Atlantic Union Bankshares Corp
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AUB FY 2025 request
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/api/financials?ticker=AUB&year=2025&quarter=4&full_year_mode=true
Pick an endpoint and run the request.Income Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Interest And Fee Income Loans And Leases | 1,615,937 | 1,093,004 | +47.8% |
| Interest Income Deposits With Financial Institutions | 26,117 | 10,751 | +142.9% |
| Interest Income Securities Taxable | 145,547 | 91,191 | +59.6% |
| Interest Income Securities Tax Exempt | 33,886 | 32,589 | +4.0% |
| Interest And Dividend Income Operating | 1,821,487 | 1,227,535 | +48.4% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 902,327 | 619,855 | +45.6% |
| Wholesale Banking · Operating Segments | 1,636,974 | 1,222,101 | +33.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 166 | 99 | +67.7% |
Show Consolidation Items breakouts |
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| Corporate Other | -717,814 | -614,421 | -16.8% |
| Interest Expense Deposits | 615,537 | 483,894 | +27.2% |
| Interest Expense Short Term Borrowings | 6,639 | 23,236 | -71.4% |
| Interest Expense Long Term Debt | 44,398 | 21,866 | +103.0% |
| Interest Expense Operating | 666,574 | 528,996 | +26.0% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 483,906 | 318,839 | +51.8% |
| Wholesale Banking · Operating Segments | 1,052,754 | 844,408 | +24.7% |
Show Consolidation Items breakouts |
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| Corporate Other | -870,086 | -634,251 | -37.2% |
| Interest Income Expense Net | 1,154,913 | 698,539 | +65.3% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 418,421 | 301,016 | +39.0% |
| Wholesale Banking · Operating Segments | 584,220 | 377,693 | +54.7% |
Show Consolidation Items breakouts |
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| Corporate Other | 152,272 | 19,830 | +667.9% |
| Provision For Loan Lease And Other Losses | 141,788 | 50,089 | +183.1% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 34,110 | 10,029 | +240.1% |
| Wholesale Banking · Operating Segments | 107,659 | 40,072 | +168.7% |
Show Consolidation Items breakouts |
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| Corporate Other | 19 | -12 | +258.3% |
| Interest Income Expense After Provision For Loan Loss | 1,013,125 | 648,450 | +56.2% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 384,311 | 290,987 | +32.1% |
| Wholesale Banking · Operating Segments | 476,561 | 337,621 | +41.2% |
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| Corporate Other | 152,253 | 19,842 | +667.3% |
| Fees And Commissions Deposit Accounts | 46,484 | 37,279 | +24.7% |
Show Product Lines breakouts |
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| Maintenance fees & other | 22,481 | 15,807 | +42.2% |
| Overdraft fees | 24,003 | 21,472 | +11.8% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 30,372 | 26,261 | +15.7% |
| Wholesale Banking · Operating Segments | 16,112 | 11,018 | +46.2% |
| Other Service Charges Commissions And Fees | 8,058 | 7,511 | +7.3% |
Show Product Lines breakouts |
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| Product And Service Other | 8,058 | 7,511 | +7.3% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 5,808 | 5,684 | +2.2% |
| Wholesale Banking · Operating Segments | 2,212 | 1,843 | +20.0% |
Show Consolidation Items breakouts |
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| Corporate Other | 38 | -16 | +337.5% |
| Interchange Fees Net | 14,477 | 12,134 | +19.3% |
| Asset Management Fees | 62,863 | 25,528 | +146.3% |
Show Product Lines breakouts |
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| Brokerage management fees, net | 10,486 | 10,992 | -4.6% |
| Registered advisor management fees | 21,538 | 16 | +134512.5% |
| Trust asset management fees | 30,839 | 14,520 | +112.4% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 8,186 | 7,382 | +10.9% |
| Wholesale Banking · Operating Segments | 54,677 | 18,146 | +201.3% |
| Fees And Commissions Mortgage Banking And Servicing | 8,689 | 4,202 | +106.8% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 8,682 | 4,202 | +106.6% |
| Wholesale Banking · Operating Segments | 7 | — | — |
| Debt Securities Available For Sale Gain Loss | -81 | -6,493 | +98.8% |
