BILL Holdings, Inc.
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BILL FY 2025 request
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/api/financials?ticker=BILL&year=2025&quarter=4&full_year_mode=true
Pick an endpoint and run the request.Income Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Revenue | 1,462,570 | 1,290,172 | +13.4% |
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| BILL AP/AR | 667,782 | 595,408 | +12.2% |
| BILL Spend and Expense | 555,016 | 457,309 | +21.4% |
| Embedded and Other Solutions | 78,006 | 70,016 | +11.4% |
| Integrated platform | 1,222,798 | 1,052,717 | +16.2% |
| Interest on funds held for customers | 161,766 | 167,439 | -3.4% |
| Subscription and transaction fees | 1,300,804 | 1,122,733 | +15.9% |
| Cost Of Goods And Service Excluding Depreciation Depletion And Amortization | 229,805 | 189,894 | +21.0% |
| Cost Of Goods And Services Sold Depreciation And Amortization | 42,298 | 44,722 | -5.4% |
| Cost of Revenue | 272,103 | 234,616 | +16.0% |
| Gross Profit | 1,190,467 | 1,055,556 | +12.8% |
| Research & Development | 340,059 | 336,754 | +1.0% |
| Sales & Marketing | 543,711 | 478,540 | +13.6% |
| General & Administrative | 281,913 | 277,662 | +1.5% |
| Acquired Card Receivables And Accounts Receivable Credit Loss Expense Reversal | 72,749 | 60,105 | +21.0% |
| Depreciation And Amortization | 32,637 | 49,072 | -33.5% |
| Operating Expenses | 1,271,069 | 1,229,720 | +3.4% |
| Operating Income | -80,602 | -174,164 | +53.7% |
| Non-Operating Income (Expense) | 111,012 | 147,845 | -24.9% |
| Income Before Taxes | 30,410 | -26,319 | +215.5% |
| Income Tax Expense (Benefit) | 6,611 | 2,559 | +158.3% |
| Net Income | 23,799 | -28,878 | +182.4% |
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| Retained Earnings | 23,799 | -28,878 | +182.4% |
| EPS (Basic) | 0.23 | -0.27 | +185.2% |
| EPS (Diluted) | -0.07 | -0.27 | +74.1% |
| Wtd Avg Shares (Basic) | 103,568 | 106,102 | -2.4% |
| Wtd Avg Shares (Diluted) | 103,912 | 106,102 | -2.1% |
| Other Non-Operating Income (Expense) | 111,012 | 147,845 | -24.9% |
| Comprehensive Income | 35,886 | -26,280 | +236.6% |
| Other Comprehensive Income | 12,087 | 2,598 | +365.2% |
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| Accumulated Other Comprehensive Income | 12,087 | 2,598 | +365.2% |
| Provision For Loan Lease And Other Losses | 27,032 | 7,884 | +242.9% |
| Net Income Loss Available To Common Stockholders Basic | 23,799 | -28,878 | +182.4% |
| Interest Income Expense Net | -13,824 | -12,944 | -6.8% |
Balance Sheet
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Current Assets | |||
| Cash & Cash Equivalents | 1,038,346 | 985,941 | +5.3% |
| Available For Sale Securities Debt Securities Current | 1,180,110 | 601,535 | +96.2% |
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| Asset Backed Securities | 118,236 | 38,370 | +208.1% |
| Certificates Of Deposit | 15,982 | 24,617 | -35.1% |
| Corporate Debt Securities | 758,333 | 298,202 | +154.3% |
| US Treasury Securities | 287,559 | 180,983 | +58.9% |
| Accounts Receivable | 32,341 | 28,049 | +15.3% |
| Acquired Card Receivables Net Current | 685,108 | 697,216 | -1.7% |
| Prepaid Expenses & Other Current Assets | 258,418 | 297,169 | -13.0% |
| Funds Held For Clients | 4,044,470 | 3,704,907 | +9.2% |
| Total Current Assets | 7,238,793 | 6,314,817 | +14.6% |
| Non-Current Assets | |||
| Operating Lease Right-of-Use Assets | 56,086 | 59,414 | -5.6% |
| Property, Plant & Equipment | 116,611 | 88,034 | +32.5% |
