BANK OF AMERICA CORP /DE/

BAC 10-K · Q4 2025

BAC Q4 2025 request

Playground key active
Request URL /api/financials?ticker=BAC&year=2025&quarter=4
waiting 0 ms
Pick an endpoint and run the request.
curl

Income Statement

Income Statement
Metric Q4 2025 Q4 2024 YoY
Revenue 31,180 29,316 +6.4%
Income Before Taxes 12,435 11,077 +12.3%
Income Tax Expense (Benefit) 4,907 4,571 +7.4%
Net Income 7,528 6,506 +15.7%
Show Business Segments breakouts
Consumer Banking · Operating Segments 3,304 2,821 +17.1%
Global Banking · Operating Segments 2,055 1,987 +3.4%
Global Markets · Operating Segments 987 941 +4.9%
Global Wealth & Investment Management · Operating Segments 1,405 1,171 +20.0%
Show Equity Components breakouts
Retained Earnings 7,528 6,506 +15.7%
Show Consolidation Items breakouts
All Other -223 -414 +46.1%
Comprehensive Income 8,747 5,555 +57.5%
Show Equity Components breakouts
Accumulated Defined Benefit Plans Adjustment 282 56 +403.6%
Accumulated Gain Loss Financial Liability Fair Value Option Attributable To Parent -168 8 -2200.0%
Accumulated Gain Loss Net Cash Flow Hedge Parent 445 -672 +166.2%
Accumulated Net Unrealized Investment Gain Loss 667 -286 +333.2%
Accumulated Other Comprehensive Income 1,219 -951 +228.2%
Accumulated Translation Adjustment -7 -57 +87.7%
Other Comprehensive Income 1,219 -951 +228.2%
Show Equity Components breakouts
Accumulated Defined Benefit Plans Adjustment 282 56 +403.6%
Accumulated Gain Loss Financial Liability Fair Value Option Attributable To Parent -168 8 -2200.0%
Accumulated Gain Loss Net Cash Flow Hedge Parent 445 -672 +166.2%
Accumulated Net Unrealized Investment Gain Loss 667 -286 +333.2%
Accumulated Translation Adjustment -7 -57 +87.7%
EPS (Basic) 0.97 0.81 +19.8%
EPS (Diluted) 0.96 0.79 +21.5%
Wtd Avg Shares (Basic) -52.6 -39.2 -34.2%
Wtd Avg Shares (Diluted) -43.8 -29.2 -50.0%
Noninterest Income 15,430 14,957 +3.2%
Show Business Segments breakouts
Consumer Banking · Operating Segments 2,111 2,161 -2.3%
Global Banking · Operating Segments 2,958 2,611 +13.3%
Global Markets · Operating Segments 3,558 3,814 -6.7%
Global Wealth & Investment Management · Operating Segments 4,748 4,249 +11.7%
Show Consolidation Items breakouts
All Other 2,055 2,122 -3.2%
Brokerage Commissions Revenue (Q)
Show Product Lines breakouts
Asset management fees 4,193 3,702 +13.3%
Asset management fees · Consumer Banking 68 55 +23.6%
Asset management fees · Global Wealth & Investment Management 4,128 3,640 +13.4%
Brokerage fees 1,107 1,011 +9.5%
Brokerage fees · Consumer Banking 30 29 +3.4%
Brokerage fees · Global Banking 14 21 -33.3%
Brokerage fees · Global Markets 628 555 +13.2%
Brokerage fees · Global Wealth & Investment Management 435 417 +4.3%
Investment and brokerage services 5,300 4,713 +12.5%
Investment and brokerage services · All Other -3 -4 +25.0%
Investment and brokerage services · Consumer Banking 98 84 +16.7%
Investment and brokerage services · Global Banking 14 21 -33.3%
