CINCINNATI FINANCIAL CORP
CINFAPI behind this page
CINF Q2 2025 request
Playground key active
/api/financials?ticker=CINF&year=2025&quarter=2
Pick an endpoint and run the request.Income Statement
| Metric | Q2 2025 | Q2 2024 | YoY |
|---|---|---|---|
| Premiums Earned Net | 2,480 | 2,156 | +15.0% |
Show Business Segments breakouts |
|||
| Commercial Insurance · Operating Segments | 1,212 | 1,107 | +9.5% |
| Consolidated Property And Casualty Insurance | 2,397 | 2,075 | +15.5% |
| Excess and Surplus Lines Insurance · Operating Segments | 174 | 151 | +15.2% |
| Life Insurance Segment | 83 | 81 | +2.5% |
| Life Insurance Segment · Operating Segments | 83 | 81 | +2.5% |
| Personal Insurance · Operating Segments | 804 | 631 | +27.4% |
Show Consolidation Items breakouts |
|||
| Corporate Non Segment | 207 | 186 | +11.3% |
| Net Investment Income | 285 | 242 | +17.8% |
Show Business Segments breakouts |
|||
| Investment Segment · Operating Segments | 285 | 242 | +17.8% |
| Gain Loss On Investments | 473 | 137 | +245.3% |
Show Business Segments breakouts |
|||
| Investment Segment · Operating Segments | 473 | 137 | +245.3% |
Show Investment Type breakouts |
|||
| Debt Securities | -12 | -18 | +33.3% |
| Equity Securities | 480 | 149 | +222.1% |
| Insurance Commissions And Fees | 5 | 5 | 0.0% |
Show Business Segments breakouts |
|||
| Excess and Surplus Lines Insurance · Operating Segments | 1 | 1 | 0.0% |
| Life Insurance Segment · Operating Segments | 2 | 2 | 0.0% |
| Personal Insurance · Operating Segments | 2 | 1 | +100.0% |
| Other Income | 5 | 4 | +25.0% |
Show Consolidation Items breakouts |
|||
| Corporate Non Segment | 5 | 4 | +25.0% |
| Revenue | 3,248 | 2,544 | +27.7% |
Show Business Segments breakouts |
|||
| Commercial Insurance · Operating Segments | 1,212 | 1,108 | +9.4% |
| Excess and Surplus Lines Insurance · Operating Segments | 175 | 152 | +15.1% |
| Investment Segment · Operating Segments | 758 | 379 | +100.0% |
| Life Insurance Segment · Operating Segments | 85 | 83 | +2.4% |
| Personal Insurance · Operating Segments | 806 | 632 | +27.5% |
Show Consolidation Items breakouts |
|||
| Operating Segments | 3,036 | 2,354 | +29.0% |
| Policyholder Benefits And Claims Incurred Net | 1,660 | 1,480 | +12.2% |
Show Business Segments breakouts |
|||
| Commercial Insurance · Operating Segments | 767 | 746 | +2.8% |
| Consolidated Property And Casualty Insurance | 1,587 | 1,412 | +12.4% |
| Excess and Surplus Lines Insurance · Operating Segments | 110 | 102 | +7.8% |
| Life Insurance Segment | 73 | 68 | +7.4% |
| Life Insurance Segment · Operating Segments | 73 | 68 | +7.4% |
| Personal Insurance · Operating Segments | 598 | 489 | +22.3% |
Show Consolidation Items breakouts |
|||
| Corporate Non Segment | 112 | 75 | +49.3% |
| Underwriting Acquisition And Insurance Expenses | 709 | 655 | +8.2% |
Show Business Segments breakouts |
|||
| Commercial Insurance · Operating Segments | 358 | 352 | +1.7% |
| Excess and Surplus Lines Insurance · Operating Segments | 49 | 42 | +16.7% |
| Life Insurance Segment · Operating Segments | 24 | 24 | 0.0% |
| Personal Insurance · Operating Segments | 222 | 185 | +20.0% |
Show Consolidation Items breakouts |
|||
| Corporate Non Segment | 56 | 52 | +7.7% |
| Interest Expense | 14 | 14 | 0.0% |
| Other Cost And Expense Operating | 10 | 9 | +11.1% |
| Benefits Losses And Expenses | 2,393 | 2,158 | +10.9% |
