ARCH CAPITAL GROUP LTD.

ACGL 10-K · FY 2025

ACGL FY 2025 request

Playground key active
Request URL /api/financials?ticker=ACGL&year=2025&quarter=4&full_year_mode=true
waiting 0 ms
Pick an endpoint and run the request.
curl

Income Statement

Income Statement
Metric FY 2025 FY 2024 YoY
Premiums Earned Net 17,065 15,100 +13.0%
Show Product Lines breakouts
Casualty and other · Insurance 937 864 +8.4%
Casualty · Reinsurance 1,432 1,088 +31.6%
Commercial automobile · Insurance 581 459 +26.6%
Commercial multi-peril · Insurance 792 435 +82.1%
International mortgage insurance/reinsurance · Mortgage 163 173 -5.8%
Marine and aviation · Reinsurance 317 276 +14.9%
Other liability - claims made · Insurance 786 843 -6.8%
Other liability - occurrence · Insurance 1,321 942 +40.2%
Other · Insurance 291 309 -5.8%
Other · Reinsurance 150 152 -1.3%
Property and short-tail specialty · Insurance 1,099 1,061 +3.6%
Property and short-tail specialty · Insurance 1,373 1,165 +17.9%
Property catastrophe · Reinsurance 1,065 959 +11.1%
Property excluding property catastrophe · Reinsurance 2,252 2,148 +4.8%
Specialty · Reinsurance 2,906 2,619 +11.0%
U.S. credit risk transfer (CRT) and other · Mortgage 207 213 -2.8%
U.S. primary mortgage insurance · Mortgage 802 845 -5.1%
Workers Compensation Insurance · Insurance 591 549 +7.7%
Show Business Segments breakouts
Insurance · International 2,036 1,925 +5.8%
Insurance · North America 5,735 4,702 +22.0%
Insurance · Operating Segments 7,771 6,627 +17.3%
Mortgage · Operating Segments 1,172 1,231 -4.8%
Reinsurance · Operating Segments 8,122 7,242 +12.2%
Investment Income Net 1,625 1,495 +8.7%
Show Consolidated Entities breakouts
Parent 3 5 -40.0%
Net Realized Gains Losses 464 197 +135.5%
Show Equity Components breakouts
Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income 25 -95 +126.3%
Show Consolidated Entities breakouts
Parent -10 -4 -150.0%
Other Income 217 26 +734.6%
Show Business Segments breakouts
Insurance · Operating Segments 36
Mortgage · Operating Segments 22 17 +29.4%
Reinsurance · Operating Segments 159 9 +1666.7%
Income Loss From Equity Method Investments 504 580 -13.1%
Other Operating Income Expense Net 54 42 +28.6%
Revenue 19,929 17,440 +14.3%
Show Consolidated Entities breakouts
Parent -7 1 -800.0%
Show Equity Method Investment Nonconsolidated Investee breakouts
Equity Method Investment Nonconsolidated Investee Or Group Of Investees 21,594 19,160 +12.7%
Policyholder Benefits And Claims Incurred Net 9,370 8,342 +12.3%
Show Business Segments breakouts
Insurance · Operating Segments 4,764 4,070 +17.1%
Mortgage · Operating Segments -4 -55 +92.7%
Reinsurance · Operating Segments 4,610 4,327 +6.5%
Deferred Policy Acquisition Cost Amortization Expense 3,153 2,651 +18.9%
