EQUIFAX INC

EFX 10-K · FY 2025

EFX FY 2025 request

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Income Statement

Income Statement
Metric FY 2025 FY 2024 YoY
Revenue 6,074.5 5,681.1 +6.9%
Show Product Lines breakouts
Employer Services · Total Workforce Solutions 402.5 411.9 -2.3%
Financial Marketing Services · Total U.S. Information Solutions 257.1 242.4 +6.1%
Online Information Solutions · Total U.S. Information Solutions 1,821.4 1,650.6 +10.3%
Verification Services · Total Workforce Solutions 2,179.8 2,021.9 +7.8%
Show Business Segments breakouts
Total International 1,413.7 1,354.3 +4.4%
Total International · Asia Pacific 342.3 335.4 +2.1%
Total International · CA 271.3 264.8 +2.5%
Total International · Europe 396.7 369.2 +7.4%
Total International · Latin America 403.4 384.9 +4.8%
Total International · Operating Segments 1,413.7 1,354.3 +4.4%
Total U.S. Information Solutions 2,078.5 1,893 +9.8%
Total Workforce Solutions 2,582.3 2,433.8 +6.1%
Total Workforce Solutions · Operating Segments 2,582.3 2,433.8 +6.1%
U.S. Information Solutions · Operating Segments 2,078.5 1,893 +9.8%
Show Geography breakouts
AU 318.1 309.1 +2.9%
CA 271.4 264.9 +2.5%
GB 325.9 302.8 +7.6%
Other 498.3 477.5 +4.4%
US 4,660.8 4,326.8 +7.7%
Show Consolidation Items breakouts
Operating Segments 6,074.5 5,681.1 +6.9%
Cost Of Goods And Service Excluding Depreciation Depletion And Amortization 2,645.6 2,518.7 +5.0%
Show Business Segments breakouts
Total International · Operating Segments 642.1 637.4 +0.7%
Total Workforce Solutions · Operating Segments 940.5 883.4 +6.5%
U.S. Information Solutions · Operating Segments 939 861.1 +9.0%
Show Consolidation Items breakouts
Operating Segments 2,521.6 2,381.9 +5.9%
Selling, General & Administrative 1,614.2 1,450.5 +11.3%
Show Business Segments breakouts
Total International · Operating Segments 402.4 359.7 +11.9%
Total Workforce Solutions · Operating Segments 316 318.7 -0.8%
U.S. Information Solutions · Operating Segments 413 390.2 +5.8%
Show Consolidation Items breakouts
Operating Segments 1,131.4 1,068.6 +5.9%
Depreciation And Amortization 719.5 669.8 +7.4%
Show Business Segments breakouts
Total International · Operating Segments 186.7 176 +6.1%
Total Workforce Solutions · Operating Segments 184.3 178.4 +3.3%
U.S. Information Solutions · Operating Segments 251.3 237.3 +5.9%
Show Consolidation Items breakouts
Operating Segments 622.3 591.7 +5.2%
Total Costs & Expenses 4,979.3 4,639 +7.3%
Show Consolidation Items breakouts
Corporate Non Segment 704 596.8 +18.0%
Operating Income 1,095.2 1,042.1 +5.1%
Show Business Segments breakouts
Total International · Operating Segments 182.5 181.2 +0.7%
Total Workforce Solutions · Operating Segments 1,141.5 1,053.3 +8.4%
U.S. Information Solutions · Operating Segments 475.2 404.4 +17.5%
Show Consolidation Items breakouts
Operating Segments 1,799.2 1,638.9 +9.8%
Interest Expense -212.3 -229.1 +7.3%
Show Consolidation Items breakouts
Material Reconciling Items -212.3 -229.1 +7.3%
Other Non-Operating Income (Expense) 12 -2.5 +580.0%
Show Consolidation Items breakouts
Material Reconciling Items 12 -2.5 +580.0%
Income Before Taxes 894.9 810.5 +10.4%
Income Tax Expense (Benefit) -230.6 -203.2 -13.5%
Net Income 664.3 607.3 +9.4%
Show Equity Components breakouts
Noncontrolling Interest 4 3.2 +25.0%
Parent 660.3 604.1 +9.3%
Net Income Loss Attributable To Noncontrolling Interest -4 -3.2 -25.0%
Net Income 660.3 604.1 +9.3%
EPS (Basic) 5.36 4.88 +9.8%
Wtd Avg Shares (Basic) 123.2 123.8 -0.5%
EPS (Diluted) 5.32 4.84 +9.9%
Wtd Avg Shares (Diluted) 124.1 124.9 -0.6%
Common Stock Dividends Per Share Cash Paid 1.89 1.56 +21.2%
Professional And Contract Services Expense (FY)
Show Counterparty Name breakouts
Google Agreement 207 198 +4.5%