Show Consolidation Items breakouts |
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| Corporate Other | -6.5 | — | — |
| Bank Owned Life Insurance Income | 21,020 | 15,629 | +34.5% |
| Interest Rate Swap Fees On Loans | 18,425 | 9,435 | +95.3% |
| Noninterest Income Other Operating Income | 39,501 | 13,653 | +189.3% |
Show Consolidated Entities breakouts |
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| Parent Company | 13,303 | -97 | +13814.4% |
| Noninterest Income | 219,436 | 118,878 | +84.6% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 72,537 | 59,344 | +22.2% |
| Wholesale Banking · Operating Segments | 96,565 | 44,811 | +115.5% |
Show Consolidation Items breakouts |
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| Corporate Other | 50,334 | 14,723 | +241.9% |
| Labor And Related Expense | 402,081 | 271,164 | +48.3% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 104,540 | 71,643 | +45.9% |
| Wholesale Banking · Operating Segments | 115,793 | 70,842 | +63.5% |
Show Consolidation Items breakouts |
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| Corporate Other | 181,748 | 128,679 | +41.2% |
| Occupancy Net | 48,166 | 30,232 | +59.3% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 28,825 | 17,966 | +60.4% |
| Wholesale Banking · Operating Segments | 1,491 | 857 | +74.0% |
Show Consolidation Items breakouts |
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| Corporate Other | 17,850 | 11,409 | +56.5% |
| Equipment Expense | 22,124 | 14,582 | +51.7% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 4,838 | 3,716 | +30.2% |
| Wholesale Banking · Operating Segments | 348 | 161 | +116.1% |
Show Consolidation Items breakouts |
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| Corporate Other | 16,938 | 10,705 | +58.2% |
| Information Technology And Data Processing | 61,939 | 37,520 | +65.1% |
| Professional Fees | 29,312 | 16,804 | +74.4% |
| Marketing And Advertising Expense | 18,827 | 12,126 | +55.3% |
| Federal Deposit Insurance Corporation Premium Expense | 30,053 | 20,255 | +48.4% |
| Taxes Other | 18,875 | 18,364 | +2.8% |
| Loan Related Expenses | 6,676 | 5,513 | +21.1% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 4,380 | 3,178 | +37.8% |
| Wholesale Banking · Operating Segments | 819 | 974 | -15.9% |
Show Consolidation Items breakouts |
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| Corporate Other | 1,477 | 1,361 | +8.5% |
| Amortization Of Intangible Assets | 59,668 | 19,307 | +209.0% |
| Business Combination Acquisition Related Costs | 157,278 | 40,018 | +293.0% |
Show Business Acquisition breakouts |
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| Sandy Spring | 124.6 | — | — |
| Other Noninterest Expense | 40,571 | 21,649 | +87.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 29,021 | 19,550 | +48.4% |
| Noninterest Expense | 895,570 | 507,534 | +76.5% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 382,896 | 250,178 | +53.0% |
| Wholesale Banking · Operating Segments | 327,406 | 194,704 | +68.2% |
Show Consolidation Items breakouts |
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| Corporate Other | 185,268 | 62,652 | +195.7% |
| Income Before Taxes | 336,991 | 259,794 | +29.7% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 73,952 | 100,153 | -26.2% |
| Wholesale Banking · Operating Segments | 245,720 | 187,728 | +30.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 65,419 | 91,411 | -28.4% |
Show Consolidation Items breakouts |
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| Corporate Other | 17,319 | -28,087 | +161.7% |
| Income Tax Expense (Benefit) | 63,276 | 50,663 | +24.9% |
Show Consolidated Entities breakouts |
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| Parent Company | -14,800 | -547 | -2605.7% |
| Net Income | 273,715 | 209,131 | +30.9% |
Show Equity Components breakouts |
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| Retained Earnings | 273,715 | 209,131 | +30.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 273,715 | 209,131 | +30.9% |
| Preferred Stock Dividends Income Statement Impact | 11,868 | 11,868 | 0.0% |
| Net Income Loss Available To Common Stockholders Basic | 261,847 | 197,263 | +32.7% |
| EPS (Basic) | 2.03 | 2.29 | -11.4% |