Show Business Segments breakouts
Insurance · Operating Segments 1,496 1,217 +22.9%
Mortgage · Operating Segments 13 2 +550.0%
Reinsurance · Operating Segments 1,644 1,432 +14.8%
Other Cost And Expense Operating 1,826 1,472 +24.0%
General & Administrative 132 200 -34.0%
Show Consolidated Entities breakouts
Parent 57 116 -50.9%
Amortization Of Intangible Assets 193 235 -17.9%
Interest Expense 148 141 +5.0%
Show Consolidated Entities breakouts
Parent 59 59 0.0%
Foreign Currency Transaction Gain Loss Before Tax 128 -75 +270.7%
Benefits Losses And Expenses 14,950 12,966 +15.3%
Show Consolidated Entities breakouts
Parent 116 175 -33.7%
Income Loss From Continuing Operations Before Earnings From Affiliates Income Taxes Noncontrolling Interest 4,979 4,474 +11.3%
Show Equity Components breakouts
Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income 19 -95 +120.0%
Current Income Tax Expense Benefit 586 397 +47.6%
Deferred Income Taxes 174 -35 +597.1%
Income Tax Expense (Benefit) 760 362 +109.9%
Show Equity Components breakouts
Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income -1 -14 +92.9%
Show Consolidated Entities breakouts
Parent -58
Income Loss From Operating Affiliates Equity Method 180 200 -10.0%
Show Consolidated Entities breakouts
Parent -1 -1 0.0%
Net Income 4,399 4,312 +2.0%
Show Equity Components breakouts
Retained Earnings 4,399 4,312 +2.0%
Show Equity Method Investment Nonconsolidated Investee breakouts
Equity Method Investment Nonconsolidated Investee Or Group Of Investees 12,951 11,891 +8.9%
Net Income 4,399 4,312 +2.0%
Show Equity Components breakouts
Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income 20 -81 +124.7%
Show Consolidated Entities breakouts
Parent 4,399 4,312 +2.0%
Preferred Stock Dividends Income Statement Impact -40 -40 0.0%
Show Consolidated Entities breakouts
Parent -40 -40 0.0%
Net Income Loss Available To Common Stockholders Basic 4,359 4,272 +2.0%
Show Consolidated Entities breakouts
Parent 4,359 4,272 +2.0%
EPS (Basic) 11.83 11.47 +3.1%
EPS (Diluted) 11.6 11.19 +3.7%
Wtd Avg Shares (Basic) 368.4 372.5 -1.1%
Wtd Avg Shares (Diluted) 375.9 381.8 -1.5%
Income Before Taxes 5,159 4,674 +10.4%
Comprehensive Income 5,124 4,268 +20.1%
Other Comprehensive Income (FY)
Show Equity Components breakouts
Accumulated Net Unrealized Investment Gain Loss 641 58 +1005.2%
Accumulated Other Comprehensive Income 725 -44 +1747.7%
Accumulated Translation Adjustment 84 -102 +182.4%
Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1 9,370 8,342 +12.3%
Other Expenses -1,826 -1,472 -24.0%
Show Business Segments breakouts
Insurance · Operating Segments -1,172 -995 -17.8%
Mortgage · Operating Segments -185 -207 +10.6%
Reinsurance · Operating Segments -469 -270 -73.7%