Show Consolidation Items breakouts |
|||
| Operating Segments | 2,201 | 2,008 | +9.6% |
| Income Before Taxes | 855 | 386 | +121.5% |
| Current Income Tax Expense Benefit | 81 | 61 | +32.8% |
| Deferred Income Taxes | 89 | 13 | +584.6% |
| Income Tax Expense (Benefit) | 170 | 74 | +129.7% |
| Net Income | 685 | 312 | +119.6% |
Show Equity Components breakouts |
|||
| Retained Earnings | 685 | 312 | +119.6% |
| EPS (Basic) | 4.38 | 1.99 | +120.1% |
| EPS (Diluted) | 4.34 | 1.98 | +119.2% |
| Interest Income | 214 | 173 | +23.7% |
Show Business Segments breakouts |
|||
| Investment Segment · Operating Segments | 31 | 31 | 0.0% |
| Life Insurance Segment · Operating Segments | -31 | -31 | 0.0% |
| Comprehensive Income | 707 | 284 | +148.9% |
| Other Comprehensive Income (Q) | — | — | — |
Show Equity Components breakouts |
|||
| Accumulated Defined Benefit Plans Adjustment | -1 | 1 | -200.0% |
| Accumulated Net Unrealized Investment Gain Loss | 22 | -58 | +137.9% |
| AOCI on Life Policy Reserves, Reinsurance Recoverable And Other | 1 | 29 | -96.6% |
| Wtd Avg Shares (Basic) | 156.3 | 156.3 | 0.0% |
| Wtd Avg Shares (Diluted) | 157.8 | 157.5 | +0.2% |
| Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1 (Q) | — | — | — |
Show Product Lines breakouts |
|||
| Property Liability And Casualty Insurance Segment | 1,587 | 1,412 | +12.4% |
| Other Expenses (Q) | — | — | — |
Show Consolidation Items breakouts |
|||
| Corporate Non Segment | 24 | 23 | +4.3% |
| Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments (Q) | — | — | — |
Show Business Segments breakouts |
|||
| Commercial Insurance · Operating Segments | 87 | 10 | +770.0% |
| Excess and Surplus Lines Insurance · Operating Segments | 16 | 8 | +100.0% |
| Investment Segment · Operating Segments | 727 | 348 | +108.9% |
| Life Insurance Segment · Operating Segments | 19 | 22 | -13.6% |
| Personal Insurance · Operating Segments | -14 | -42 | +66.7% |
Balance Sheet
| Metric | Q2 2025 | Q2 2024 | YoY |
|---|---|---|---|
| Current Assets | |||
| Short-Term Investments | 100 | — | — |
Show Fair Value Hierarchy breakouts |
|||
| Fair Value Inputs Level1 | 100 | — | — |
| Cash & Cash Equivalents | 995 | 771 | +29.1% |
| Non-Current Assets | |||
| Equity Securities Fv Ni Current And Noncurrent | 11,649 | 11,634 | +0.1% |
| Property, Plant & Equipment | 214 | 213 | +0.5% |
| Total Assets | 38,842 | — | — |
Show Business Segments breakouts |
|||
| Investment Segment · Operating Segments | 29,057 | — | — |
| Life Insurance Segment · Operating Segments | 1,716 | — | — |
Show Consolidation Items breakouts |
|||
| Corporate Non Segment | 1,070 | — | — |
| Operating Segments | 6,999 | — | — |
| Other Assets | |||
| Other Investments | 743 | 641 | +15.9% |
| Investments | 29,569 | 26,684 | +10.8% |
| Accrued Investment Income Receivable | 223 | 201 | +10.9% |
| Notes Receivable Net | 121 | — | — |
| Premiums Receivable At Carrying Value | 3,420 | 3,091 | +10.6% |
| Reinsurance Recoverable | 749 | 546 | +37.2% |
| Prepaid Reinsurance Premiums | 130 | 121 | +7.4% |
| Deferred Policy Acquisition Costs | 1,367 | 1,229 | +11.2% |
Show Product Lines breakouts |
|||
| Deferred Fixed Annuity | 7 | 8 | -12.5% |
| Term Life Insurance | 251 | 241 | +4.1% |
| Universal Life | 51 | 52 | -1.9% |
| Whole Life Insurance | 53 | 50 | +6.0% |
Show Business Segments breakouts |
|||
| Consolidated Property And Casualty Insurance | 1,005 | 878 | +14.5% |