Investment and brokerage services · Global Markets 628 555 +13.2%
Investment and brokerage services · Global Wealth & Investment Management 4,563 4,057 +12.5%
Investment Banking Revenue (Q)
Show Product Lines breakouts
Financial advisory services 590 556 +6.1%
Financial advisory services · Global Banking 541 514 +5.3%
Financial advisory services · Global Markets 49 42 +16.7%
Syndication fees 324 335 -3.3%
Syndication fees · Global Banking 171 177 -3.4%
Syndication fees · Global Markets 153 158 -3.2%
Total investment banking fees 1,666 1,654 +0.7%
Total investment banking fees · All Other -32 -32 0.0%
Total investment banking fees · Global Banking 973 985 -1.2%
Total investment banking fees · Global Markets 656 639 +2.7%
Total investment banking fees · Global Wealth & Investment Management 69 62 +11.3%
Underwriting income 752 763 -1.4%
Underwriting income · All Other -31 -32 +3.1%
Underwriting income · Global Banking 261 294 -11.2%
Underwriting income · Global Markets 454 439 +3.4%
Underwriting income · Global Wealth & Investment Management 68 62 +9.7%
Other Noninterest Expense 6,835 6,542 +4.5%
Show Business Segments breakouts
Consumer Banking · Operating Segments 4,318 4,284 +0.8%
Global Banking · Operating Segments 1,854 1,722 +7.7%
Global Markets · Operating Segments 2,963 2,667 +11.1%
Global Wealth & Investment Management · Operating Segments 1,650 1,592 +3.6%
Show Consolidation Items breakouts
All Other -63 262 -124.0%
Labor And Related Expense 10,602 10,245 +3.5%
Show Business Segments breakouts
Consumer Banking · Operating Segments 1,411 1,347 +4.8%
Global Banking · Operating Segments 1,264 1,229 +2.8%
Global Markets · Operating Segments 943 838 +12.5%
Global Wealth & Investment Management · Operating Segments 3,097 2,846 +8.8%
Noninterest Expense 17,437 16,787 +3.9%
Show Business Segments breakouts
Consumer Banking · Operating Segments 5,729 5,631 +1.7%
Global Banking · Operating Segments 3,118 2,951 +5.7%
Global Markets · Operating Segments 3,906 3,505 +11.4%
Global Wealth & Investment Management · Operating Segments 4,747 4,438 +7.0%
Show Consolidation Items breakouts
All Other -63 262 -124.0%
Communications And Information Technology 1,913 1,884 +1.5%
Marketing And Advertising Expense 563 510 +10.4%
Occupancy Net 1,884 1,824 +3.3%
Professional Fees 682 744 -8.3%
Net Income Loss Available To Common Stockholders Basic 7,200 6,240 +15.4%
Interest And Dividend Income Operating 34,261 35,977 -4.8%
Interest Expense Operating 18,511 21,618 -14.4%
Interest Income Expense Net 15,750 14,359 +9.7%
Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax (Q)
Show Derivative Risk breakouts
Foreign Exchange Contract · Net Investment Hedging 129 2,332 -94.5%
Interest rate risk on variable-rate portfolios · Cash Flow Hedging 206 -1,419 +114.5%
Price risk on certain compensation plans · Cash Flow Hedging 0 2 -100.0%
Show Derivative Instruments Gain Loss By Hedging Relationship breakouts
Cash Flow Hedging 206 -1,417 +114.5%
Operating Lease Lease Income 232 249 -6.8%