Balance Sheet

Balance Sheet
Metric FY 2025 FY 2024 YoY
Current Assets
Cash & Cash Equivalents 993 979 +1.4%
Show Consolidated Entities breakouts
Parent Company 13 13 0.0%
Non-Current Assets
Equity Securities Fv Ni Current And Noncurrent 1,864 1,675 +11.3%
Total Assets 79,241 70,906 +11.8%
Show Legal Entity breakouts
Bellemeade 2021-3 Ltd · Variable Interest Entity Not Primary Beneficiary 21 363 -94.2%
Bellemeade 2022-1 Ltd · Variable Interest Entity Not Primary Beneficiary 42 202 -79.2%
Bellemeade 2022-2 Ltd · Variable Interest Entity Not Primary Beneficiary 43 180 -76.1%
Bellemeade 2023-1 Ltd · Variable Interest Entity Not Primary Beneficiary 149 186 -19.9%
Bellemeade 2024-1 Ltd · Variable Interest Entity Not Primary Beneficiary 130 163 -20.2%
Bellemeade 2025-1 Ltd · Variable Interest Entity Not Primary Beneficiary 191
Show Consolidated Entities breakouts
Parent Company 25,541 22,166 +15.2%
Variable Interest Entity Not Primary Beneficiary 576 1,094 -47.3%
Show Equity Method Investment Nonconsolidated Investee breakouts
Equity Method Investment Nonconsolidated Investee Or Group Of Investees 156,736 132,647 +18.2%
Operating Lease Right-of-Use Assets 120 129 -7.0%
Goodwill 607 571 +6.3%
Intangible Assets 534 701 -23.8%
Other Assets
Other Investments 3,136 3,066 +2.3%
Show Financial Instrument breakouts
Credit related funds 87 99 -12.1%
Energy 2 19 -89.5%
Equity Securities 5 7 -28.6%
Fixed Income Securities 1,110 854 +30.0%
Investment grade fixed income 1,225 1,055 +16.1%
Lending 220 303 -27.4%
Other investments 1,957 2,135 -8.3%
Private Equity Funds 250 229 +9.2%
Short-term investments 64 70 -8.6%
Term loan investments 173 430 -59.8%
Equity Method Investments 6,453 5,980 +7.9%
Show Financial Instrument breakouts
Credit related funds 1,616 1,487 +8.7%
Energy 37 67 -44.8%
Equity Funds 231 217 +6.5%
Fixed Income Investments 501 384 +30.5%
Infrastructure 346 425 -18.6%
Lending 558 616 -9.4%
Private Equity Funds 2,397 1,915 +25.2%
Real Estate Funds 767 869 -11.7%
Investments 46,504 40,540 +14.7%
Show Consolidated Entities breakouts
Parent Company 40 43 -7.0%
Accrued Investment Income Receivable 338 298 +13.4%
Investment In Operating Affiliate Equity Method 1,313 1,240 +5.9%
Show Consolidated Entities breakouts
Parent Company 3 3 0.0%
Show Schedule Of Equity Method Investment Equity Method Investee Name breakouts
Coface 707 592 +19.4%
Greysbridge Holdings Ltd 486 523 -7.1%
Premiums Receivable At Carrying Value 5,723 5,634 +1.6%
Reinsurance Recoverables On Paid And Unpaid Losses 9,526 8,260 +15.3%
Show Schedule Of Equity Method Investment Equity Method Investee Name breakouts
Somers Holdings Ltd. · Equity Method Investee 2 1.6 +25.0%
Contractholder Deductibles Receivable 2,270 2,161 +5.0%
Prepaid Reinsurance Premiums 2,659 2,428 +9.5%
Deferred Policy Acquisition Costs 1,717 1,734 -1.0%
Receivables From Brokers Dealers And Clearing Organizations 180 50 +260.0%
Intangible Assets Net Including Goodwill 1,222 1,351 -9.5%
Show Business Segments breakouts
Insurance · Operating Segments 793 916 -13.4%
Mortgage · Operating Segments 331 333 -0.6%
Reinsurance · Operating Segments 98 102 -3.9%
Show Fair Value By Asset Class breakouts
Finite Lived Intangible Assets 534
Finite Lived Intangible Assets · Customer Relationships 417 477 -12.6%
Finite Lived Intangible Assets · Insurance Contracts Acquired In Business Combination 1 59 -98.3%
Finite Lived Intangible Assets · Other Intangible Assets 77 111 -30.6%
Finite Lived Intangible Assets · Technology Based Intangible Assets 39 54 -27.8%
Goodwill 607 571 +6.3%
Indefinitelived Intangible Assets 81
Indefinitelived Intangible Assets · Licensing Agreements 58 58 0.0%