Balance Sheet

Balance Sheet
Metric FY 2025 FY 2024 YoY
Current Assets
Cash & Cash Equivalents 180.8 169.9 +6.4%
Show Credit Facility breakouts
Revolving Credit Facility 175
Accounts Receivable 1,012.7 957.6 +5.8%
Prepaid Expense Current 144.2 134.9 +6.9%
Other Assets Current 74.5 98.2 -24.1%
Total Current Assets 1,412.2 1,360.6 +3.8%
Non-Current Assets
Property, Plant & Equipment 1,932.4 1,891.9 +2.1%
Goodwill 6,745.7 6,547.8 +3.0%
Show Business Segments breakouts
Total International 2,165.4 2,021.8 +7.1%
Total Workforce Solutions 2,574.1 2,519.8 +2.2%
U.S. Information Solutions 2,006.2 2,006.2 0.0%
Intangible Assets 1,331.3 1,521 -12.5%
Show Finite Lived Intangible Assets By Major Class breakouts
Acquired software and technology 76.5 111.3 -31.3%
Customer Relationships 398.9 453.5 -12.0%
Databases 373.6 442.4 -15.6%
Proprietary database 447.6 477.3 -6.2%
Trade names, non-compete agreements and other intangible assets 34.7 36.5 -4.9%
Other Non-Current Assets 347.8 343.4 +1.3%
Total Assets 11,864.2 11,759.4 +0.9%
Show Business Segments breakouts
Total International · Operating Segments 3,629.2 3,451.6 +5.1%
Total U.S. Information Solutions · Operating Segments 3,354.1 3,386.2 -0.9%
Workforce · Operating Segments 4,067.6 4,104.9 -0.9%
Show Consolidation Items breakouts
Corporate Non Segment 813.3 816.7 -0.4%
Deferred Tax Assets 39.1 33.8 +15.7%
Other Assets
Property Plant And Equipment Gross 3,637.1 3,332.1 +9.2%
Accumulated Depreciation Depletion And Amortization Property Plant And Equipment -1,704.7 -1,440.2 -18.4%
Indefinite Lived Contractual Rights 94.8 94.7 +0.1%
Current Liabilities
Debt Current 1,038 687.7 +50.9%
Accounts Payable 206.4 138.2 +49.3%
Accrued Liabilities 276.3 251.1 +10.0%
Employee Related Liabilities Current 286.1 215.8 +32.6%
Deferred Revenue (Current) 101.2 115.5 -12.4%
Other Liabilities Current 427.4 403.2 +6.0%
Total Current Liabilities 2,335.4 1,811.5 +28.9%
Non-Current Liabilities
Long-Term Debt 4,055.3 4,322.8 -6.2%
Deferred Tax Liabilities 390.8 351.6 +11.1%
Pension And Other Postretirement Defined Benefit Plans Liabilities Noncurrent 103.4 106.7 -3.1%
Show Retirement Plan Type breakouts
Other Postretirement Benefit Plans Defined Benefit 0.7 1.1 -36.4%
Pension Plans Defined Benefit 99.7 102.8 -3.0%
Other Non-Current Liabilities 241.1 247.2 -2.5%
Total Liabilities 7,126 6,839.8 +4.2%
Long-Term Debt 5,114.2
Show Debt Instrument breakouts
Debentures, 6.90%, due July 2028 125
Other Liabilities
Redeemable Noncontrolling Interest Equity Carrying Amount 114.4 105.2 +8.7%
Stockholders' Equity
Common Stock 236.6 236.6 0.0%
Additional Paid In Capital Common Stock 2,023.4 1,915.2 +5.6%
Retained Earnings 6,445.1 6,018.6 +7.1%
Accumulated Other Comprehensive Income -517.1 -722.7 +28.4%
Treasury Stock Value -3,577.8 -2,644.9 -35.3%
Common Stock Held In Trust -5.9 -5.9 0.0%
Total Stockholders' Equity 4,604.3 4,796.9 -4.0%
Minority Interest 19.5 17.5 +11.4%
Stockholders Equity Including Portion Attributable To Noncontrolling Interest 4,623.8 4,814.4 -4.0%
Show Equity Components breakouts
Accumulated Gain Loss Net Cash Flow Hedge Parent -0.7 -0.8 +12.5%
Accumulated Other Comprehensive Income -517.1 -722.7 +28.4%
Accumulated Translation Adjustment -513 -718.4 +28.6%
Additional Paid In Capital 2,023.4 1,915.2 +5.6%
Common Stock 236.6 236.6 0.0%
Noncontrolling Interest 19.5 17.5 +11.4%
Pension and other postretirement benefit plans -3.4 -3.5 +2.9%
Retained Earnings 6,445.1 6,018.6 +7.1%
Treasury Stock Common -3,577.8 -2,644.9 -35.3%
Trust For Benefit Of Employees -5.9 -5.9 0.0%
Total Liabilities & Equity 11,864.2 11,759.4 +0.9%
Capitalized Computer Software Gross 3,098.2 2,817.5 +10.0%
Machinery And Equipment Gross 239.3 229.6 +4.2%
Buildings Land And Improvements Gross 299.6 285 +5.1%

