REGIONS FINANCIAL CORP
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RF Q2 2025 request
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Pick an endpoint and run the request.Income Statement
| Metric | Q2 2025 | Q2 2024 | YoY |
|---|---|---|---|
| Interest And Fee Income Loans And Leases | 1,377 | 1,432 | -3.8% |
| Interest Income Securities Taxable | 286 | 219 | +30.6% |
| Interestand Fee Income Loans Leases Heldfor Sale | 9 | 9 | 0.0% |
| Other Interest And Dividend Income | 112 | 102 | +9.8% |
| Interest And Dividend Income Operating | 1,784 | 1,762 | +1.2% |
| Interest Expense Deposits | 447 | 502 | -11.0% |
| Interest Expense Short Term Borrowings | 1 | 13 | -92.3% |
| Interest Expense Long Term Debt | 77 | 61 | +26.2% |
| Interest Expense Operating | 525 | 576 | -8.9% |
| Interest Income Expense Net | 1,259 | 1,186 | +6.2% |
| Provision For Loan Lease And Other Losses | 126 | 102 | +23.5% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | -32 | -57 | +43.9% |
| Consumer Bank [Member] | 68 | 66 | +3.0% |
| Corporate Bank [Member] | 88 | 91 | -3.3% |
| Wealth Management [Member] | 2 | 2 | 0.0% |
| Interest Income Expense After Provision For Loan Loss | 1,133 | 1,084 | +4.5% |
| Noninterest Income | 646 | 545 | +18.5% |
Show Product Lines breakouts |
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| Asset Management1 | 90 | 83 | +8.4% |
| Bank-owned life insurance [Member] | 24 | 30 | -20.0% |
| Bank-owned life insurance [Member] · All Other Segments | 24 | 30 | -20.0% |
| Capital markets income [Member] | 83 | 68 | +22.1% |
| Capital markets income [Member] · Corporate Bank [Member] | 83 | 67 | +23.9% |
| Credit And Debit Card | 125 | 120 | +4.2% |
| Credit And Debit Card · Consumer Bank [Member] | 114 | 109 | +4.6% |
| Credit And Debit Card · Corporate Bank [Member] | 11 | 11 | 0.0% |
| Deposit Account | 151 | 151 | 0.0% |
| Deposit Account · Consumer Bank [Member] | 90 | 95 | -5.3% |
| Deposit Account · Corporate Bank [Member] | 60 | 54 | +11.1% |
| Deposit Account · Wealth Management [Member] | 1 | 1 | 0.0% |
| Investment Advice | 43 | 39 | +10.3% |
| Investment Advice · Wealth Management [Member] | 43 | 39 | +10.3% |
| Investment management and trust fee income | 90 | 83 | +8.4% |
| Investment management and trust fee income · Wealth Management [Member] | 90 | 83 | +8.4% |
| Letter Of Credit | 29 | 28 | +3.6% |
| Letter Of Credit · Corporate Bank [Member] | 29 | 28 | +3.6% |
| Market value adjustments on employee benefit assets - other [Member] | 16 | 2 | +700.0% |
| Market value adjustments on employee benefit assets - other [Member] · All Other Segments | 16 | 2 | +700.0% |
| Mortgage Banking | 48 | 34 | +41.2% |
| Mortgage Banking · Consumer Bank [Member] | 48 | 34 | +41.2% |
| Other [Member] | 150 | 139 | +7.9% |
| Other miscellaneous income [Member] | 38 | 40 | -5.0% |
| Other miscellaneous income [Member] · All Other Segments | -25 | -20 | -25.0% |
| Other miscellaneous income [Member] · Consumer Bank [Member] | 20 | 20 | 0.0% |
| Other miscellaneous income [Member] · Corporate Bank [Member] | 42 | 39 | +7.7% |
| Other miscellaneous income [Member] · Wealth Management [Member] | 1 | 1 | 0.0% |
| Securities gains, net [Member] | -1 | -50 | +98.0% |
| Securities gains, net [Member] · All Other Segments | -1 | -50 | +98.0% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | 14 | -37 | +137.8% |
| Consumer Bank [Member] | 272 | 259 | +5.0% |
| Corporate Bank [Member] | 225 | 199 | +13.1% |
| Wealth Management [Member] | 135 | 124 | +8.9% |
| Labor And Related Expense | 658 | 609 | +8.0% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | 275 | 235 | +17.0% |
| Consumer Bank [Member] | 179 | 178 | +0.6% |
| Corporate Bank [Member] | 137 | 133 | +3.0% |
| Wealth Management [Member] | 67 | 63 | +6.3% |
| Equipment Expense | 104 | 100 | +4.0% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | 74 | 69 | +7.2% |
| Consumer Bank [Member] | 24 | 26 | -7.7% |
| Corporate Bank [Member] | 5 | 5 | 0.0% |
| Wealth Management [Member] | 1 | — | — |
