BANK OF AMERICA CORP /DE/

BAC 10-K · FY 2025

BAC FY 2025 request

Playground key active
Request URL /api/financials?ticker=BAC&year=2025&quarter=4&full_year_mode=true
waiting 0 ms
Pick an endpoint and run the request.
curl

Income Statement

Income Statement
Metric FY 2025 FY 2024 YoY
Revenue 113,097 105,856 +6.8%
Show Geography breakouts
Asia 6,004 5,184 +15.8%
EMEA 7,561 6,499 +16.3%
Latin America 1,845 1,739 +6.1%
Non Us 15,410 13,422 +14.8%
US 97,687 92,434 +5.7%
Show Consolidated Entities breakouts
Parent Company 51,940 41,666 +24.7%
Operating Expenses (FY)
Show Consolidated Entities breakouts
Parent Company 14,397 16,748 -14.0%
Income Before Taxes 37,695 33,223 +13.5%
Show Geography breakouts
Asia 1,925 1,616 +19.1%
EMEA 1,624 1,061 +53.1%
Latin America 749 845 -11.4%
Non Us 4,298 3,522 +22.0%
US 33,397 29,701 +12.4%
Show Income Tax Authority breakouts
Domestic Country 28,813 24,251 +18.8%
Foreign Country 8,882 8,972 -1.0%
Income Tax Expense (Benefit) 7,186 6,250 +15.0%
Show Consolidated Entities breakouts
Parent Company 808 773 +4.5%
Net Income 30,509 26,973 +13.1%
Show Business Segments breakouts
Consumer Banking · Operating Segments 12,245 10,759 +13.8%
Global Banking · Operating Segments 7,793 7,984 -2.4%
Global Markets · Operating Segments 6,111 5,622 +8.7%
Global Wealth & Investment Management · Operating Segments 4,670 4,263 +9.5%
Show Geography breakouts
Asia 1,402 1,176 +19.2%
EMEA 1,151 788 +46.1%
Latin America 629 566 +11.1%
Non Us 3,182 2,530 +25.8%
US 27,327 24,443 +11.8%
Show Equity Components breakouts
Retained Earnings 30,509 26,973 +13.1%
Show Consolidated Entities breakouts
Parent Company 30,509 26,973 +13.1%
Show Consolidation Items breakouts
All Other -310 -1,655 +81.3%
Comprehensive Income 35,268 29,476 +19.6%
Show Equity Components breakouts
Accumulated Defined Benefit Plans Adjustment 319 131 +143.5%
Accumulated Gain Loss Financial Liability Fair Value Option Attributable To Parent -329 -127 -159.1%
Accumulated Gain Loss Net Cash Flow Hedge Parent 3,590 2,428 +47.9%
Accumulated Net Unrealized Investment Gain Loss 1,156 158 +631.6%
Accumulated Other Comprehensive Income 4,759 2,503 +90.1%
Accumulated Translation Adjustment 23 -87 +126.4%
Other Comprehensive Income 4,759 2,503 +90.1%
Show Equity Components breakouts
Accumulated Defined Benefit Plans Adjustment 319 131 +143.5%
Accumulated Gain Loss Financial Liability Fair Value Option Attributable To Parent -329 -127 -159.1%
Accumulated Gain Loss Net Cash Flow Hedge Parent 3,590 2,428 +47.9%
Accumulated Net Unrealized Investment Gain Loss 1,156 158 +631.6%
Accumulated Translation Adjustment 23 -87 +126.4%
EPS (Basic) 3.86 3.23 +19.5%
EPS (Diluted) 3.81 3.19 +19.4%
Wtd Avg Shares (Basic) 7,521.9 7,855.5 -4.2%
Wtd Avg Shares (Diluted) 7,680.9 7,935.8 -3.2%
Noninterest Income 53,001 49,796 +6.4%
Show Business Segments breakouts
Consumer Banking · Operating Segments 8,364 8,358 +0.1%
Global Banking · Operating Segments 11,497 10,513 +9.4%
Global Markets · Operating Segments 18,406 18,437 -0.2%
Global Wealth & Investment Management · Operating Segments 17,686 15,960 +10.8%
Show Consolidation Items breakouts
All Other -2,952 -3,472 +15.0%
Brokerage Commissions Revenue (FY)
Show Product Lines breakouts
Asset management fees 15,601 13,875 +12.4%
Asset management fees · All Other -13
Asset management fees · Consumer Banking 245 207 +18.4%
Asset management fees · Global Wealth & Investment Management 15,369 13,668 +12.4%
Brokerage fees 4,355 3,891 +11.9%
Brokerage fees · Consumer Banking 115 113 +1.8%
Brokerage fees · Global Banking 79 91 -13.2%
Brokerage fees · Global Markets 2,511 2,128 +18.0%
