.3%
Proceeds From Stock Options Exercised (Q) — — —
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Proceeds From Stock Options Exercised 64 582 -89.0%
Tax Withholding for Share Compensation (Q) — — —
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Tax Withholding for Share Compensation -3,839 -7,070 +45.7%
Share Repurchases (Q) — — —
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Share Repurchases -65,277 -14,408 -353.1%
Proceeds From Lines Of Credit (Q) — — —
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Proceeds From Lines Of Credit 15,000 — —
Repayments Of Lines Of Credit (Q) — — —
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Repayments Of Lines Of Credit -15,000 -70,000 +78.6%
Repayments Of Secured Debt (Q) — — —
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Repayments Of Secured Debt -10,625 -9,375 -13.3%
Proceeds From Repayments Of Other Long Term Debt (Q) — — —
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Proceeds From Repayments Of Other Long Term Debt -3,539 -4,217 +16.1%
Net Increase Decrease In Settlement Assets And Liabilities (Q) — — —
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Net Increase Decrease In Settlement Assets And Liabilities 18,126 88,324 -79.5%
Net Cash from Financing (Q) — — —
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Net Cash from Financing -64,185 -15,351 -318.1%
Supplemental
Income Taxes Paid (Q) — — —
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Income Taxes Paid 5,362 12,695 -57.8%
Interest Paid (Q) — — —
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Interest Paid 11,860 19,807 -40.1%
Other Cash Flow
Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents (Q) — — —
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Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents -2,419 1,791 -235.1%
Net Change in Cash (Q) — — —
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Net Change in Cash -16,868 101,753 -116.6%
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents (Q) — — —
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Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 242,128 366,771 -34.0%
Settlement Deposits Current (Q) — — —
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Settlement Deposits Current 80,371 136,714 -41.2%

Values in thousands USD. Source: SEC EDGAR 10-Q filing.

This table is rendered from the same JSON returned by /api/financials.

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