FISERV INC

FISV 10-Q · Q2 2025

FISV Q2 2025 request

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Income Statement

Income Statement
Metric Q2 2025 Q2 2024 YoY
Revenue (Q) — — —
Show Product Lines breakouts
Banking · Financial Segment 625 626 -0.2%
Digital Payments · Financial Segment 1,051 987 +6.5%
Enterprise · Merchant Segment 587 542 +8.3%
Issuing · Financial Segment 876 766 +14.4%
Processing and services revenue 4,304 4,140 +4.0%
Processing and services revenue · Financial Segment 2,019 2,003 +0.8%
Processing and services revenue · Merchant Segment 2,285 2,132 +7.2%
Processing · Merchant Segment 283 264 +7.2%
Product 1,212 967 +25.3%
Product · Financial Segment 533 376 +41.8%
Product · Merchant Segment 359 278 +29.1%
Small Business · Merchant Segment 1,774 1,604 +10.6%
Show Business Segments breakouts
Financial Segment · Operating Segments 2,552 2,379 +7.3%
Merchant Segment · Operating Segments 2,644 2,410 +9.7%
Show — breakouts
Revenue 5,516 5,107 +8.0%
Show Consolidation Items breakouts
Corporate and Other 320 318 +0.6%
Corporate Non Segment 320 318 +0.6%
Operating Segments 5,196 4,789 +8.5%
Show Related Party Transaction breakouts
Related Party Fees · Equity Method Investee 20 36 -44.4%
Show Related Party Transactions By Related Party breakouts
Affiliated Entity 19 37 -48.6%
Cost of Revenue (Q) — — —
Show Product Lines breakouts
Processing and services revenue 1,412 1,343 +5.1%
Product 694 639 +8.6%
Selling, General & Administrative (Q) — — —
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Selling, General & Administrative 1,711 1,697 +0.8%
Gain Loss On Disposition Of Assets1 (Q) — — —
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Gain Loss On Disposition Of Assets1 3 — —
Total Costs & Expenses (Q) — — —
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Total Costs & Expenses 3,820 3,679 +3.8%
Operating Income (Q) — — —
Show Business Segments breakouts
Financial Segment · Operating Segments 1,244 1,093 +13.8%
Merchant Segment · Operating Segments 914 882 +3.6%
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Operating Income 1,696 1,428 +18.8%
Show Consolidation Items breakouts
Corporate Non Segment -462 -547 +15.5%
Operating Segments 2,158 1,975 +9.3%
Interest Expense (Q) — — —
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Interest Expense -365 -285 -28.1%
Other Non-Operating Income (Expense) (Q) — — —
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Other Non-Operating Income (Expense) -39 -5 -680.0%
Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments (Q) — — —
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Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments 1,292 1,138 +13.5%
Income Tax Expense (Benefit) (Q) — — —
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Income Tax Expense (Benefit) -246 -221 -11.3%
Income Loss From Equity Method Investments (Q) — — —
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Income Loss From Equity Method Investments -16 -8 -100.0%
Net Income (Q) — — —
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Net Income 1,030 909 +13.3%
Net Income Loss Attributable To Noncontrolling Interest (Q) — — —
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Net Income Loss Attributable To Noncontrolling Interest 4 15 -73.3%
Net Income (Q) — — —
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Net Income 1,026 894 +14.8%
EPS (Basic) (Q) — — —
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EPS (Basic) 1.86 1.53 +21.6%
EPS (Diluted) (Q) — — —
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EPS (Diluted) 1.86 1.53 +21.6%
Wtd Avg Shares (Basic) (Q) — — —
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Wtd Avg Shares (Basic) 550.8 582.7 -5.5%
Wtd Avg Shares (Diluted) (Q) — — —
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Wtd Avg Shares (Diluted) 552.7 585.4 -5.6%
Non-Operating Income (Expense) (Q) — — —
Show Schedule Of Equity Method Investment Equity Method Investee Name breakouts
Lending Joint Ventures · Financial Guarantee 4 5 -20.0%
Interest Income (Q) — — —
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Interest Income 11 9 +22.2%
Comprehensive Income (Q) — — —
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Comprehensive Income 1,312 691 +89.9%
Interest Expense (Q) — — —
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Interest Expense -376 -294 -27.9%
Labor And Related Expense (Q) — — —
Show Business Segments breakouts
Financial Segment · Operating Segments 504 482 +4.6%
Merchant Segment · Operating Segments 349 332 +5.1%
Foreign Currency Transaction Gain Loss Before Tax (Q) — — —
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Foreign Currency Transaction Gain Loss Before Tax 41 2 +1950.0%