| EPS (Diluted) | 2.03 | 2.24 | -9.4% |
| Common Stock Dividends Per Share Declared | 1.39 | 1.3 | +6.9% |
| Wtd Avg Shares (Basic) | 128,777,445 | 86,149,978 | +49.5% |
| Wtd Avg Shares (Diluted) | 129,161,421 | 87,909,237 | +46.9% |
| Revenue (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 138,469 | 132,752 | +4.3% |
| Total Costs & Expenses (FY) | — | — | — |
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| Parent Company | 73,050 | 41,341 | +76.7% |
| Comprehensive Income | 377,314 | 192,794 | +95.7% |
| Interest Expense (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 44,029 | 21,791 | +102.1% |
| Communications And Information Technology | 61,939 | 37,520 | +65.1% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 1,399 | 879 | +59.2% |
| Wholesale Banking · Operating Segments | 4,922 | 1,563 | +214.9% |
Show Consolidation Items breakouts |
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| Corporate Other | 55,618 | 35,078 | +58.6% |
| Noninterest Income Other | 93,342 | 44,358 | +110.4% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 19,489 | 15,815 | +23.2% |
| Wholesale Banking · Operating Segments | 23,557 | 13,804 | +70.7% |
Show Consolidation Items breakouts |
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| Corporate Other | 50,296 | 14,739 | +241.2% |
| Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax | 21,913 | -913 | +2500.1% |
Balance Sheet
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Current Assets | |||
| Cash & Cash Equivalents | 966,462 | 354,074 | +173.0% |
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| Parent Company | 14,509 | 15,221 | -4.7% |
| Non-Current Assets | |||
| Property, Plant & Equipment | 166,752 | 112,704 | +48.0% |
| Goodwill | 1,733,287 | 1,214,053 | +42.8% |
Show Business Segments breakouts |
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| Consumer Banking · American National | 78 | — | — |
| Consumer Banking · Operating Segments | 478,308 | 364,018 | +31.4% |
| Consumer Banking · Operating Segments | 114.3 | — | — |
| Consumer Banking · Sandy Spring | 114.3 | — | — |
| Wholesale Banking · American National | 210.8 | — | — |
| Wholesale Banking · Operating Segments | 1,254,979 | 850,035 | +47.6% |
| Wholesale Banking · Operating Segments | 404.9 | — | — |
| Wholesale Banking · Sandy Spring | 404.9 | — | — |
Show Business Acquisition breakouts |
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| American National | 288.8 | 288,842 | -99.9% |
| Sandy Spring | 519.2 | — | — |
| Total Assets | 37,585,754 | 24,585,323 | +52.9% |
Show Financial Instrument breakouts |
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| Deposits · Asset Pledged As Collateral | 1,857,030 | 1,372,907 | +35.3% |
| Derivative · Asset Pledged As Collateral | 184,734 | 196,867 | -6.2% |
| Fed Funds · Asset Pledged As Collateral | 3,363,761 | 4,358,701 | -22.8% |
| Federal Home Loan Bank Advances · Asset Pledged As Collateral | 9,360,650 | 4,678,413 | +100.1% |
| Other purposes · Asset Pledged As Collateral | 63,924 | 18,713 | +241.6% |
| Repurchase Agreements · Asset Pledged As Collateral | 203,404 | 93,667 | +117.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 5,817,975 | 3,606,173 | +61.3% |
Show Pledged Status breakouts |
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| Asset Pledged As Collateral | 15,033,503 | 10,719,268 | +40.2% |
| Operating Lease Right-of-Use Assets | 98,073 | 74,782 | +31.1% |
| Intangible Assets | 315,544 | — | — |
Show Finite Lived Intangible Assets By Major Class breakouts |
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| Core Deposits | 265,351 | 74,133 | +257.9% |
| Other Intangible Assets | 50,193 | 10,430 | +381.2% |
| Other Assets | |||
| Cash And Due From Banks | 234,257 | 196,435 | +19.3% |
| Debt Securities Available For Sale Excluding Accrued Interest | 4,194,301 | 2,442,166 | +71.7% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level1 | 88,946 | 62,199 | +43.0% |
| Fair Value Inputs Level1 · US Government Agencies Debt Securities | 88,946 | 62,199 | +43.0% |
| Fair Value Inputs Level2 | 4,105,355 | 2,379,967 | +72.5% |
| Fair Value Inputs Level2 · Collateralized Securities Other | 1,956 | 1,860 | +5.2% |
| Fair Value Inputs Level2 · Corporate Bond Securities | 217,934 | 244,712 | -10.9% |
