FLAGSTAR BANK, NATIONAL ASSOCIATION
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FLG FY 2025 request
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/api/financials?ticker=FLG&year=2025&quarter=4&full_year_mode=true
Pick an endpoint and run the request.Income Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| General & Administrative | 307 | 513 | -40.2% |
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| Accumulated Defined Benefit Plans Adjustment Net Unamortized Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | -3 | -3 | 0.0% |
| Income Before Taxes | -198 | -1,378 | +85.6% |
| Income Tax Expense (Benefit) | -21 | -260 | +91.9% |
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| Accumulated Defined Benefit Plans Adjustment Net Unamortized Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | -1 | -1 | 0.0% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent · Reclassification Out Of Accumulated Other Comprehensive Income | 17 | 24 | -29.2% |
| Comprehensive Income | -26 | -1,159 | +97.8% |
| Other Comprehensive Income | 151 | -41 | +468.3% |
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| Accumulated Defined Benefit Plans Adjustment | 12 | -6 | +300.0% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent | -47 | 37 | -227.0% |
| Accumulated Net Unrealized Investment Gain Loss | 186 | -72 | +358.3% |
| Accumulated Other Comprehensive Income | 151 | -41 | +468.3% |
| EPS (Basic) | -0.5 | -3.49 | +85.7% |
| EPS (Diluted) | -0.5 | -3.49 | +85.7% |
| Wtd Avg Shares (Basic) | 415,327,556 | 330,713,517 | +25.6% |
| Wtd Avg Shares (Diluted) | 415,327,556 | 330,713,517 | +25.6% |
| Interest Expense Operating | 2,745 | 3,801 | -27.8% |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Reclassification Out Of Accumulated Other Comprehensive Income | 64 | 93 | -31.2% |
| Interest And Dividend Income Operating | 4,466 | 5,953 | -25.0% |
| Interest Income Expense Net | 1,721 | 2,152 | -20.0% |
| Labor And Related Expense | 976 | 1,263 | -22.7% |
| Noninterest Expense | 2,076 | 2,838 | -26.8% |
| Noninterest Income | 341 | 400 | -14.8% |
| Occupancy Net | 202 | 211 | -4.3% |
| Preferred Stock Dividends Income Statement Impact | 33 | 35 | -5.7% |
| Net Income Loss Available To Common Stockholders Basic | -210 | -1,153 | +81.8% |
| Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax | -47 | 37 | -227.0% |
Balance Sheet
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Non-Current Assets | |||
| Property, Plant & Equipment | 477 | 562 | -15.1% |
| Operating Lease Right-of-Use Assets | 380 | 416 | -8.7% |
| Intangible Assets | 381 | — | — |
| Total Assets | 87,512 | 100,160 | -12.6% |
| Non-Current Liabilities | |||
| Long-Term Debt | 8,184 | 11,676 | -29.9% |
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| Federal Home Loan Bank Advances | 7,151 | 10,650 | -32.9% |
| Junior Subordinated Debt | 585 | 582 | +0.5% |
| Subordinated Debt | 448 | 444 | +0.9% |
| Total Liabilities | 79,368 | 91,992 | -13.7% |
| Stockholders' Equity | |||
| Common Stock | 4 | 4 | 0.0% |
| Additional Paid-In Capital | 9,303 | 9,282 | +0.2% |
| Retained Earnings | -988 | -763 | -29.5% |
| Accumulated Other Comprehensive Income | -489 | -640 | +23.6% |
| Total Stockholders' Equity | 8,143 | 8,167 | -0.3% |
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| Accumulated Defined Benefit Plans Adjustment | -22 | -34 | +35.3% |
| Accumulated Net Unrealized Investment Gain Loss | -467 | -653 | +28.5% |
