CAPITAL ONE FINANCIAL CORP
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COF Q2 2025 request
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Pick an endpoint and run the request.Income Statement
| Metric | Q2 2025 | Q2 2024 | YoY |
|---|---|---|---|
| Interest And Fee Income Loans And Leases | 12,449 | 9,993 | +24.6% |
| Interest And Dividend Income Securities | 784 | 700 | +12.0% |
| Other Interest And Dividend Income | 595 | 587 | +1.4% |
| Interest And Dividend Income Operating | 13,828 | 11,280 | +22.6% |
| Interest Expense Deposits | 3,120 | 2,874 | +8.6% |
| Interest Expense Secured Debt | 164 | 258 | -36.4% |
| Interest Expense Unsecured Debt | 535 | 591 | -9.5% |
| Interest Expense Other Borrowings | 14 | 11 | +27.3% |
| Interest Expense Operating | 3,833 | 3,734 | +2.7% |
| Interest Income Expense Net | 9,995 | 7,546 | +32.5% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 602 | 609 | -1.1% |
| Consumer Banking · Operating Segments | 2,162 | 2,025 | +6.8% |
| Credit Card · Operating Segments | 7,293 | 5,294 | +37.8% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Foreign Exchange Contract | 3 | 3 | 0.0% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent · Interest Rate Contract | -238 | -313 | +24.0% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -62 | -382 | +83.8% |
Show Business Acquisition breakouts |
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| Discover | 12,044 | 11,017 | +9.3% |
| Provision For Loan Losses Expensed | 11,430 | 3,909 | +192.4% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 81 | 34 | +138.2% |
| Consumer Banking · Operating Segments | 252 | 330 | -23.6% |
| Credit Card · Operating Segments | 11,098 | 3,545 | +213.1% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -1 | 0 | — |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment · Allowance For Loan And Lease Losses | -90 | 39 | -330.8% |
| Commercial Portfolio Segment · Unfunded Loan Commitment | -9 | -5 | -80.0% |
| Consumer Portfolio Segment · Allowance For Loan And Lease Losses | -252 | 330 | -176.4% |
| Consumer Portfolio Segment · Unfunded Loan Commitment | 0 | 0 | — |
| Credit Card: · Allowance For Loan And Lease Losses | -11,098 | 3,545 | -413.1% |
| Credit Card: · Unfunded Loan Commitment | 0 | 0 | — |
Show Financing Receivable Recorded Investment By Class Of Financing Receivable breakouts |
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| Allowance For Loan And Lease Losses | -11,440 | 3,914 | -392.3% |
| Unfunded Loan Commitment | -9 | -5 | -80.0% |
Show Type Of Arrangement breakouts |
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| Loss sharing agreements | 267 | -612 | +143.6% |
| Interest Income Expense After Provision For Loan Loss | -1,435 | 3,637 | -139.5% |
| Interchange Fees Net | 1,478 | 1,249 | +18.3% |
| Service Chargesand Other Customer Related Fees | 658 | 459 | +43.4% |
| Noninterest Income Other | 361 | 252 | +43.3% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Foreign Exchange Contract | -18 | -19 | +5.3% |
| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | 0 | 0 | — |
| Noninterest Income | 2,497 | 1,960 | +27.4% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 335 | 271 | +23.6% |
| Consumer Banking · Operating Segments | 394 | 172 | +129.1% |
| Credit Card · Operating Segments | 1,802 | 1,506 | +19.7% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -34 | 11 | -409.1% |
Show Business Acquisition breakouts |
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| Discover | 2,848 | 2,802 | +1.6% |
| Labor And Related Expense | 2,999 | 2,200 | +36.3% |
| Occupancy Net | 737 | 551 | +33.8% |
| Marketing Expense | 1,345 | 1,064 | +26.4% |
| Professional And Contract Services Expense | 653 | 316 | +106.6% |
| Communications And Information Technology | 413 | 355 | +16.3% |