| Occupancy Net | 72 | 68 | +5.9% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | 7 | 7 | 0.0% |
| Consumer Bank [Member] | 55 | 51 | +7.8% |
| Corporate Bank [Member] | 7 | 7 | 0.0% |
| Wealth Management [Member] | 3 | 3 | 0.0% |
| Other Noninterest Expense | 239 | 227 | +5.3% |
Show Business Segments [Axis] breakouts |
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| Consumer Bank [Member] | 369 | 316 | +16.8% |
| Corporate Bank [Member] | 162 | 162 | 0.0% |
| Wealth Management [Member] | 48 | 42 | +14.3% |
| Noninterest Expense | 1,073 | 1,004 | +6.9% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | 16 | 18 | -11.1% |
| Consumer Bank [Member] | 627 | 571 | +9.8% |
| Corporate Bank [Member] | 311 | 307 | +1.3% |
| Wealth Management [Member] | 119 | 108 | +10.2% |
| Income Loss Attributable To Parent | 706 | 625 | +13.0% |
| Income Tax Expense (Benefit) | 143 | 124 | +15.3% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | -26 | -32 | +18.8% |
| Consumer Bank [Member] | 80 | 80 | 0.0% |
| Corporate Bank [Member] | 75 | 62 | +21.0% |
| Wealth Management [Member] | 14 | 14 | 0.0% |
| Net Income | 563 | 501 | +12.4% |
Show Equity Components breakouts |
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| Retained Earnings | 563 | 501 | +12.4% |
| Net Income Loss Available To Common Stockholders Basic | 534 | 477 | +11.9% |
| Wtd Avg Shares (Basic) | 898 | 917 | -2.1% |
| Wtd Avg Shares (Diluted) | 900 | 918 | -2.0% |
| EPS (Basic) | 0.59 | 0.52 | +13.5% |
| EPS (Diluted) | 0.59 | 0.52 | +13.5% |
| Income Before Taxes | 706 | 625 | +13.0% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | 30 | 2 | +1400.0% |
| Consumer Bank [Member] | 319 | 319 | 0.0% |
| Corporate Bank [Member] | 300 | 250 | +20.0% |
| Wealth Management [Member] | 57 | 54 | +5.6% |
| Net Income | 563 | 501 | +12.4% |
Show Business Segments [Axis] breakouts |
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| All Other Segments | 56 | 34 | +64.7% |
| Consumer Bank [Member] | 239 | 239 | 0.0% |
| Corporate Bank [Member] | 225 | 188 | +19.7% |
| Wealth Management [Member] | 43 | 40 | +7.5% |
| Comprehensive Income | 879 | 460 | +91.1% |
| Noninterest Income Other (Q) | — | — | — |
Show Business Segments [Axis] breakouts |
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| All Other Segments | -340 | -293 | -16.0% |
| Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax | 106 | -97 | +209.3% |
| Preferred Stock Dividends Income Statement Impact | -29 | -24 | -20.8% |
Balance Sheet
| Metric | Q2 2025 | Q2 2024 | YoY |
|---|---|---|---|
| Non-Current Assets | |||
| Property, Plant & Equipment | 1,755 | 1,630 | +7.7% |
| Goodwill | 5,733 | 5,733 | 0.0% |
| Total Assets | 159,206 | 154,052 | +3.3% |
| Other Assets | |||
| Cash And Due From Banks | 3,245 | 2,955 | +9.8% |
| Interest Bearing Deposits In Banks | 7,930 | 5,524 | +43.6% |
| Held To Maturity Securities | 5,972 | 733 | +714.7% |
Show Financial Instrument breakouts |
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| Commercial agency | 461 | 513 | -10.1% |
| Residential agency | 5,511 | 220 | +2405.0% |
| Available For Sale Securities Debt Securities | 26,333 | — | — |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level1 · Fair Value Measurements Recurring | 2,105 | — | — |
| Fair Value Inputs Level1 · US Treasury Securities | 2,105 | — | — |
| Fair Value Inputs Level2 · Commercial agency | 4,536 | — | — |
| Fair Value Inputs Level2 · Commercial non-agency | 83 | — | — |
| Fair Value Inputs Level2 · Corporate Debt Securities | 561 | — | — |
| Fair Value Inputs Level2 · Fair Value Measurements Recurring | 24,225 | — | — |
| Fair Value Inputs Level2 · Residential agency | 18,556 | — | — |
| Fair Value Inputs Level2 · US Government Corporations And Agencies Securities | 487 | — | — |
| Fair Value Inputs Level2 · US States And Political Subdivisions | 2 | — | — |
| Fair Value Inputs Level3 · Corporate Debt Securities | 3 | — | — |
| Fair Value Inputs Level3 · Fair Value Measurements Recurring | 3 | — | — |
Show Financial Instrument breakouts |