Brokerage fees · Global Wealth & Investment Management 1,650 1,570 +5.1%
Investment and brokerage services 19,956 17,766 +12.3%
Investment and brokerage services · All Other -13 -11 -18.2%
Investment and brokerage services · Consumer Banking 360 320 +12.5%
Investment and brokerage services · Global Banking 79 91 -13.2%
Investment and brokerage services · Global Markets 2,511 2,128 +18.0%
Investment and brokerage services · Global Wealth & Investment Management 17,019 15,238 +11.7%
Investment Banking Revenue (FY)
Show Product Lines breakouts
Financial advisory services 1,890 1,690 +11.8%
Financial advisory services · All Other -1
Financial advisory services · Global Banking 1,707 1,504 +13.5%
Financial advisory services · Global Markets 181 186 -2.7%
Financial advisory services · Global Wealth & Investment Management 3
Syndication fees 1,420 1,221 +16.3%
Syndication fees · Global Banking 732 644 +13.7%
Syndication fees · Global Markets 688 577 +19.2%
Total investment banking fees 6,630 6,186 +7.2%
Total investment banking fees · All Other -217 -168 -29.2%
Total investment banking fees · Global Banking 3,742 3,453 +8.4%
Total investment banking fees · Global Markets 2,837 2,655 +6.9%
Total investment banking fees · Global Wealth & Investment Management 268 246 +8.9%
Underwriting income 3,320 3,275 +1.4%
Underwriting income · All Other -216 -168 -28.6%
Underwriting income · Global Banking 1,303 1,305 -0.2%
Underwriting income · Global Markets 1,968 1,892 +4.0%
Underwriting income · Global Wealth & Investment Management 265 246 +7.7%
Other Noninterest Expense 27,381 26,630 +2.8%
Show Business Segments breakouts
Consumer Banking · Operating Segments 16,634 16,208 +2.6%
Global Banking · Operating Segments 7,746 7,332 +5.6%
Global Markets · Operating Segments 11,495 10,373 +10.8%
Global Wealth & Investment Management · Operating Segments 6,557 6,115 +7.2%
Show Consolidation Items breakouts
All Other 575 1,688 -65.9%
Labor And Related Expense 42,346 40,182 +5.4%
Show Business Segments breakouts
Consumer Banking · Operating Segments 6,063 5,896 +2.8%
Global Banking · Operating Segments 4,670 4,521 +3.3%
Global Markets · Operating Segments 3,923 3,553 +10.4%
Global Wealth & Investment Management · Operating Segments 12,064 11,126 +8.4%
Noninterest Expense 69,727 66,812 +4.4%
Show Business Segments breakouts
Consumer Banking · Operating Segments 22,697 22,104 +2.7%
Global Banking · Operating Segments 12,416 11,853 +4.7%
Global Markets · Operating Segments 15,418 13,926 +10.7%
Global Wealth & Investment Management · Operating Segments 18,621 17,241 +8.0%
Show Consolidated Entities breakouts
Parent Company 1,576 1,580 -0.3%
Show Consolidation Items breakouts
All Other 575 1,688 -65.9%
Communications And Information Technology 7,453 7,231 +3.1%
Marketing And Advertising Expense 2,204 1,956 +12.7%
Occupancy Net 7,448 7,289 +2.2%
Professional Fees 2,580 2,669 -3.3%
Net Income Loss Available To Common Stockholders Basic 29,055 25,344 +14.6%
Interest And Dividend Income Operating 138,566 146,607 -5.5%
Interest Expense Operating 78,470 90,547 -13.3%
Interest Income Expense Net 60,096 56,060 +7.2%
Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax (FY)
Show Derivative Risk breakouts
Foreign Exchange Contract · Net Investment Hedging -2,749 2,624 -204.8%
Interest rate risk on variable-rate portfolios · Cash Flow Hedging 3,301 389 +748.6%
Price risk on certain compensation plans · Cash Flow Hedging 1 29 -96.6%
Show Derivative Instruments Gain Loss By Hedging Relationship breakouts
Cash Flow Hedging 3,302 418 +690.0%
Operating Lease Lease Income 942 931 +1.2%