| Fair Value Inputs Level2 · Mortgage Backed Securities | 3,382,524 | 1,661,244 | +103.6% |
| Fair Value Inputs Level2 · US Government Agencies Debt Securities | 15,056 | 3,814 | +294.8% |
| Fair Value Inputs Level2 · US States And Political Subdivisions | 487,885 | 468,337 | +4.2% |
Show Financial Instrument breakouts |
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| Collateralized Securities Other | 1,956 | 1,860 | +5.2% |
| Collateralized Securities Other · Fair Value Measurements Recurring | 1,956 | 1,860 | +5.2% |
| Commercial Mortgage Backed Securities | 429,166 | 301,065 | +42.5% |
| Commercial Mortgage Backed Securities · Agency Securities | 315,875 | 241,619 | +30.7% |
| Commercial Mortgage Backed Securities · Non-agency | 113,291 | 59,446 | +90.6% |
| Corporate Bond Securities | 217,934 | 244,712 | -10.9% |
| Corporate Bond Securities · Fair Value Measurements Recurring | 217,934 | 244,712 | -10.9% |
| Deposits · Asset Pledged As Collateral | 1,249,969 | 771,486 | +62.0% |
| Derivative · Asset Pledged As Collateral | 64,037 | 62,199 | +3.0% |
| Federal Home Loan Bank Advances · Asset Pledged As Collateral | 518,895 | 579,947 | -10.5% |
| Mortgage Backed Securities · Fair Value Measurements Recurring | 3,382,524 | 1,661,244 | +103.6% |
| Other purposes · Asset Pledged As Collateral | 63,924 | 18,713 | +241.6% |
| Repurchase Agreements · Asset Pledged As Collateral | 203,404 | 93,667 | +117.2% |
| Residential Mortgage Backed Securities | 2,953,358 | 1,360,179 | +117.1% |
| Residential Mortgage Backed Securities · Agency Securities | 2,793,214 | 1,263,269 | +121.1% |
| Residential Mortgage Backed Securities · Non-agency | 160,144 | 96,910 | +65.3% |
| US Government Agencies Debt Securities | 104,002 | 66,013 | +57.5% |
| US Government Agencies Debt Securities · Fair Value Measurements Recurring | 104,002 | 66,013 | +57.5% |
| US States And Political Subdivisions | 487,885 | 468,337 | +4.2% |
| US States And Political Subdivisions · Fair Value Measurements Recurring | 487,885 | 468,337 | +4.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 1,071 | 1,681 | -36.3% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure | 4,194,301 | 2,442,166 | +71.7% |
Show Pledged Status breakouts |
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| Asset Pledged As Collateral | 2,100,229 | 1,526,012 | +37.6% |
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 884,216 | 803,851 | +10.0% |
Show Financial Instrument breakouts |
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| Commercial Mortgage Backed Securities | 40,777 | 44,709 | -8.8% |
| Commercial Mortgage Backed Securities · Agency Securities | 29,074 | 26,787 | +8.5% |
| Commercial Mortgage Backed Securities · Non-agency | 11,703 | 17,922 | -34.7% |
| Corporate Bond Securities | 2,255 | 3,322 | -32.1% |
| Corporate Bond Securities · Moody's Not Rated - Non-Agency | 2,255 | 3,322 | -32.1% |
| Mortgage Backed Securities | 88,799 | 102,846 | -13.7% |
| Mortgage Backed Securities · Moody's AAA/AA/A | 1,702 | 5,748 | -70.4% |
| Mortgage Backed Securities · Moody's Not Rated - Agency | 64,867 | 64,595 | +0.4% |
| Mortgage Backed Securities · Moody's Not Rated - Non-Agency | 22,230 | 32,503 | -31.6% |
| Residential Mortgage Backed Securities | 48,022 | 58,137 | -17.4% |
| Residential Mortgage Backed Securities · Agency Securities | 35,793 | 37,808 | -5.3% |
| Residential Mortgage Backed Securities · Non-agency | 12,229 | 20,329 | -39.8% |
| US States And Political Subdivisions | 793,162 | 697,683 | +13.7% |
| US States And Political Subdivisions · Moody's AAA/AA/A | 782,453 | 686,923 | +13.9% |
| US States And Political Subdivisions · Moody's BBB/BB/B | 1,122 | 1,144 | -1.9% |
| US States And Political Subdivisions · Moody's Not Rated - Non-Agency | 9,587 | 9,616 | -0.3% |
Show Credit Rating Moodys breakouts |
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| Moody's AAA/AA/A | 784,155 | 692,671 | +13.2% |
| Moody's BBB/BB/B | 1,122 | 1,144 | -1.9% |
| Moody's Not Rated - Agency | 64,867 | 64,595 | +0.4% |
| Moody's Not Rated - Non-Agency | 34,072 | 45,441 | -25.0% |
| Restricted Investments | 190,200 | 102,954 | +84.7% |
| Loans Held For Sale Fair Value Disclosure | 18,486 | 9,420 | +96.2% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 | 18,486 | 9,420 | +96.2% |