| Intangible Assets Net Excluding Goodwill | 222,805 | 281,471 | -20.8% |
| Goodwill | 2,396,509 | 2,396,509 | 0.0% |
| Other Non-Current Assets | 33,178 | 38,568 | -14.0% |
| Total Assets | 10,063,982 | 9,178,813 | +9.6% |
| Intangible Assets | 222,805 | 281,471 | -20.8% |
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| Customer Relationships | 154,932 | 180,859 | -14.3% |
| Developed Technology Rights | 67,873 | 99,832 | -32.0% |
| Current Liabilities | |||
| Accounts Payable | 16,293 | 7,447 | +118.8% |
| Employee Related Liabilities Current | 39,581 | 34,158 | +15.9% |
| Deferred Revenue (Current) | 22,435 | 17,006 | +31.9% |
| Accrued Liabilities | 252,455 | 299,506 | -15.7% |
| Lines Of Credit Current | 180,005 | — | — |
| Convertible Debt Current | 33,421 | — | — |
| Customer Refund Liability Current | 4,044,470 | 3,704,907 | +9.2% |
| Total Current Liabilities | 4,588,660 | 4,063,024 | +12.9% |
| Current Portion of Long-Term Debt (Q) | — | — | — |
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| 2025 Notes, principal | 33,463 | — | — |
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| 2021 Credit Facility · Line Of Credit | 180,005 | — | — |
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| Line Of Credit | 180,005 | — | — |
| Non-Current Liabilities | |||
| Contract With Customer Liability Noncurrent | 285 | 4,167 | -93.2% |
| Operating Lease Liabilities | 58,372 | 62,847 | -7.1% |
| Convertible Debt Noncurrent | 1,501,044 | 733,991 | +104.5% |
| Other Non-Current Liabilities | 1,581 | 574 | +175.4% |
| Total Liabilities | 6,149,942 | 5,044,612 | +21.9% |
| Long-Term Debt | 1,714,470 | 914,000 | +87.6% |
| Long-Term Debt (Q) | — | — | — |
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| 2027 Notes, principal | 123,548 | 575,000 | -78.5% |
| 2030 Notes, principal | 1,400,000 | — | — |
| Stockholders' Equity | |||
| Common Stock | 2 | 2 | 0.0% |
| Additional Paid-In Capital | 5,414,645 | 5,233,037 | +3.5% |
| Accumulated Other Comprehensive Income | 10,197 | -1,890 | +639.5% |
| Retained Earnings | -1,510,804 | -1,096,948 | -37.7% |
| Total Stockholders' Equity | 3,914,040 | 4,134,201 | -5.3% |
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| Accumulated Other Comprehensive Income | 10,197 | -1,890 | +639.5% |
| Additional Paid In Capital | 5,414,645 | 5,233,037 | +3.5% |
| Common Stock | 2 | 2 | 0.0% |
| Retained Earnings | -1,510,804 | -1,096,948 | -37.7% |
| Total Liabilities & Equity | 10,063,982 | 9,178,813 | +9.6% |
Cash Flow Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Net Income | 23,799 | -28,878 | +182.4% |
| Stock-Based Compensation | 242,532 | 248,375 | -2.4% |
| Amortization Of Intangible Assets | 61,925 | 79,956 | -22.6% |
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| Cost Of Sales | 35,217 | 38,948 | -9.6% |
| Selling And Marketing Expense | 26,708 | 41,008 | -34.9% |
| Depreciation | 13,010 | 13,838 | -6.0% |
| Capitalized Computer Software Amortization1 | 14,508 | 9,369 | +54.9% |
| Amortization Of Financing Costs And Discounts | 4,739 | 6,238 | -24.0% |
| Accretion Amortization Of Discounts And Premiums Investments | -37,000 | -55,062 | +32.8% |
| Accretion Amortization Of Discounts And Premiums Loans Held For Investment | -21,215 | -9,209 | -130.4% |
| Gains Losses On Extinguishment Of Debt | -40,550 | -46,654 | +13.1% |
| Provision For Losses On Acquired Card Receivables | 72,749 | 60,105 | +21.0% |
| Non Cash Operating Lease Expense | 8,164 | 8,642 | -5.5% |