Balance Sheet

Balance Sheet
Metric FY 2025 FY 2024 YoY
Current Assets
Cash & Cash Equivalents (Q)
Show Consolidated Entities breakouts
Parent Company 7,686 4,613 +66.6%
Non-Current Assets
Property, Plant & Equipment 12,516 12,168 +2.9%
Operating Lease Right-of-Use Assets 8,395 8,527 -1.5%
Goodwill 69,021 69,021 0.0%
Show Business Segments breakouts
Consumer Banking · Operating Segments 30,137 30,137 0.0%
Global Banking · Operating Segments 24,026 24,026 0.0%
Global Markets · Operating Segments 5,181 5,181 0.0%
Global Wealth & Investment Management · Operating Segments 9,677 9,677 0.0%
Total Assets 3,411,738 3,261,299 +4.6%
Show Business Segments breakouts
Consumer Banking · Operating Segments 1,039,346 1,034,370 +0.5%
Global Banking · Operating Segments 734,710 670,505 +9.6%
Global Markets · Operating Segments 1,032,858 876,548 +17.8%
Global Wealth & Investment Management · Operating Segments 335,495 338,367 -0.8%
Show Geography breakouts
Asia 177,742 153,489 +15.8%
EMEA 315,024 257,696 +22.2%
Latin America 48,610 32,990 +47.3%
Non Us 541,376 444,175 +21.9%
US 2,870,362 2,817,124 +1.9%
Show Financial Instrument breakouts
Commercial Mortgage Backed Securities · Variable Interest Entity Not Primary Beneficiary 1,634 1,541 +6.0%
Credit Card and Automobile · Variable Interest Entity Primary Beneficiary 16,388 17,381 -5.7%
Home Equity · Variable Interest Entity Primary Beneficiary 21 29 -27.6%
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Not Primary Beneficiary 30,016 22,965 +30.7%
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Primary Beneficiary 850 1,017 -16.4%
Municipal Bond Trusts and CDOs · Variable Interest Entity Not Primary Beneficiary 8,065 6,474 +24.6%
Municipal Bond Trusts and CDOs · Variable Interest Entity Primary Beneficiary 5,975 3,519 +69.8%
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Not Primary Beneficiary 31,798 24,216 +31.3%
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Primary Beneficiary 434 1,041 -58.3%
Residential Mortgage - Agency · Variable Interest Entity Not Primary Beneficiary 6,869 7,353 -6.6%
Residential Mortgage - Agency · Variable Interest Entity Primary Beneficiary 939 1,132 -17.0%
Residential Mortgage · Variable Interest Entity Not Primary Beneficiary 11 13 -15.4%
Residential Mortgage · Variable Interest Entity Not Primary Beneficiary 430 451 -4.7%
Residential Mortgage · Variable Interest Entity Primary Beneficiary 245
Tax Credit Vehicles · Variable Interest Entity Not Primary Beneficiary 25,435 27,252 -6.7%
Show Consolidated Entities breakouts
Parent Company 583,783 558,137 +4.6%
Variable Interest Entity Not Primary Beneficiary · Investment Vehicles 30 23 +30.4%
Variable Interest Entity Not Primary Beneficiary · Tax Credit Vehicles 86.5 85.7 +0.9%
Variable Interest Entity Primary Beneficiary 24,852 24,119 +3.0%
Variable Interest Entity Primary Beneficiary · Investment Vehicles 58 6 +866.7%
Variable Interest Entity Primary Beneficiary · Leveraged Lease Trusts 850 1 +84900.0%
Show Consolidation Items breakouts
All Other 269,329 341,509 -21.1%
Current Liabilities
Commercial Paper 20.4 24.2 -15.7%
Non-Current Liabilities
Long-Term Debt 317,816 283,279 +12.2%
Show Debt Instrument breakouts
Fixed · Bank of America, N.A. and subsidiaries 54 1,015 -94.7%
Fixed · Bank of America, N.A. and subsidiaries 5,695 5,611 +1.5%
Fixed · Parent Company 750 749 +0.1%
Fixed · Parent Company 176,097 171,603 +2.6%
Fixed · Parent Company 20,802 23,539 -11.6%
Floating · Bank of America, N.A. and subsidiaries 4,121 400 +930.2%
Floating · Bank of America, N.A. and subsidiaries 11,177 5,851 +91.0%
Floating · Parent Company 1 1 0.0%
Floating · Parent Company 11,471 8,736 +31.3%
Floating · Parent Company 4,626 4,549 +1.7%
Foreign Currency - Dominated Debt 57.5 43.8 +31.3%
Subordinated notes · Bank of America, N.A. and subsidiaries 1,403 1,401 +0.1%
Show Financial Instrument breakouts
Credit Card and Automobile · Variable Interest Entity Primary Beneficiary 6.4 8 -20.0%
Credit Card Receivable and Automobile Securitizations · Variable Interest Entity Primary Beneficiary 6.4
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Primary Beneficiary 6 5 +20.0%
Other Variable Interest Entities · Variable Interest Entity Primary Beneficiary 472
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Primary Beneficiary 238 458 -48.0%
Show Legal Entity breakouts
Bank of America, N.A. and subsidiaries · Subsidiaries 29,492 22,821 +29.2%
Bank of America, N.A. and subsidiaries · Subsidiaries 600 495 +21.2%
Bank of America, N.A. and subsidiaries · Subsidiaries 6,442 8,048 -20.0%
Bank of America, N.A. and subsidiaries · Subsidiaries 16,872
Bank of America, N.A. and subsidiaries · Subsidiaries 1,403
Bank of America, N.A. and subsidiaries · Subsidiaries 4,175
Show Consolidated Entities breakouts
Parent Company 234,116 226,675 +3.3%
Parent Company · Junior Subordinated Debt 750
Parent Company · Senior Notes 187,569
Parent Company · Senior Subordinated Notes 20,369 17,498 +16.4%
Parent Company · Subordinated Debt 25,428
Subsidiaries 54,208 33,783 +60.5%
Subsidiaries · Non-core/non-bank VIEs 405
Subsidiaries · Nonbank VIEs 405 409 -1.0%
Subsidiaries · Structured Finance 53,803 33,374 +61.2%
Variable Interest Entity Primary Beneficiary 6,847 8,457 -19.0%
Variable Interest Entity Primary Beneficiary · Nonrecourse 6,847 8,457 -19.0%
Total Liabilities 3,108,495 2,967,336 +4.8%
Show Financial Instrument breakouts
Credit Card and Automobile · Variable Interest Entity Primary Beneficiary 6,393 7,996 -20.0%
Home Equity · Variable Interest Entity Primary Beneficiary 13 19 -31.6%
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Primary Beneficiary 6 5 +20.0%
Municipal Bond Trusts and CDOs · Variable Interest Entity Primary Beneficiary 5,779 3,329 +73.6%
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Primary Beneficiary 238 458 -48.0%
Residential Mortgage · Variable Interest Entity Primary Beneficiary 215
Tax Credit Vehicles · Variable Interest Entity Not Primary Beneficiary 7,008 7,510 -6.7%
Show Consolidated Entities breakouts
Parent Company 280,540 264,174 +6.2%
Variable Interest Entity Primary Beneficiary 12,644 11,807 +7.1%
Stockholders' Equity
Retained Earnings 261,693 240,753 +8.7%
Accumulated Other Comprehensive Income -10,526 -15,285 +31.1%
Total Stockholders' Equity 303,243 293,963 +3.2%
Show Equity Components breakouts
Accumulated Defined Benefit Plans Adjustment -4,298 -4,617 +6.9%
Accumulated Gain Loss Financial Liability Fair Value Option Attributable To Parent -2,023 -1,694 -19.4%
Accumulated Gain Loss Net Cash Flow Hedge Parent -2 -5,588 +100.0%
Accumulated Net Unrealized Investment Gain Loss -1,096 -2,252 +51.3%
Accumulated Other Comprehensive Income -10,526 -15,285 +31.1%
Accumulated Translation Adjustment -1,111 -1,134 +2.0%
Common Stock Including Additional Paid In Capital 26,084 45,336 -42.5%
Preferred Stock 25,992 23,159 +12.2%
Retained Earnings 261,693 240,753 +8.7%
Show Consolidated Entities breakouts
Parent Company 303,243 293,963 +3.2%
Total Liabilities & Equity 3,411,738 3,261,299 +4.6%
Show Consolidated Entities breakouts
Parent Company 583,783 558,137 +4.6%