| Amortization And Impairment Of Intangibles | 271 | 19 | +1326.3% |
| Other Noninterest Expense | 573 | 441 | +29.9% |
| Noninterest Expense | 6,991 | 4,946 | +41.3% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 489 | 483 | +1.2% |
| Consumer Banking · Operating Segments | 1,713 | 1,250 | +37.0% |
| Credit Card · Operating Segments | 4,447 | 3,134 | +41.9% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 342 | 79 | +332.9% |
| Income Before Taxes | -5,929 | 651 | -1010.8% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 367 | 363 | +1.1% |
| Consumer Banking · Operating Segments | 591 | 617 | -4.2% |
| Credit Card · Operating Segments | -6,450 | 121 | -5430.6% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Foreign Exchange Contract | -254 | -321 | +20.9% |
| Other: · Reclassification Out Of Accumulated Other Comprehensive Income | 0 | 0 | — |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -437 | -450 | +2.9% |
| Income Tax Expense (Benefit) | -1,666 | 54 | -3185.2% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 87 | 85 | +2.4% |
| Consumer Banking · Operating Segments | 141 | 146 | -3.4% |
| Credit Card · Operating Segments | -1,533 | 30 | -5210.0% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Foreign Exchange Contract | -65 | -78 | +16.7% |
| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | 0 | 0 | — |
| Other: · Reclassification Out Of Accumulated Other Comprehensive Income | 0 | 0 | — |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -361 | -207 | -74.4% |
| Income Loss From Continuing Operations | -4,263 | 597 | -814.1% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 280 | 278 | +0.7% |
| Consumer Banking · Operating Segments | 450 | 471 | -4.5% |
| Credit Card · Operating Segments | -4,917 | 91 | -5503.3% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -76 | -243 | +68.7% |
Show Business Acquisition breakouts |
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| Discover | 2,816 | 1,532 | +83.8% |
| Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity | -14 | 0 | — |
| Net Income | -4,277 | 597 | -816.4% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Foreign Exchange Contract | -189 | -243 | +22.2% |
| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | 0 | 0 | — |
| Other: · Reclassification Out Of Accumulated Other Comprehensive Income | 0 | 0 | — |
Show Reclassification Out Of Accumulated Other Comprehensive Income breakouts |
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| Reclassification Out Of Accumulated Other Comprehensive Income | -189 | -243 | +22.2% |
| Participating Securities Distributedand Undistributed Earnings Lossexcluding Preferred Stock Dividends Basic | -4 | -9 | +55.6% |
| Preferred Stock Dividends Income Statement Impact | -65 | -57 | -14.0% |
| Net Income Loss Available To Common Stockholders Basic | -4,340 | 531 | -917.3% |
| Income Loss From Continuing Operations Per Basic Share | -8.55 | 1.39 | -715.1% |
| Income Loss From Discontinued Operations Net Of Tax Per Basic Share | -0.03 | 0 | — |
| EPS (Basic) | -8.58 | 1.39 | -717.3% |
| Income Loss From Continuing Operations Per Diluted Share | -8.55 | 1.38 | -719.6% |
| Income Loss From Discontinued Operations Net Of Tax Per Diluted Share | -0.03 | 0 | — |
| EPS (Diluted) | -8.58 | 1.38 | -721.7% |
| Revenue | 1,844 | 1,468 | +25.6% |
Show Product Lines breakouts |
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| Interchange fees, net | 1,478 | 1,249 | +18.3% |
| Interchange fees, net · Commercial Banking | 23 | 26 | -11.5% |
| Interchange fees, net · Consumer Banking | 248 | 107 | +131.8% |
| Interchange fees, net · Corporate Non Segment | 0 | 0 | — |
| Interchange fees, net · Credit Card | 1,207 | 1,116 | +8.2% |
| Other | 185 | 123 | +50.4% |
| Other · Commercial Banking | 7 | 2 | +250.0% |