| Fair Value Inputs Level2 · Fair Value Measurements Recurring | 18,486 | 9,420 | +96.2% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure | 18,486 | 9,420 | +96.2% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Recurring | 18,486 | 9,420 | +96.2% |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest Before Allowance For Credit Loss | 27,796,167 | 18,470,621 | +50.5% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 5,317,949 | 3,085,207 | +72.4% |
| Wholesale Banking · Operating Segments | 23,179,687 | 15,514,640 | +49.4% |
Show Consolidation Items breakouts |
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| Corporate Other | -701,469 | -129,226 | -442.8% |
Show Financing Receivable Recorded Investment By Class Of Financing Receivable breakouts |
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| Automobile Loan | 183,720 | 316,368 | -41.9% |
| Automobile Loan · Financial Asset Not Past Due | 178,615 | 311,354 | -42.6% |
| Automobile Loan · Financing Receivables Equal To Greater Than90 Days Past Due | 404 | 284 | +42.3% |
| Automobile Loan · Financing Receivables30 To59 Days Past Due | 3,332 | 3,615 | -7.8% |
| Automobile Loan · Financing Receivables60 To89 Days Past Due | 797 | 456 | +74.8% |
| Automobile Loan · Nonaccrual | 572 | 659 | -13.2% |
| Commercial and Industrial | 5,229,728 | 3,864,695 | +35.3% |
| Commercial and Industrial · Pass | 4,737,308 | 3,549,422 | +33.5% |
| Commercial and Industrial · Special Mention | 108,148 | 119,588 | -9.6% |
| Commercial and Industrial · Substandard | 127,714 | 50,754 | +151.6% |
| Commercial and Industrial · Watch | 256,558 | 115,600 | +121.9% |
| Commercial Portfolio Segment | 23,417,416 | 15,998,610 | +46.4% |
| Commercial Portfolio Segment · Doubtful | 135 | 29,331 | -99.5% |
| Commercial Portfolio Segment · Pass | 21,407,305 | 15,034,366 | +42.4% |
| Commercial Portfolio Segment · Special Mention | 570,843 | 260,212 | +119.4% |
| Commercial Portfolio Segment · Substandard | 656,327 | 262,430 | +150.1% |
| Commercial Portfolio Segment · Watch | 782,806 | 412,271 | +89.9% |
| Construction Loans | 1,666,381 | 1,731,108 | -3.7% |
| Construction Loans · Pass | 1,596,849 | 1,654,802 | -3.5% |
| Construction Loans · Special Mention | 37,860 | 6,836 | +453.8% |
| Construction Loans · Substandard | 8,094 | 27,404 | -70.5% |
| Construction Loans · Watch | 23,578 | 42,066 | -43.9% |
| Consumer | 121,488 | 104,882 | +15.8% |
| Consumer Portfolio Segment | 4,378,751 | 2,472,011 | +77.1% |
| Consumer Portfolio Segment · Financial Asset Not Past Due | 4,305,243 | 2,428,823 | +77.3% |
| Consumer Portfolio Segment · Financing Receivables Equal To Greater Than90 Days Past Due | 9,550 | 3,345 | +185.5% |
| Consumer Portfolio Segment · Financing Receivables30 To59 Days Past Due | 25,681 | 12,171 | +111.0% |
| Consumer Portfolio Segment · Financing Receivables60 To89 Days Past Due | 8,753 | 10,442 | -16.2% |
| Consumer Portfolio Segment · Nonaccrual | 29,524 | 17,230 | +71.4% |
| Consumer · Financial Asset Not Past Due | 120,806 | 103,528 | +16.7% |
| Consumer · Financing Receivables Equal To Greater Than90 Days Past Due | 55 | 44 | +25.0% |
| Consumer · Financing Receivables30 To59 Days Past Due | 444 | 804 | -44.8% |
| Consumer · Financing Receivables60 To89 Days Past Due | 171 | 486 | -64.8% |
| Consumer · Nonaccrual | 12 | 20 | -40.0% |
| CRE - Non-Owner Occupied | 7,178,515 | 4,935,590 | +45.4% |
| CRE - Non-Owner Occupied · Pass | 6,712,841 | 4,652,429 | +44.3% |
| CRE - Non-Owner Occupied · Special Mention | 172,412 | 74,282 | +132.1% |
| CRE - Non-Owner Occupied · Substandard | 152,687 | 106,283 | +43.7% |
| CRE - Non-Owner Occupied · Watch | 140,575 | 102,596 | +37.0% |
| CRE - Owner Occupied | 4,305,796 | 2,370,119 | +81.7% |
| CRE - Owner Occupied · Doubtful | 135 | — | — |
| CRE - Owner Occupied · Pass | 3,921,949 | 2,242,862 | +74.9% |
| CRE - Owner Occupied · Special Mention | 116,527 | 27,702 | +320.6% |
| CRE - Owner Occupied · Substandard | 107,012 | 52,752 | +102.9% |
| CRE - Owner Occupied · Watch | 160,173 | 46,803 | +242.2% |
| Multifamily Real Estate | 2,418,250 | 1,240,209 | +95.0% |
| Multifamily Real Estate · Pass | 1,937,547 | 1,147,439 | +68.9% |
| Multifamily Real Estate · Special Mention | 103,246 | 1,435 | +7094.8% |
| Multifamily Real Estate · Substandard | 233,824 | 15,707 | +1388.7% |