Cash Flow Statement

Cash Flow Statement
Metric FY 2025 FY 2024 YoY
Operating Activities
Depreciation & Amortization 2,314 2,189 +5.7%
Stock-Based Compensation 4,001 3,433 +16.5%
Deferred Income Taxes 295 -1,127 +126.2%
Net Cash from Operations 12,613 -8,805 +243.2%
Show Consolidated Entities breakouts
Parent Company 46,937 26,131 +79.6%
Investing Activities
Other Investing Activities -4,331 -4,145 -4.5%
Show Consolidated Entities breakouts
Parent Company -24
Net Cash from Investing -145,157 -90,693 -60.1%
Show Consolidated Entities breakouts
Parent Company -22,166 16,841 -231.6%
Financing Activities
Share Repurchases -21,433 -13,104 -63.6%
Show Consolidated Entities breakouts
Parent Company -21,433 -13,104 -63.6%
Net Cash from Financing 69,948 60,369 +15.9%
Show Consolidated Entities breakouts
Parent Company -21,698 -42,918 +49.4%
Supplemental
Income Taxes Paid 3,930 3,822 +2.8%
Interest Paid 79,065 89,687 -11.8%
Other Cash Flow
Net Change in Cash -58,269 -42,959 -35.6%
Show Consolidated Entities breakouts
Parent Company 3,073 54 +5590.7%

Values in millions USD. Source: SEC EDGAR 10-K filing.

This table is rendered from the same JSON returned by /api/financials.

Get API Key