Balance Sheet

Balance Sheet
Metric Q2 2025 Q2 2024 YoY
Current Assets
Cash & Cash Equivalents (Q) — — —
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Cash & Cash Equivalents 999 1,195 -16.4%
Accounts Receivable (Q) — — —
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Accounts Receivable 4,116 3,744 +9.9%
Show Related Party Transactions By Related Party breakouts
Affiliated Entity 14 31 -54.8%
Prepaid Expenses & Other Current Assets (Q) — — —
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Prepaid Expenses & Other Current Assets 3,805 3,263 +16.6%
Settlement Assets Current (Q) — — —
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Settlement Assets Current 17,554 30,125 -41.7%
Total Current Assets (Q) — — —
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Total Current Assets 26,474 38,327 -30.9%
Non-Current Assets
Property, Plant & Equipment (Q) — — —
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Property, Plant & Equipment 2,585 2,285 +13.1%
Intangible Assets (Q) — — —
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Intangible Assets 10,418 10,552 -1.3%
Show Finite Lived Intangible Assets By Major Class breakouts
Acquired software and technology 738 882 -16.3%
Capitalized software and other intangibles 2,927 2,441 +19.9%
Computer Software Intangible Asset 1,016 541 +87.8%
Customer Related Intangible Assets 5,538 6,434 -13.9%
Other Intangible Assets 4,880 4,118 +18.5%
Trade Names 199 254 -21.7%
Goodwill (Q) — — —
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Goodwill 37,465 — —
Other Non-Current Assets (Q) — — —
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Other Non-Current Assets 2,513 2,238 +12.3%
Total Assets (Q) — — —
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Total Assets 81,531 93,417 -12.7%
Other Assets
Capitalized Contract Cost Net (Q) — — —
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Capitalized Contract Cost Net 1,005 938 +7.1%
Equity Method Investments (Q) — — —
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Equity Method Investments 1,071 — —
Show Schedule Of Equity Method Investment Equity Method Investee Name breakouts
Lending Joint Ventures 66 — —
Show Related Party Transactions By Related Party breakouts
Banc of America Merchant Services 777 — —
Current Liabilities
Accounts Payable And Other Accrued Liabilities Current (Q) — — —
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Accounts Payable And Other Accrued Liabilities Current 4,351 4,187 +3.9%
Long Term Debt And Capital Lease Obligations Current (Q) — — —
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Long Term Debt And Capital Lease Obligations Current 1,528 1,108 +37.9%
Deferred Revenue (Current) (Q) — — —
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Deferred Revenue (Current) 885 781 +13.3%
Settlement Liabilities Current (Q) — — —
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Settlement Liabilities Current 17,554 30,125 -41.7%
Total Current Liabilities (Q) — — —
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Total Current Liabilities 24,318 36,201 -32.8%