Balance Sheet

Balance Sheet
Metric Q4 2025 Q4 2024 YoY
Current Assets
Cash & Cash Equivalents (Q)
Show Consolidated Entities breakouts
Parent Company 7,686 4,613 +66.6%
Non-Current Assets
Property, Plant & Equipment 12,516 12,168 +2.9%
Operating Lease Right-of-Use Assets 8,395 8,527 -1.5%
Goodwill 69,021 69,021 0.0%
Show Business Segments breakouts
Consumer Banking · Operating Segments 30,137 30,137 0.0%
Global Banking · Operating Segments 24,026 24,026 0.0%
Global Markets · Operating Segments 5,181 5,181 0.0%
Global Wealth & Investment Management · Operating Segments 9,677 9,677 0.0%
Total Assets 3,411,738 3,261,299 +4.6%
Show Business Segments breakouts
Consumer Banking · Operating Segments 1,039,346 1,034,370 +0.5%
Global Banking · Operating Segments 734,710 670,505 +9.6%
Global Markets · Operating Segments 1,032,858 876,548 +17.8%
Global Wealth & Investment Management · Operating Segments 335,495 338,367 -0.8%
Show Geography breakouts
Asia 177,742 153,489 +15.8%
EMEA 315,024 257,696 +22.2%
Latin America 48,610 32,990 +47.3%
Non Us 541,376 444,175 +21.9%
US 2,870,362 2,817,124 +1.9%
Show Financial Instrument breakouts
Commercial Mortgage Backed Securities · Variable Interest Entity Not Primary Beneficiary 1,634 1,541 +6.0%
Credit Card and Automobile · Variable Interest Entity Primary Beneficiary 16,388 17,381 -5.7%
Home Equity · Variable Interest Entity Primary Beneficiary 21 29 -27.6%
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Not Primary Beneficiary 30,016 22,965 +30.7%
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Primary Beneficiary 850 1,017 -16.4%
Municipal Bond Trusts and CDOs · Variable Interest Entity Not Primary Beneficiary 8,065 6,474 +24.6%
Municipal Bond Trusts and CDOs · Variable Interest Entity Primary Beneficiary 5,975 3,519 +69.8%
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Not Primary Beneficiary 31,798 24,216 +31.3%
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Primary Beneficiary 434 1,041 -58.3%
Residential Mortgage - Agency · Variable Interest Entity Not Primary Beneficiary 6,869 7,353 -6.6%
Residential Mortgage - Agency · Variable Interest Entity Primary Beneficiary 939 1,132 -17.0%
Residential Mortgage · Variable Interest Entity Not Primary Beneficiary 11 13 -15.4%
Residential Mortgage · Variable Interest Entity Not Primary Beneficiary 430 451 -4.7%
Residential Mortgage · Variable Interest Entity Primary Beneficiary 245
Tax Credit Vehicles · Variable Interest Entity Not Primary Beneficiary 25,435 27,252 -6.7%
Show Consolidated Entities breakouts
Parent Company 583,783 558,137 +4.6%
Variable Interest Entity Not Primary Beneficiary · Investment Vehicles 30 23 +30.4%
Variable Interest Entity Not Primary Beneficiary · Tax Credit Vehicles 86.5 85.7 +0.9%
Variable Interest Entity Primary Beneficiary 24,852 24,119 +3.0%
Variable Interest Entity Primary Beneficiary · Investment Vehicles 58 6 +866.7%
Variable Interest Entity Primary Beneficiary · Leveraged Lease Trusts 850 1 +84900.0%
Show Consolidation Items breakouts
All Other 269,329 341,509 -21.1%
Current Liabilities
Commercial Paper 20.4 24.2 -15.7%
Non-Current Liabilities
Long-Term Debt 317,816 283,279 +12.2%
Show Debt Instrument breakouts
Fixed · Bank of America, N.A. and subsidiaries 54 1,015 -94.7%
Fixed · Bank of America, N.A. and subsidiaries 5,695 5,611 +1.5%
Fixed · Parent Company 750 749 +0.1%
Fixed · Parent Company 176,097 171,603 +2.6%
Fixed · Parent Company 20,802 23,539 -11.6%
Floating · Bank of America, N.A. and subsidiaries 4,121 400 +930.2%
Floating · Bank of America, N.A. and subsidiaries 11,177 5,851 +91.0%
Floating · Parent Company 1 1 0.0%
Floating · Parent Company 11,471 8,736 +31.3%
Floating · Parent Company 4,626 4,549 +1.7%
Foreign Currency - Dominated Debt 57.5 43.8 +31.3%
Subordinated notes · Bank of America, N.A. and subsidiaries 1,403 1,401 +0.1%
Show Financial Instrument breakouts