| Multifamily Real Estate · Watch | 143,633 | 75,628 | +89.9% |
| Other Commercial | 1,518,589 | 1,137,464 | +33.5% |
| Other Commercial · Pass | 1,471,543 | 1,108,780 | +32.7% |
| Other Commercial · Special Mention | 9,891 | 4,888 | +102.4% |
| Other Commercial · Substandard | 9,792 | 4,463 | +119.4% |
| Other Commercial · Watch | 27,363 | 19,333 | +41.5% |
| Residential 1-4 Family - Commercial | 1,100,157 | 719,425 | +52.9% |
| Residential 1-4 Family - Commercial · Pass | 1,029,268 | 678,632 | +51.7% |
| Residential 1-4 Family - Commercial · Special Mention | 22,759 | 25,481 | -10.7% |
| Residential 1-4 Family - Commercial · Substandard | 17,204 | 5,067 | +239.5% |
| Residential 1-4 Family - Commercial · Watch | 30,926 | 10,245 | +201.9% |
| Residential 1-4 Family - Mortgage | 2,825,259 | 1,293,817 | +118.4% |
| Residential 1-4 Family - Mortgage · Financial Asset Not Past Due | 2,772,790 | 1,266,467 | +118.9% |
| Residential 1-4 Family - Mortgage · Financing Receivables Equal To Greater Than90 Days Past Due | 5,633 | 1,307 | +331.0% |
| Residential 1-4 Family - Mortgage · Financing Receivables30 To59 Days Past Due | 17,911 | 5,928 | +202.1% |
| Residential 1-4 Family - Mortgage · Financing Receivables60 To89 Days Past Due | 5,628 | 7,390 | -23.8% |
| Residential 1-4 Family - Mortgage · Nonaccrual | 23,297 | 12,725 | +83.1% |
| Residential 1-4 Family - Revolving | 1,248,284 | 756,944 | +64.9% |
| Residential 1-4 Family - Revolving · Financial Asset Not Past Due | 1,233,032 | 747,474 | +65.0% |
| Residential 1-4 Family - Revolving · Financing Receivables Equal To Greater Than90 Days Past Due | 3,458 | 1,710 | +102.2% |
| Residential 1-4 Family - Revolving · Financing Receivables30 To59 Days Past Due | 3,994 | 1,824 | +119.0% |
| Residential 1-4 Family - Revolving · Financing Receivables60 To89 Days Past Due | 2,157 | 2,110 | +2.2% |
| Residential 1-4 Family - Revolving · Nonaccrual | 5,643 | 3,826 | +47.5% |
| Financing Receivable And Net Investment In Lease Allowance For Credit Loss Excluding Accrued Interest | 295,108 | 178,644 | +65.2% |
Show Financing Receivable Recorded Investment By Class Of Financing Receivable breakouts |
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| Commercial Portfolio Segment | 232,813 | 148,887 | +56.4% |
| Consumer Portfolio Segment | 62,295 | 29,757 | +109.3% |
| Financing Receivable And Net Investment In Lease Excluding Accrued Interest After Allowance For Credit Loss | 27,501,059 | 18,291,977 | +50.3% |
Show Financial Instrument breakouts |
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| Fed Funds · Asset Pledged As Collateral | 3,363,761 | 4,358,701 | -22.8% |
| Federal Home Loan Bank Advances · Asset Pledged As Collateral | 8,832,269 | 4,089,049 | +116.0% |
Show Pledged Status breakouts |
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| Asset Pledged As Collateral | 12,196,030 | 8,447,750 | +44.4% |
| Intangible Assets Net Excluding Goodwill | 315,544 | 84,563 | +273.1% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 621 | 778 | -20.2% |
| Wholesale Banking · Operating Segments | 50,916 | 8,714 | +484.3% |
Show Consolidation Items breakouts |
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| Corporate Other | 264,007 | 75,071 | +251.7% |
| Corporate Other · Sandy Spring | 244.4 | 76.3 | +220.3% |
| Bank Owned Life Insurance | 672,890 | 493,396 | +36.4% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 | 672,890 | 493,396 | +36.4% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure | 672,890 | 493,396 | +36.4% |
| Other Assets | 942,557 | 676,165 | +39.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 26,751 | 24,028 | +11.3% |
| Non-Current Liabilities | |||
| Long-Term Debt | 771,860 | 418,303 | +84.5% |
Show Consolidated Entities breakouts |
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| Parent Company | 600,214 | 247,826 | +142.2% |
| Total Liabilities | 32,579,356 | 21,442,444 | +51.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 811,577 | 463,294 | +75.2% |
| Other Liabilities | |||
| Interest Bearing Deposits In Banks | 706,014 | 153,695 | +359.4% |
| Noninterest Bearing Deposit Liabilities | 6,844,629 | 4,277,048 | +60.0% |
| Interest Bearing Deposit Liabilities | 23,627,007 | 16,120,571 | +46.6% |