| Life Insurance Segment | 362 | 351 | +3.1% |
| Other Assets | 1,063 | 887 | +19.8% |
| Separate Account Assets | 991 | 948 | +4.5% |
Show Fair Value Hierarchy breakouts |
|||
| Fair Value Inputs Level1 · Taxable Fixed Maturities [Member] | 19 | — | — |
| Fair Value Inputs Level2 · Taxable Fixed Maturities [Member] | 902 | 882 | +2.3% |
Show Investment Type breakouts |
|||
| Taxable Fixed Maturities [Member] | 921 | 882 | +4.4% |
| Non-Current Liabilities | |||
| Total Liabilities | 24,541 | 22,025 | +11.4% |
| Long-Term Debt | 790 | 790 | 0.0% |
Show Debt Instrument breakouts |
|||
| Senior Debentures 6.900% Due 2028 | 27 | 27 | 0.0% |
| Senior Debentures 6.920% Due 2028 | 391 | 391 | 0.0% |
| Senior Notes 6.125% Due 2034 | 372 | 372 | 0.0% |
| Other Liabilities | |||
| Available For Sale Securities Debt Securities | 17,077 | — | — |
Show Fair Value Hierarchy breakouts |
|||
| Fair Value Inputs Level1 | 183 | — | — |
| Fair Value Inputs Level1 · US Government Agencies Debt Securities | 183 | — | — |
| Fair Value Inputs Level2 | 16,894 | — | — |
| Fair Value Inputs Level2 · Commercial Mortgage Backed Securities | 732 | — | — |
| Fair Value Inputs Level2 · Corporate Bond Securities | 8,987 | — | — |
| Fair Value Inputs Level2 · Foreign Government Debt Securities | 20 | — | — |
| Fair Value Inputs Level2 · US Government Sponsored Enterprises Debt Securities | 2,447 | — | — |
| Fair Value Inputs Level2 · US States And Political Subdivisions | 4,708 | — | — |
Show Financial Instrument breakouts |
|||
| Commercial Mortgage Backed Securities | 732 | — | — |
| Corporate Bond Securities | 8,987 | — | — |
| Foreign Government Debt Securities | 20 | — | — |
| US Government Agencies Debt Securities | 183 | — | — |
| US Government Sponsored Enterprises Debt Securities | 2,447 | — | — |
| US States And Political Subdivisions | 4,708 | — | — |
| Liability For Claims And Claims Adjustment Expense | 11,072 | 9,555 | +15.9% |
Show Product Lines breakouts |
|||
| Property Liability And Casualty Insurance Segment | 11,001 | 9,494 | +15.9% |
Show Business Segments breakouts |
|||
| Life Insurance Segment | 71 | 61 | +16.4% |
| Liability For Future Policy Benefits | 2,959 | 2,966 | -0.2% |
Show Product Lines breakouts |
|||
| Deferred Fixed Annuity · Investment contract reserves: | 575 | 618 | -7.0% |
| Other Longduration Insurance Product Line · Investment contract reserves: | 109 | 107 | +1.9% |
| Other Longduration Insurance Product Line · Life policy reserves: | 100 | 99 | +1.0% |
| Structured Settlement Annuity · Investment contract reserves: | 114 | 119 | -4.2% |
| Term Life Insurance · Life policy reserves: | 1,061 | 1,035 | +2.5% |
| Universal Life · Investment contract reserves: | 586 | 584 | +0.3% |
| Whole Life Insurance · Life policy reserves: | 414 | 404 | +2.5% |
Show Equity Securities By Industry breakouts |
|||
| Investment contract reserves: | 1,384 | 1,428 | -3.1% |
| Life policy reserves: | 1,575 | 1,538 | +2.4% |
| Unearned Premiums | 5,444 | 4,826 | +12.8% |
| Other Liabilities | 1,607 | 1,391 | +15.5% |
| Deferred Income Tax Liabilities | 1,584 | 1,465 | +8.1% |
| Notes Payable | 25 | 25 | 0.0% |
| Long Term Debt And Capital Lease Obligations | 859 | 849 | +1.2% |
| Separate Accounts Liability | 991 | 948 | +4.5% |
Show Product Lines breakouts |
|||
| Universal Life | 991 | 948 | +4.5% |