Cash Flow Statement

Cash Flow Statement
Metric FY 2025 FY 2024 YoY
Operating Activities
Depreciation & Amortization 726.9 680.6 +6.8%
Show Fair Value By Asset Class breakouts
Property Plant And Equipment 469.3 408.7 +14.8%
Stock-Based Compensation 78.4 81.6 -3.9%
Show Income Statement Location breakouts
Cost Of Sales 13.3 13.4 -0.7%
Selling General And Administrative Expenses 65.1 68.2 -4.5%
Deferred Income Taxes And Tax Credits 30.2 -66.9 +145.1%
Equity Securities Fv Ni Realized Gain Loss -1.2
Change in Accounts Receivable -40.9 -66.3 +38.3%
Increase Decrease In Other Operating Assets 42.6 -29.5 +244.4%
Increase Decrease In Current Liabilities Excluding Debt 115.4 117.7 -2.0%
Net Cash from Operations 1,615.7 1,324.5 +22.0%
Deferred Income Taxes 30.2 -66.9 +145.1%
Investing Activities
Payments To Acquire Productive Assets -481.4 -511.5 +5.9%
Payments To Acquire Businesses Net Of Cash Acquired -74.1
Proceeds From Divestiture Of Businesses 1.2
Net Cash from Investing -554.3 -511.5 -8.4%
Financing Activities
Proceeds From Repayments Of Short Term Debt 474.7 91.2 +420.5%
Repayments Of Long Term Debt -400.2 -1,445.6 +72.3%
Proceeds From Issuance Of Long Term Debt 1.7 649.8 -99.7%
Share Repurchases -927.5
Payments Of Dividends Common Stock -232.8 -193.2 -20.5%
Payments Of Dividends Minority Interest -6.1 -4.6 -32.6%
Proceeds From Stock Options Exercised 46.4 78.2 -40.7%
Tax Withholding for Share Compensation -15 -16.8 +10.7%
Payments For Repurchase Of Redeemable Noncontrolling Interest -0.9
Net Cash from Financing -1,059.7 -846.4 -25.2%
Supplemental
Income Taxes Paid 197.7 268.1 -26.3%
Interest Paid 209.7 214.9 -2.4%
Other Cash Flow
Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 9.2 -13.5 +168.1%
Net Change in Cash 10.9 -46.9 +123.2%
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 180.8 169.9 +6.4%

Values in millions USD. Source: SEC EDGAR 10-K filing.

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