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| Commercial agency | 4,536 | — | — |
| Commercial agency · Fair Value Measurements Recurring | 4,536 | — | — |
| Commercial non-agency | 83 | — | — |
| Commercial non-agency · Fair Value Measurements Recurring | 83 | — | — |
| Corporate Debt Securities | 564 | — | — |
| Corporate Debt Securities · Fair Value Measurements Recurring | 564 | — | — |
| Residential agency | 18,556 | — | — |
| Residential agency · Fair Value Measurements Recurring | 18,556 | — | — |
| US Government Corporations And Agencies Securities | 487 | — | — |
| US Government Corporations And Agencies Securities · Fair Value Measurements Recurring | 487 | — | — |
| US States And Political Subdivisions | 2 | — | — |
| US States And Political Subdivisions · Fair Value Measurements Recurring | 2 | — | — |
| US Treasury Securities | 2,105 | — | — |
| US Treasury Securities · Fair Value Measurements Recurring | 2,105 | — | — |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Recurring | 26,333 | — | — |
Show Pledged Status breakouts |
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| Asset Pledged As Collateral | 22 | — | — |
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 594 | 552 | +7.6% |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 96,723 | — | — |
Show Collateral breakouts |
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| Collateral Dependent Member · Commercial Portfolio Segment | 264 | — | — |
| Collateral Dependent Member · Consumer Portfolio Segment | 123 | — | — |
| Collateral Dependent Member · Investor Real Estate | 215 | — | — |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | 54,751 | — | — |
| Consumer Portfolio Segment | 32,874 | — | — |
| Investor Real Estate | 9,098 | — | — |
Show Financing Receivable Recorded Investment By Class Of Financing Receivable breakouts |
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| Commercial And Industrial [Member] | 49,586 | — | — |
| Commercial Investor Real Estate Construction [Member] | 2,149 | — | — |
| Commercial Investor Real Estate Mortgage [Member] | 6,949 | — | — |
| Commercial Real Estate Construction - Owner-Occupied [Member] | 275 | — | — |
| Commercial Real Estate Mortgage - Owner-Occupied [Member] | 4,890 | — | — |
| Credit Card Receivables | 1,415 | — | — |
| Home Equity | 3,184 | — | — |
| Home Equity Loan | 2,352 | — | — |
| Other Consumer [Member] | 5,903 | — | — |
| Residential First Mortgage [Member] | 20,020 | — | — |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -1,612 | -1,621 | +0.6% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | -747 | -736 | -1.5% |
| Consumer Portfolio Segment | -631 | -652 | +3.2% |
| Investor Real Estate | -234 | -233 | -0.4% |
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 95,111 | — | — |
| Other Interest Earning Assets | 1,682 | 1,844 | -8.8% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 | 769 | 744 | +3.4% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure | 769 | 1,844 | -58.3% |
| Estimate Of Fair Value Fair Value Disclosure | 769 | 1,844 | -58.3% |
| Interest Receivable | 574 | 608 | -5.6% |
| Servicing Asset At Fair Value Amount | 988 | — | — |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level3 · Commercial Real Estate | 93 | — | — |
| Fair Value Inputs Level3 · Residential Mortgage | 988 | — | — |
Show Financial Instrument breakouts |
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| Commercial Real Estate | 93 | 90 | +3.3% |
| Commercial Real Estate · Fair Value Measurements Recurring | 93 | — | — |
| Other Contract | 113 | 117 | -3.4% |
| Residential Mortgage | 988 | 1,020 | -3.1% |
| Residential Mortgage · Fair Value Measurements Recurring | 988 | — | — |
| Intangible Assets Net Excluding Goodwill | 153 | 187 | -18.2% |
| Other Assets | 9,136 | 8,842 | +3.3% |
| Non-Current Liabilities | |||
| Long-Term Debt | 5,279 | 5,083 | +3.9% |
| Total Liabilities | 140,500 | 136,850 | +2.7% |
| Other Liabilities | |||
| Noninterest Bearing Deposit Liabilities | 40,209 | 40,927 | -1.8% |