Accounts Payable (Q) — — —
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Accounts Payable 768 522 +47.1%
Debt Current (Q) — — —
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Debt Current 1,528 1,108 +37.9%
Show Short Term Debt Type breakouts
Foreign Line Of Credit 1,100 794 +38.5%
Non-Current Liabilities
Deferred Tax Liabilities (Q) — — —
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Deferred Tax Liabilities 2,189 2,862 -23.5%
Contract With Customer Liability Noncurrent (Q) — — —
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Contract With Customer Liability Noncurrent 249 262 -5.0%
Other Non-Current Liabilities (Q) — — —
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Other Non-Current Liabilities 953 913 +4.4%
Total Liabilities (Q) — — —
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Total Liabilities 55,768 64,639 -13.7%
Long-Term Debt (Q) — — —
Show Debt Instrument breakouts
Variable-Rate Term Loan Facilities Due April 2027 · Lending Joint Ventures 52 19 +173.7%
Other Liabilities
Long Term Debt And Capital Lease Obligations (Q) — — —
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Long Term Debt And Capital Lease Obligations 28,059 24,401 +15.0%
Stockholders' Equity
Common Stock Value Outstanding (Q) — — —
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Common Stock Value Outstanding 8 8 0.0%
Additional Paid In Capital Common Stock (Q) — — —
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Additional Paid In Capital Common Stock 23,004 23,014 -0.0%
Accumulated Other Comprehensive Income (Q) — — —
Show Derivative Risk breakouts
Treasury Lock -95 -108 +12.0%
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Accumulated Other Comprehensive Income -901 -1,197 +24.7%
Retained Earnings (Q) — — —
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Retained Earnings 25,452 22,073 +15.3%
Treasury Stock Common Value (Q) — — —
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Treasury Stock Common Value -22,348 -15,744 -41.9%
Total Stockholders' Equity (Q) — — —
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Total Stockholders' Equity 25,215 28,154 -10.4%
Minority Interest (Q) — — —
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Minority Interest 548 624 -12.2%
Stockholders Equity Including Portion Attributable To Noncontrolling Interest (Q) — — —
Show Equity Components breakouts
Accumulated Defined Benefit Plans Adjustment -7 -96 +92.7%
Accumulated Gain Loss Net Cash Flow Hedge Parent -69 -72 +4.2%
Accumulated Other Comprehensive Income -901 -1,197 +24.7%
Accumulated Translation Adjustment -825 -1,029 +19.8%
Additional Paid In Capital 23,004 23,014 -0.0%
Common Stock 8 8 0.0%
Noncontrolling Interest 548 624 -12.2%
Retained Earnings 25,452 22,073 +15.3%
Treasury Stock Common -22,348 -15,744 -41.9%
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Stockholders Equity Including Portion Attributable To Noncontrolling Interest 25,763 28,778 -10.5%
Total Liabilities & Equity (Q) — — —
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Total Liabilities & Equity 81,531 93,417 -12.7%