| Accumulated Other Comprehensive Income | -489 | -640 | +23.6% |
| Additional Paid In Capital | 9,303 | 9,282 | +0.2% |
| Common Stock | 4 | 4 | 0.0% |
| Preferred Stock | 503 | 503 | 0.0% |
| Retained Earnings | -988 | -763 | -29.5% |
| Treasury Stock Common | -190 | -219 | +13.2% |
| Total Liabilities & Equity | 87,512 | 100,160 | -12.6% |
Cash Flow Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Net Income | -177 | -1,118 | +84.2% |
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| Accumulated Defined Benefit Plans Adjustment · Reclassification Out Of Accumulated Other Comprehensive Income | -2 | -2 | 0.0% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent · Reclassification Out Of Accumulated Other Comprehensive Income | 47 | 69 | -31.9% |
| Retained Earnings | -177 | -1,118 | +84.2% |
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| Reclassification Out Of Accumulated Other Comprehensive Income | 45 | 67 | -32.8% |
| Provision For Loan Losses Expensed | 184 | 1,092 | -83.2% |
| Depreciation & Amortization | 148 | 184 | -19.6% |
| Stock-Based Compensation | 61 | 54 | +13.0% |
| Deferred Income Taxes | -63 | -411 | +84.7% |
| Payment For Proceeds From Other Operating Activity Net | -250 | 121 | -306.6% |
| Increase Decrease In Other Operating Assets | 171 | 282 | -39.4% |
| Increase Decrease In Other Operating Liabilities | -608 | -769 | +20.9% |
| Increase Decrease In Loans Held For Sale | 353 | 530 | -33.4% |
| Net Cash from Operations | -181 | 86 | -310.5% |
| Investing Activities | |||
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 2,517 | 2,099 | +19.9% |
| Proceeds From Sale Of Debt Securities Available For Sale And Securitized Loans | 95 | 373 | -74.5% |
| Purchases of Investments | -7,694 | -3,440 | -123.7% |
| Proceeds From Sale Of Federal Home Loan Bank Stock | 222 | 436 | -49.1% |
| Payments To Acquire Federal Home Loan Bank Stock | -49 | -190 | +74.2% |
| Payments For Proceeds From Other Changes In Financing Receivables | 7,644 | 14,772 | -48.3% |
| Proceeds From Sale Payments To Acquire Property Plant And Equipment | -67 | -36 | -86.1% |
| Other Investing Activities | 19 | 21 | -9.5% |
| Net Cash from Investing | 2,687 | 15,453 | -82.6% |
| Transfer Of Portfolio Loans And Leases To Held For Sale1 | 347 | 8,610 | -96.0% |
| Transfer Of Loans Held For Sale To Portfolio Loans1 | 33 | — | — |
| Stock Issued1 (FY) | — | — | — |
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| Restricted Stock Units RSU | 40 | 10 | +300.0% |
| Financing Activities | |||
| Increase Decrease In Deposits | -9,870 | -5,671 | -74.0% |
| Proceeds From Repayments Of Short Term Debt | 250 | -4,250 | +105.9% |
| Proceeds From Issuance Of Long Term Debt | 4,000 | 28,236 | -85.8% |
| Repayments Of Long Term Debt | -6,500 | -30,837 | +78.9% |
| Payments Of Dividends Common Stock | -15 | -53 | +71.7% |
| Payments Of Dividends Preferred Stock And Preference Stock | -33 | -35 | +5.7% |
| Proceeds From Payments For Other Financing Activities | 80 | 17 | +370.6% |
| Net Cash from Financing | -12,088 | -11,589 | -4.3% |
| Amortization of Financing Costs | 7 | 8 | -12.5% |
| Supplemental | |||
| Interest Paid | 2,865 | 3,693 | -22.4% |
| Income Taxes Paid | 13 | 15 | -13.3% |
| Other Cash Flow | |||
| Net Change in Cash | -9,582 | 3,950 | -342.6% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 5,977 | 15,559 | -61.6% |
Values in millions USD. Source: SEC EDGAR 10-K filing.