| Interest Bearing Deposit Liabilities | 90,710 | 85,689 | +5.9% |
| Deposits | 130,919 | 126,616 | +3.4% |
| Debt And Capital Lease Obligations | 5,279 | 5,596 | -5.7% |
| Other Liabilities | 4,302 | 4,638 | -7.2% |
| Stockholders' Equity | |||
| Preferred Stock Value Outstanding | 1,369 | 1,659 | -17.5% |
Show Statement Class Of Stock breakouts |
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| Series C Preferred Stock | 490 | 490 | 0.0% |
| Series E Preferred Stock | 390 | 390 | 0.0% |
| Series F Preferred Stock | 489 | — | — |
| Common Stock | 9 | 10 | -10.0% |
| Additional Paid-In Capital | 11,017 | 11,575 | -4.8% |
| Retained Earnings | 9,609 | 8,561 | +12.2% |
| Treasury Stock Value | -1,371 | -1,371 | 0.0% |
| Accumulated Other Comprehensive Income | -1,967 | -3,265 | +39.8% |
| Total Stockholders' Equity | 18,666 | 17,169 | +8.7% |
Show Equity Components breakouts |
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| Accumulated Other Comprehensive Income | -1,967 | -3,265 | +39.8% |
| Additional Paid In Capital | 11,017 | 11,575 | -4.8% |
| Common Stock | 9 | 10 | -10.0% |
| Preferred Stock | 1,369 | 1,659 | -17.5% |
| Retained Earnings | 9,609 | 8,561 | +12.2% |
| Treasury Stock Common | -1,371 | -1,371 | 0.0% |
| Minority Interest | 40 | 33 | +21.2% |
| Stockholders Equity Including Portion Attributable To Noncontrolling Interest | 18,706 | — | — |
Show Equity Components breakouts |
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| Noncontrolling Interest | 40 | 33 | +21.2% |
| Total Liabilities & Equity | 159,206 | 154,052 | +3.3% |
Cash Flow Statement
| Metric | YTD Q2 2025 | YTD Q2 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Depreciation Amortization And Accretion Net | 41 | 89 | -53.9% |
| Gain Loss On Sale Of Investments | 26 | 100 | -74.0% |
| Increase Decrease In Deferred Income Taxes | 17 | 48 | -64.6% |
| Payments For Origination And Purchases Of Loans Held For Sale | -2,491 | -2,813 | +11.4% |
| Proceeds From Sale Of Loans Held For Sale | 2,585 | 2,663 | -2.9% |
| Gain Loss On Sale Of Loans And Leases | -23 | -25 | +8.0% |
| Increase Decrease In Deposit Other Assets | -66 | -427 | +84.5% |
| Increase Decrease In Other Operating Assets | 611 | -249 | +345.4% |
| Increase Decrease In Other Operating Liabilities | -353 | 15 | -2453.3% |
| Increase Decrease In Other Operating Capital Net | -11 | 33 | -133.3% |
| Net Cash from Operations | 1,639 | 557 | +194.3% |
| Investing Activities | |||
| Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities | 288 | 21 | +1271.4% |
| Proceeds From Sale Of Available For Sale Securities Debt | 615 | 2,199 | -72.0% |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 1,558 | 1,480 | +5.3% |
| Purchases of Investments | -3,987 | -4,517 | +11.7% |
| Payments For Proceeds From Life Insurance Policies | 3 | 7 | -57.1% |
| Proceeds From Sale Of Loans Held For Investment | 190 | 26 | +630.8% |
| Payments To Acquire Loans And Leases Held For Investment | -187 | -439 | +57.4% |
| Payments For Proceeds From Other Loans And Leases | -274 | 1,134 | -124.2% |
| Payments To Acquire Mortgage Servicing Rights M S R | -19 | -126 | +84.9% |
| Payments To Acquire Other Productive Assets | -169 | -47 | -259.6% |
| Net Cash from Investing | -1,982 | -262 | -656.5% |
| Financing Activities | |||
| Increase Decrease In Deposits | 3,316 | -1,172 | +382.9% |
| Proceeds From Repayments Of Short Term Debt | -500 | 513 | -197.5% |
| Repayments Of Long Term Debt | -750 | — | — |
| Payments Of Dividends Common Stock | -453 | -442 | -2.5% |
| Payments Of Dividends Preferred Stock And Preference Stock | -50 | -49 | -2.0% |
| Payments For Repurchase Of Redeemable Preferred Stock | -350 | — | — |
| Share Repurchases | -386 | -189 | -104.2% |
| Tax Withholding for Share Compensation | -21 | -24 | +12.5% |
| Net Cash from Financing | 806 | 1,383 | -41.7% |
| Other Cash Flow | |||
| Net Change in Cash | 463 | 1,678 | -72.4% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 11,175 | 8,479 | +31.8% |
Values in millions USD. Source: SEC EDGAR 10-Q filing.