Credit Card and Automobile · Variable Interest Entity Primary Beneficiary 6.4 8 -20.0%
Credit Card Receivable and Automobile Securitizations · Variable Interest Entity Primary Beneficiary 6.4
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Primary Beneficiary 6 5 +20.0%
Other Variable Interest Entities · Variable Interest Entity Primary Beneficiary 472
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Primary Beneficiary 238 458 -48.0%
Show Legal Entity breakouts
Bank of America, N.A. and subsidiaries · Subsidiaries 29,492 22,821 +29.2%
Bank of America, N.A. and subsidiaries · Subsidiaries 600 495 +21.2%
Bank of America, N.A. and subsidiaries · Subsidiaries 6,442 8,048 -20.0%
Bank of America, N.A. and subsidiaries · Subsidiaries 16,872
Bank of America, N.A. and subsidiaries · Subsidiaries 1,403
Bank of America, N.A. and subsidiaries · Subsidiaries 4,175
Show Consolidated Entities breakouts
Parent Company 234,116 226,675 +3.3%
Parent Company · Junior Subordinated Debt 750
Parent Company · Senior Notes 187,569
Parent Company · Senior Subordinated Notes 20,369 17,498 +16.4%
Parent Company · Subordinated Debt 25,428
Subsidiaries 54,208 33,783 +60.5%
Subsidiaries · Non-core/non-bank VIEs 405
Subsidiaries · Nonbank VIEs 405 409 -1.0%
Subsidiaries · Structured Finance 53,803 33,374 +61.2%
Variable Interest Entity Primary Beneficiary 6,847 8,457 -19.0%
Variable Interest Entity Primary Beneficiary · Nonrecourse 6,847 8,457 -19.0%
Total Liabilities 3,108,495 2,967,336 +4.8%
Show Financial Instrument breakouts
Credit Card and Automobile · Variable Interest Entity Primary Beneficiary 6,393 7,996 -20.0%
Home Equity · Variable Interest Entity Primary Beneficiary 13 19 -31.6%
Investment VIEs and Leveraged Lease Trusts · Variable Interest Entity Primary Beneficiary 6 5 +20.0%
Municipal Bond Trusts and CDOs · Variable Interest Entity Primary Beneficiary 5,779 3,329 +73.6%
Resecuritization Trusts and Customer VIEs · Variable Interest Entity Primary Beneficiary 238 458 -48.0%
Residential Mortgage · Variable Interest Entity Primary Beneficiary 215
Tax Credit Vehicles · Variable Interest Entity Not Primary Beneficiary 7,008 7,510 -6.7%
Show Consolidated Entities breakouts
Parent Company 280,540 264,174 +6.2%
Variable Interest Entity Primary Beneficiary 12,644 11,807 +7.1%
Stockholders' Equity
Retained Earnings 261,693 240,753 +8.7%
Accumulated Other Comprehensive Income -10,526 -15,285 +31.1%
Total Stockholders' Equity 303,243 293,963 +3.2%
Show Equity Components breakouts
Accumulated Defined Benefit Plans Adjustment -4,298 -4,617 +6.9%
Accumulated Gain Loss Financial Liability Fair Value Option Attributable To Parent -2,023 -1,694 -19.4%
Accumulated Gain Loss Net Cash Flow Hedge Parent -2 -5,588 +100.0%
Accumulated Net Unrealized Investment Gain Loss -1,096 -2,252 +51.3%
Accumulated Other Comprehensive Income -10,526 -15,285 +31.1%
Accumulated Translation Adjustment -1,111 -1,134 +2.0%
Common Stock Including Additional Paid In Capital 26,084 45,336 -42.5%
Preferred Stock 25,992 23,159 +12.2%
Retained Earnings 261,693 240,753 +8.7%
Show Consolidated Entities breakouts
Parent Company 303,243 293,963 +3.2%
Total Liabilities & Equity 3,411,738 3,261,299 +4.6%
Show Consolidated Entities breakouts
Parent Company 583,783 558,137 +4.6%

Cash Flow Statement

Cash Flow Statement
Metric YTD Q4 2025 YTD Q4 2024 YoY
Operating Activities
Depreciation & Amortization 594 559 +6.3%
Stock-Based Compensation 969 891 +8.8%
Deferred Income Taxes 550 101 +444.6%
Net Cash from Operations -22,945 25,914 -188.5%
Investing Activities
Other Investing Activities -1,515 -1,282 -18.2%
Net Cash from Investing -1,172 9,410 -112.5%
Financing Activities
Share Repurchases -6,310 -3,535 -78.5%
Net Cash from Financing 10,047 -36,768 +127.3%
Other Cash Flow
Net Change in Cash -14,662 -5,475 -167.8%

Values in millions USD. Source: SEC EDGAR 10-K filing.

This table is rendered from the same JSON returned by /api/financials.

Get API Key