| Deposits | 30,471,636 | 20,397,619 | +49.4% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 17,820,026 | 11,899,197 | +49.8% |
| Wholesale Banking · Operating Segments | 11,339,236 | 7,193,403 | +57.6% |
Show Consolidation Items breakouts |
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| Corporate Other | 1,312,374 | 1,305,019 | +0.6% |
| Securities Sold Under Agreements To Repurchase | 75,432 | 56,275 | +34.0% |
| Other Short Term Borrowings | 650,000 | 60,000 | +983.3% |
| Other Liabilities | 610,428 | 510,247 | +19.6% |
Show Consolidated Entities breakouts |
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| Parent Company | 39,716 | 44,992 | -11.7% |
| Stockholders' Equity | |||
| Preferred Stock Value | 173 | 173 | 0.0% |
| Common Stock | 188,563 | 118,519 | +59.1% |
| Additional Paid-In Capital | 3,888,841 | 2,280,547 | +70.5% |
| Retained Earnings | 1,184,908 | 1,103,326 | +7.4% |
| Accumulated Other Comprehensive Income | -256,087 | -359,686 | +28.8% |
| Total Stockholders' Equity | 5,006,398 | 3,142,879 | +59.3% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent | -21,165 | -43,078 | +50.9% |
| Accumulated Net Unrealized Investment Gain Loss | -234,702 | -317,142 | +26.0% |
| Accumulated Other Comprehensive Income | -256,087 | -359,686 | +28.8% |
| Additional Paid In Capital | 3,888,841 | 2,280,547 | +70.5% |
| Common Stock | 188,563 | 118,519 | +59.1% |
| Preferred Stock | 173 | 173 | 0.0% |
| Retained Earnings | 1,184,908 | 1,103,326 | +7.4% |
| Unrealized Gains (Losses) on BOLI | -220 | 534 | -141.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 5,006,398 | 3,142,879 | +59.3% |
| Total Liabilities & Equity | 37,585,754 | 24,585,323 | +52.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 5,817,975 | 3,606,173 | +61.3% |
| Common Stock Shares Outstanding | 141,776,886 | 89,770,231 | +57.9% |
| Common Stock Shares Authorized | 200,000,000 | 200,000,000 | 0.0% |
| Federal Funds Sold | 26,191 | 3,944 | +564.1% |
| Preferred Stock Shares Outstanding | 17,250 | 17,250 | 0.0% |
| Preferred Stock Shares Authorized | 500,000 | 500,000 | 0.0% |
Cash Flow Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Provision For Loan Lease And Other Losses Including Discontinued Operations | 141,788 | 50,089 | +183.1% |
| Depreciation | 17,741 | 12,754 | +39.1% |
| Adjustment For Amortization | 26,319 | 22,558 | +16.7% |
| Net Impact Of Amortization And Accretion Related To Acquisition | -87,036 | -21,309 | -308.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 9,879 | 1,078 | +816.4% |
| Debt And Equity Securities Gain Loss | 81 | 6,493 | -98.8% |
| Gain Loss On Sales Of Loans Net | -10,915 | — | — |
Show Consolidation Items breakouts |
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| Corporate Other · Commercial Real Estate Portfolio Segment | -10.9 | — | — |
Show Business Acquisition breakouts |
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| Sandy Spring · Commercial Real Estate | -10.9 | — | — |
Show Financing Receivable Portfolio breakouts |
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| Commercial Real Estate Portfolio Segment | -10.9 | — | — |
| Gain Loss On Sale Of Stock In Subsidiary Or Equity Method Investee | -14,757 | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | -14,757 | — | — |
Show Consolidation Items breakouts |
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| Corporate Other · Cary Street Partners, LLC | -14.8 | — | — |
Show Fair Value By Asset Class breakouts |
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| Cary Street Partners, LLC | -14.8 | — | — |
| Bank Owned Life Insurance Income Net Of Cash Settlements | -21,020 | -15,629 | -34.5% |
| Deferred Income Taxes | 50,174 | 34,145 | +46.9% |
| Impairment Loss On Operating Leases Finance Leases And Equipment | 13,349 | 216 | +6080.1% |
| Gains Losses On Sales Of Other Real Estate Owned | -232 | -1,349 | +82.8% |
| Payments To Purchase Loans Held For Sale | -403,905 | -209,577 | -92.7% |
| Proceeds From Sale Of Loans Held For Sale | 2,274,253 | 209,429 | +985.9% |
| Increase Decrease In Other Operating Assets | 18,751 | -83 | +22691.6% |
Show Consolidated Entities breakouts |
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| Parent Company | -23,752 | 1,536 | -1646.4% |