| Stockholders' Equity | |||
| Common Stock | 397 | 397 | 0.0% |
| Additional Paid In Capital Common Stock | 1,528 | 1,466 | +4.2% |
| Retained Earnings | 15,193 | 13,897 | +9.3% |
| Accumulated Other Comprehensive Income | -249 | — | — |
| Treasury Stock Value | -2,568 | -2,513 | -2.2% |
| Total Stockholders' Equity | 14,301 | 12,777 | +11.9% |
Show Equity Components breakouts |
|||
| Accumulated Defined Benefit Plans Adjustment | 56 | 23 | +143.5% |
| Accumulated Net Unrealized Investment Gain Loss | -359 | -549 | +34.6% |
| Accumulated Other Comprehensive Income | -249 | -470 | +47.0% |
| Additional Paid In Capital | 1,528 | 1,466 | +4.2% |
| AOCI on Life Policy Reserves, Reinsurance Recoverable And Other | 54 | 56 | -3.6% |
| Common Stock | 397 | 397 | 0.0% |
| Retained Earnings | 15,193 | 13,897 | +9.3% |
| Treasury Stock Common | -2,568 | -2,513 | -2.2% |
| Total Liabilities & Equity | 38,842 | 34,802 | +11.6% |
Cash Flow Statement
| Metric | YTD Q2 2025 | YTD Q2 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Depreciation Amortization And Other | 93 | 76 | +22.4% |
| Gain Loss On Sale Of Investments | -392 | -744 | +47.3% |
| Interest Credited To Policy Owner Account | 22 | 22 | 0.0% |
| Increase Decreasein Premiumsand Reinsurancereceivable | -737 | -464 | -58.8% |
| Increase Decrease In Deferred Policy Acquisition Costs | -125 | -136 | +8.1% |
| Increase Decrease In Other Operating Assets | -65 | -16 | -306.2% |
| Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve | 1,069 | 505 | +111.7% |
| Increase Decrease In Future Policy Benefit Reserves | 8 | 34 | -76.5% |
| Increase Decrease In Unearned Premiums | 631 | 707 | -10.7% |
| Increase Decrease In Other Operating Liabilities | -54 | -34 | -58.8% |
| Increase Decrease In Deferred Income Taxes | -87 | -72 | -20.8% |
| Net Cash from Operations | 1,051 | 1,095 | -4.0% |
| Investing Activities | |||
| Proceeds From Sale Of Available For Sale Securities Debt | 1,348 | 852 | +58.2% |
| Proceeds From Sale Of Equity Securities Fv Ni | 34 | 347 | -90.2% |
| Purchases of Investments | -2,060 | -1,623 | -26.9% |
| Payments To Acquire Equity Securities Fv Ni | -95 | -256 | +62.9% |
| Change In Short Term Investments | 201 | — | — |
| Payments To Acquire Proceeds From Sale And Collection Of Finance Receivables | -3 | -4 | +25.0% |
| Capital Expenditures | -7 | -12 | +41.7% |
| Other Investing Activities | -32 | -44 | +27.3% |
| Net Cash from Investing | -614 | -740 | +17.0% |
| Capital Lease Obligations Incurred | 12 | 9 | +33.3% |
| Purchase Of Treasury Shares Non Cash | 26 | 33 | -21.2% |
| Liabilities Assumed1 | 254 | 217 | +17.1% |
| Financing Activities | |||
| Payments Of Dividends Common Stock | -258 | -241 | -7.1% |
| Share Repurchases | -42 | -121 | +65.3% |
| Proceeds From Stock Options Exercised | 6 | 4 | +50.0% |
| Additions To Contract Holders Funds | 31 | 39 | -20.5% |
| Withdrawal From Contract Holders Funds | -80 | -105 | +23.8% |
| Proceeds From Payments For Other Financing Activities | -82 | -67 | -22.4% |
| Net Cash from Financing | -425 | -491 | +13.4% |
| Supplemental | |||
| Interest Paid | 27 | 27 | 0.0% |
| Income Taxes Paid | 97 | 174 | -44.3% |
| Other Cash Flow | |||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect | 12 | -136 | +108.8% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 995 | 771 | +29.1% |
Values in millions USD. Source: SEC EDGAR 10-Q filing.