Indefinitelived Intangible Assets · Syndicate capacity 23 21 +9.5%
Other Assets 6,796 6,231 +9.1%
Show Consolidated Entities breakouts
Parent Company 194 66 +193.9%
Show Schedule Of Equity Method Investment Equity Method Investee Name breakouts
Greysbridge Holdings Ltd · Equity Method Investee 162
Non-Current Liabilities
Total Liabilities 55,035 50,086 +9.9%
Show Consolidated Entities breakouts
Parent Company 1,335 1,346 -0.8%
Show Equity Method Investment Nonconsolidated Investee breakouts
Equity Method Investment Nonconsolidated Investee Or Group Of Investees 37,031 36,614 +1.1%
Other Liabilities
Available For Sale Securities Debt Securities 35,051 29,819 +17.5%
Show Financial Instrument breakouts
Asset Backed Securities 3,574 2,900 +23.2%
Commercial Mortgage Backed Securities 1,212 1,058 +14.6%
Corporate Debt Securities 14,058 12,487 +12.6%
Fixed Maturities 32,426 27,035 +19.9%
Foreign Government Debt Securities 3,270 2,538 +28.8%
Municipal Bonds 162 263 -38.4%
Residential Mortgage Backed Securities 2,705 1,079 +150.7%
Short Term Investments 2,625 2,784 -5.7%
US Treasury And Government 7,445 6,710 +11.0%
Liability For Claims And Claims Adjustment Expense 33,547 29,369 +14.2%
Unearned Premiums 10,100 10,218 -1.2%
Reinsurance Payable 2,320 2,137 +8.6%
Show Schedule Of Equity Method Investment Equity Method Investee Name breakouts
Somers Holdings Ltd. · Equity Method Investee 550 489 +12.5%
Contract Holder Payables 2,277 2,165 +5.2%
Collateral Held For Insured Obligations 237 249 -4.8%
Senior Long Term Notes 2,729 2,728 0.0%
Show Debt Instrument breakouts
3.635% senior notes due 2050 · Senior Notes 990 989 +0.1%
4.011% senior notes due 2026 · Senior Notes 499 499 0.0%
5.031% senior notes due 2046 · Senior Notes 446 446 0.0%
5.144% senior notes due 2043 · Senior Notes 496 496 0.0%
7.350% senior notes due 2034 · Senior Notes 298 298 0.0%
Senior Notes · Unsecured Debt 2.7 2.7 0.0%
Show Consolidated Entities breakouts
Parent Company 1,288 1,287 +0.1%
Show Long-Term Debt Type breakouts
Senior Notes 2,729 2,728 0.0%
Payables To Broker Dealers And Clearing Organizations 308 181 +70.2%
Other Liabilities 3,517 3,039 +15.7%
Show Consolidated Entities breakouts
Parent Company 41 48 -14.6%
Show Schedule Of Equity Method Investment Equity Method Investee Name breakouts
Greysbridge Holdings Ltd · Equity Method Investee 162
Stockholders' Equity
Preferred Stock Value 830 830 0.0%
Show Consolidated Entities breakouts
Parent Company 830 830 0.0%
Common Stock 1 1 0.0%
Show Consolidated Entities breakouts
Parent Company 1 1 0.0%
Additional Paid In Capital Common Stock 2,735 2,510 +9.0%
Show Consolidated Entities breakouts
Parent Company 2,735 2,510 +9.0%
Retained Earnings 27,045 22,686 +19.2%
Show Consolidated Entities breakouts
Parent Company 27,045 22,686 +19.2%
Accumulated Other Comprehensive Income 5 -720 +100.7%
Show Consolidated Entities breakouts
Parent Company 5 -720 +100.7%
Treasury Stock Value -6,410 -4,487 -42.9%
Show Consolidated Entities breakouts
Parent Company -6,410 -4,487 -42.9%
Total Stockholders' Equity 24,206 20,820 +16.3%
Show Equity Components breakouts
Accumulated Net Unrealized Investment Gain Loss 134 -507 +126.4%
Accumulated Other Comprehensive Income 5 -720 +100.7%
Accumulated Translation Adjustment -129 -213 +39.4%
Additional Paid In Capital 2,735 2,510 +9.0%
Common Stock 1 1 0.0%
Preferred Stock 830 830 0.0%
Retained Earnings 27,045 22,686 +19.2%
Treasury Stock Common -6,410 -4,487 -42.9%
Show Consolidated Entities breakouts
Parent Company 24,206 20,820 +16.3%
Total Liabilities & Equity 79,241 70,906 +11.8%
Show Consolidated Entities breakouts
Parent Company 25,541 22,166 +15.2%