Cash Flow Statement

Cash Flow Statement
Metric YTD Q2 2025 YTD Q2 2024 YoY
Operating Activities
Other Depreciation And Amortization (YTD) — — —
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Other Depreciation And Amortization 897 815 +10.1%
Amortization Of Acquisition Related Intangible Assets (YTD) — — —
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Amortization Of Acquisition Related Intangible Assets 673 744 -9.5%
Amortization Of Debt Issuance Costs Discounts And Other (YTD) — — —
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Amortization Of Debt Issuance Costs Discounts And Other 22 22 0.0%
Stock-Based Compensation (YTD) — — —
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Stock-Based Compensation 215 185 +16.2%
Deferred Income Taxes (YTD) — — —
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Deferred Income Taxes -215 -207 -3.9%
Equity Method Investment Dividends Or Distributions (YTD) — — —
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Equity Method Investment Dividends Or Distributions 22 19 +15.8%
Foreign Currency Transaction Loss Before Tax (YTD) — — —
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Foreign Currency Transaction Loss Before Tax 65 50 +30.0%
Other Operating Activities Cash Flow Statement (YTD) — — —
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Other Operating Activities Cash Flow Statement -6 -15 +60.0%
Change in Accounts Receivable (YTD) — — —
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Change in Accounts Receivable -280 -176 -59.1%
Change in Prepaid & Other Assets (YTD) — — —
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Change in Prepaid & Other Assets -612 -420 -45.7%
Increase Decrease In Contract With Customer Asset (YTD) — — —
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Increase Decrease In Contract With Customer Asset -121 -104 -16.3%
Increase Decrease In Accounts Payable And Accrued Liabilities (YTD) — — —
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Increase Decrease In Accounts Payable And Accrued Liabilities -272 -448 +39.3%
Change in Deferred Revenue (YTD) — — —
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Change in Deferred Revenue 40 30 +33.3%
Net Cash from Operations (YTD) — — —
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Net Cash from Operations 2,313 2,172 +6.5%
Depreciation & Amortization (YTD) — — —
Show Business Segments breakouts
Financial Segment · Operating Segments 249 230 +8.3%
Merchant Segment · Operating Segments 209 180 +16.1%
Investing Activities
Capital Expenditures (YTD) — — —
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Capital Expenditures -814 -768 -6.0%
Payments To Acquire Businesses Net Of Cash Acquired (YTD) — — —
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Payments To Acquire Businesses Net Of Cash Acquired -337 — —
Payments For Merchant Cash Advances (YTD) — — —
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Payments For Merchant Cash Advances -539 -451 -19.5%
Proceeds From Equity Method Investment Dividends Or Distributions Return Of Capital (YTD) — — —
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Proceeds From Equity Method Investment Dividends Or Distributions Return Of Capital 13 39 -66.7%
Payments To Acquire Investments (YTD) — — —
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Payments To Acquire Investments -41 -35 -17.1%
Proceeds From Sale Of Equity Securities Fv Ni (YTD) — — —
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Proceeds From Sale Of Equity Securities Fv Ni 474 8 +5825.0%
Other Investing Activities (YTD) — — —
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Other Investing Activities -19 — —
Net Cash from Investing (YTD) — — —
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Net Cash from Investing -1,263 -1,207 -4.6%
Financing Activities
Proceeds From Issuance Of Long Term Debt (YTD) — — —
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Proceeds From Issuance Of Long Term Debt 3,679 3,189 +15.4%
Repayments Of Long Term Debt And Capital Securities (YTD) — — —
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Repayments Of Long Term Debt And Capital Securities -2,360 -1,457 -62.0%
Proceeds From Repayments Of Short Term Debt (YTD) — — —
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Proceeds From Repayments Of Short Term Debt 1,925 532 +261.8%
Payments Of Financing Costs (YTD) — — —
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Payments Of Financing Costs -5 -14 +64.3%
Proceeds From Issuance Or Sale Of Equity (YTD) — — —
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Proceeds From Issuance Or Sale Of Equity 37 58 -36.2%
Payments For Repurchase Of Common Stock And Payments Related To Tax Withholding For Share Based Compensation (YTD) — — —
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Payments For Repurchase Of Common Stock And Payments Related To Tax Withholding For Share Based Compensation -4,642 -3,230 -43.7%
Proceeds From Payments For Settlement Activity (YTD) — — —
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Proceeds From Payments For Settlement Activity 200 -150 +233.3%
Payments To Minority Shareholders (YTD) — — —
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Payments To Minority Shareholders -22 — —
Proceeds From Payments For Other Financing Activities (YTD) — — —
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Proceeds From Payments For Other Financing Activities 22 -1 +2300.0%
Net Cash from Financing (YTD) — — —
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Net Cash from Financing -1,166 -1,114 -4.7%
Supplemental
Income Taxes Paid (YTD) — — —
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Income Taxes Paid 1,245 1,277 -2.5%
Interest Paid (YTD) — — —
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Interest Paid 709 502 +41.2%
Other Cash Flow
Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents (YTD) — — —
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Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 92 -12 +866.7%
Net Change in Cash (YTD) — — —
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Net Change in Cash -24 -161 +85.1%
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents (Q) — — —
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Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 2,969 2,802 +6.0%

Values in millions USD. Source: SEC EDGAR 10-Q filing.

This table is rendered from the same JSON returned by /api/financials.

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