| Increase Decrease In Other Operating Liabilities | -40,926 | 11,588 | -453.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 21,088 | 1,040 | +1927.7% |
| Net Cash from Operations | 2,237,380 | 308,456 | +625.3% |
Show Consolidated Entities breakouts |
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| Parent Company | 97,847 | 114,797 | -14.8% |
| Stock-Based Compensation (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 24,890 | 13,796 | +80.4% |
| Investing Activities | |||
| Payments To Acquire Available For Sale And Restricted Stock Securities | -1,658,383 | -627,540 | -164.3% |
| Proceeds From Sale Of Available For Sale Securities And Restricted Stock | 630,097 | 642,985 | -2.0% |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 628,569 | 268,897 | +133.8% |
Show Consolidated Entities breakouts |
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| Parent Company | 611 | — | — |
| Payments To Acquire Held To Maturity Securities | -104,221 | -5,880 | -1672.5% |
| Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities | 18,941 | 35,533 | -46.7% |
| Payments For Proceeds From Other Investments | 5,354 | -25,997 | +120.6% |
| Payments For Proceeds From Loans And Leases | -584,005 | -644,294 | +9.4% |
| Payments For Proceeds From Productive Assets | -12,412 | -7,393 | -67.9% |
| Proceeds From Bank Owned Life Insurance Settlements | 2,745 | 5,645 | -51.4% |
| Proceeds From Sale Of Foreclosed Assets | 5,687 | 7,369 | -22.8% |
| Cash Acquired From Acquisition | 270,211 | 54,988 | +391.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 80,902 | 212 | +38061.3% |
| Net Cash from Investing | -797,417 | -295,687 | -169.7% |
Show Consolidated Entities breakouts |
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| Parent Company | -268,168 | -4,304 | -6130.7% |
| Transfer To Other Real Estate | 1,274 | 375 | +239.7% |
| Stock Issued1 | 1,275,441 | 505,402 | +152.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 1,275,441 | 505,402 | +152.4% |
| Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Assets | 12,967,058 | 2,946,897 | +340.0% |
Show Consolidated Entities breakouts |
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| Parent Company | 1,637,042 | 521,218 | +214.1% |
| Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Liabilities | 12,210,323 | 2,730,266 | +347.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 361,072 | 30,398 | +1087.8% |
| Financing Activities | |||
| Net Change Noninterest Bearing Deposits Domestic | -219,918 | 162,455 | -235.4% |
| Net Change Interest Bearing Deposits Domestic | -930,519 | 831,221 | -211.9% |
| Proceeds From Repayments Of Short Term Debt | 336,985 | -902,894 | +137.3% |
| Repayments Of Long Term Debt | -200,000 | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | -16,268 | — | — |
| Stock Issued During Period Value New Issues1 | 384,963 | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 384,963 | — | — |
| Payments Of Ordinary Dividends | -192,133 | -123,875 | -55.1% |
Show Consolidated Entities breakouts |
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| Parent Company | -192,133 | -123,875 | -55.1% |
| Tax Withholding for Share Compensation | -6,953 | -3,961 | -75.5% |
Show Consolidated Entities breakouts |
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| Parent Company | -6,953 | -3,961 | -75.5% |
| Net Cash from Financing | -827,575 | -36,826 | -2147.3% |
Show Consolidated Entities breakouts |
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| Parent Company | 169,609 | -127,608 | +232.9% |
| Supplemental | |||
| Interest Paid | 658,199 | 516,486 | +27.4% |
| Income Taxes Paid | 4,219 | 3,754 | +12.4% |
Show Income Tax Authority breakouts |
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| MD | 2,736 | — | — |
| State And Local Tax Jurisdiction Other | 515 | 1,254 | -58.9% |
| US | 415 | 2,500 | -83.4% |
| VA | 553 | — | — |
| Other Cash Flow | |||
| Net Change in Cash | 612,388 | -24,057 | +2645.6% |
Show Consolidated Entities breakouts |
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| Parent Company | -712 | -17,115 | +95.8% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 966,462 | 354,074 | +173.0% |
Show Consolidated Entities breakouts |
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| Parent Company | 14,509 | 15,221 | -4.7% |
Values in thousands USD. Source: SEC EDGAR 10-K filing.