Cash Flow Statement

Cash Flow Statement
Metric FY 2025 FY 2024 YoY
Operating Activities
Net Realized Gains Losses Cash Flow Statement -440 -185 -137.8%
Equity Pick Up Investment Funds Accounted For Using Equity Method And Other Income Loss -459 -488 +5.9%
Stock-Based Compensation 148 133 +11.3%
Increase Decrease In Loss And Loss Adjustment Expenses Net Of Recoverables 2,350 3,279 -28.3%
Increase Decrease In Unearned Premiums Net Of Prepaid Reinsurance Premiums -589 632 -193.2%
Increase Decrease In Premiums Receivable 38 -818 +104.6%
Increase Decrease In Deferred Policy Acquisition Costs 86 -212 +140.6%
Increase Decrease In Reinsurance Payables 137 179 -23.5%
Increase Decrease In Deferred Income Taxes 174 -35 +597.1%
Increase Decrease In Other Operating Capital Net 135 -359 +137.6%
Net Cash from Operations 6,172 6,673 -7.5%
Show Consolidated Entities breakouts
Parent 1,873 2,398 -21.9%
Investing Activities
Purchases of Investments -36,480 -31,290 -16.6%
Payments To Acquire Equity Securities Fv Ni -1,448 -1,423 -1.8%
Payments To Acquire Other Investments -2,238 -3,485 +35.8%
Proceeds From Sale Of Available For Sale Securities Debt 29,313 26,245 +11.7%
Proceeds From Sale Of Equity Securities Fv Ni 1,507 1,101 +36.9%
Proceeds From Sale Of Other Investments 2,186 1,858 +17.7%
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities 2,494 2,036 +22.5%
Payments For Proceeds From Derivative Instrument Investing Activities 310 -5 +6300.0%
Payments For Proceeds From Short Term Investments 258 -269 +195.9%
Show Consolidated Entities breakouts
Parent 3 -26 +111.5%
Payments To Acquire Productive Assets -44 -51 +13.7%
Other Investing Activities 106 -30 +453.3%
Show Consolidated Entities breakouts
Parent 10 5 +100.0%
Net Cash from Investing -4,036 -4,461 +9.5%
Show Consolidated Entities breakouts
Parent 13 -471 +102.8%
Financing Activities
Share Repurchases -1,889 -24 -7770.8%
Show Consolidated Entities breakouts
Parent -1,889 -24 -7770.8%
Proceeds From Common Shares Issued Net 50 7 +614.3%
Show Consolidated Entities breakouts
Parent 50 7 +614.3%
Payments Of Capital Distribution -7 -1,866 +99.6%
Show Consolidated Entities breakouts
Parent -7 -1,866 +99.6%
Payments Of Dividends Preferred Stock And Preference Stock -40 -40 0.0%
Show Consolidated Entities breakouts
Parent -40 -40 0.0%
Proceeds From Payments For Other Financing Activities -4 -2 -100.0%
Net Cash from Financing -1,890 -1,925 +1.8%
Show Consolidated Entities breakouts
Parent -1,886 -1,923 +1.9%
Supplemental
Income Taxes Paid 458 378 +21.2%
Interest Paid 127 127 0.0%
Other Cash Flow
Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 61 -25 +344.0%
Net Change in Cash 307 262 +17.2%
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 2,067 1,760 +17.4%
Show Consolidated Entities breakouts
Parent 13 13 0.0%

Values in millions USD. Source: SEC EDGAR 10-K filing.

This table is rendered from the same JSON returned by /api/financials.

Get API Key