| Other Non-Cash Items | 395 | 1,395 | -71.7% |
| Change in Accounts Receivable | -4,458 | 69 | -6560.9% |
| Change in Prepaid & Other Assets | -26,986 | -6,825 | -295.4% |
| Increase Decrease In Other Operating Assets | 8,417 | 7,528 | +11.8% |
| Change in Accounts Payable | 8,213 | -1,125 | +830.0% |
| Increase Decrease In Accrued Liabilities And Other Operating Liabilities | 30,222 | 20,992 | +44.0% |
| Increase Decrease In Operating Lease Liabilities | -9,412 | -9,839 | +4.3% |
| Change in Other Liabilities | 46 | -14,580 | +100.3% |
| Change in Deferred Revenue | 1,546 | -5,564 | +127.8% |
| Net Cash from Operations | 350,644 | 278,771 | +25.8% |
| Depreciation & Amortization | 27.5 | 23.2 | +18.5% |
| Deferred Income Taxes | -77 | -361 | +78.7% |
| Investing Activities | |||
| Payment To Acquire Corporate And Customer Fund Short Term Investments | -2,847,736 | -2,682,659 | -6.2% |
| Proceeds From Maturities Of Corporate And Customer Fund Short Term Investments | 2,214,628 | 2,513,646 | -11.9% |
| Payments To Acquire Intangible Assets | -2,868 | — | — |
| Payments To Acquire Loans Held For Investment | -798,926 | -359,654 | -122.1% |
| Proceeds From Principal Repayments On Loans And Leases Held For Investment | 787,513 | 326,172 | +141.4% |
| Increase In Acquired Card Receivables | -129,439 | -185,486 | +30.2% |
| Capital Expenditures | -4,335 | -976 | -344.2% |
| Payments To Develop Software | -33,767 | -19,917 | -69.5% |
| Other Investing Activities | -2,460 | -500 | -392.0% |
| Net Cash from Investing | -817,390 | -409,374 | -99.7% |
| Payable On Purchases Of Acquired Card Receivables | 9,213 | 105,406 | -91.3% |
| Payable On Repurchases Of Common Stock | 5,000 | — | — |
| Payable On Excise Tax | 2,653 | — | — |
| Issuance Of Warrants | 13,125 | 8,750 | +50.0% |
| Financing Activities | |||
| Proceeds From Issuance Of Senior Long Term Debt | 1,400,000 | — | — |
| Debt Issuance Costs | -24,006 | — | — |
| Repayments Of Convertible Debt | -539,403 | -933,187 | +42.2% |
| Payments For Convertible Senior Notes Capped Call | -92,960 | — | — |
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| 2025 Notes, principal | -93 | — | — |
| 2027 Notes, principal | -93 | — | — |
| 2030 Notes, principal | -93 | — | — |
| Increase Decrease In Deposits | 318,683 | 353,964 | -10.0% |
| Increase Decrease In Prepaid Card Deposits | 28,517 | -17,901 | +259.3% |
| Share Repurchases | -430,002 | -211,902 | -102.9% |
| Payments Of Credit Issuance Costs | -1,721 | — | — |
| Proceeds From Stock Options Exercised | 3,701 | 8,114 | -54.4% |
| Tax Withholding for Share Compensation | -7,840 | -3,862 | -103.0% |
| Proceeds From Issuance Of Common Stock | 11,553 | 16,495 | -30.0% |
| Net Cash from Financing | 666,522 | -742,599 | +189.8% |
| Supplemental | |||
| Interest Paid | 13,782 | 12,611 | +9.3% |
| Income Taxes Paid | 6,321 | 5,628 | +12.3% |
| Unpaid Capital Expenditures | 5,234 | 906 | +477.7% |
| Other Cash Flow | |||
| Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | -290 | -240 | -20.8% |
| Net Change in Cash | 199,486 | -873,442 | +122.8% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations | 3,550,884 | 3,351,398 | +6.0% |
| Restricted Cash Current | 101,620 | 174,101 | -41.6% |
| Restricted Cash Noncurrent | 4,885 | 5,297 | -7.8% |
| Restricted Cash And Cash Equivalents Included In Funds Held For Customers | 2,406,033 | 2,186,059 | +10.1% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 3,550,884 | 3,351,398 | +6.0% |
Values in thousands USD. Source: SEC EDGAR 10-K filing.