| Other · Consumer Banking | 53 | 38 | +39.5% |
| Other · Corporate Non Segment | 0 | 0 | — |
| Other · Credit Card | 125 | 83 | +50.6% |
| Service charges and other customer-related fees | 181 | 96 | +88.5% |
| Service charges and other customer-related fees · Commercial Banking | 82 | 74 | +10.8% |
| Service charges and other customer-related fees · Consumer Banking | 78 | 22 | +254.5% |
| Service charges and other customer-related fees · Corporate Non Segment | 1 | 0 | — |
| Service charges and other customer-related fees · Credit Card | 20 | 0 | — |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 112 | 102 | +9.8% |
| Consumer Banking · Operating Segments | 379 | 167 | +126.9% |
| Credit Card · Operating Segments | 1,352 | 1,199 | +12.8% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 1 | 0 | — |
| Revenue | 12,492 | 9,506 | +31.4% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 937 | 880 | +6.5% |
| Consumer Banking · Operating Segments | 2,556 | 2,197 | +16.3% |
| Credit Card · Operating Segments | 9,095 | 6,800 | +33.8% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -96 | -371 | +74.1% |
| Comprehensive Income | -3,567 | 430 | -929.5% |
Show Equity Components breakouts |
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| Accumulated Other Comprehensive Income | 710 | -167 | +525.1% |
| Retained Earnings | -4,277 | 597 | -816.4% |
| Other Comprehensive Income | 710 | -167 | +525.1% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent | 392 | 18 | +2077.8% |
| Accumulated Net Unrealized Investment Gain Loss | 254 | -184 | +238.0% |
| Accumulated Translation Adjustment | 64 | -1 | +6500.0% |
| Other: | 0 | 0 | — |
| Wtd Avg Shares (Basic) | 505.6 | 383.1 | +32.0% |
| Wtd Avg Shares (Diluted) | 505.6 | 383.9 | +31.7% |
| Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax | 392 | 18 | +2077.8% |
| Interest Expense (Q) | — | — | — |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Foreign Exchange Contract | -1 | 8 | -112.5% |
Balance Sheet
| Metric | Q2 2025 | Q2 2024 | YoY |
|---|---|---|---|
| Non-Current Assets | |||
| Property, Plant & Equipment | 5,687 | 4,396 | +29.4% |
| Goodwill | 28,335 | — | — |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 5,054 | — | — |
| Consumer Banking · Operating Segments | 4,645 | — | — |
| Credit Card · Operating Segments | 5,394 | — | — |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 13,242 | — | — |
| Total Assets | 658,968 | 480,018 | +37.3% |
Show Financial Instrument breakouts |
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| Collateralized Auto Loans · Variable Interest Entity Not Primary Beneficiary | 0 | 0 | — |
| Collateralized Auto Loans · Variable Interest Entity Primary Beneficiary | 3,027 | 3,966 | -23.7% |
| Credit Card Receivables · Variable Interest Entity Not Primary Beneficiary | 0 | 0 | — |
| Credit Card Receivables · Variable Interest Entity Primary Beneficiary | 51,975 | 26,334 | +97.4% |
| Total securitization-related VIEs · Variable Interest Entity Not Primary Beneficiary | 0 | 0 | — |
| Total securitization-related VIEs · Variable Interest Entity Primary Beneficiary | 55,002 | 30,300 | +81.5% |
Show Consolidated Entities breakouts |
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| Variable Interest Entity Not Primary Beneficiary | 7,219 | 6,003 | +20.3% |
| Variable Interest Entity Not Primary Beneficiary · Affordable housing entities | 6,068 | 5,603 | +8.3% |
| Variable Interest Entity Not Primary Beneficiary · Entities that provide capital to low-income and rural communities | 55 | 0 | — |
| Variable Interest Entity Not Primary Beneficiary · Other Investments | 1,096 | 400 | +174.0% |
| Variable Interest Entity Not Primary Beneficiary · Total other VIEs | 7,219 | 6,003 | +20.3% |
| Variable Interest Entity Primary Beneficiary | 58,302 | 33,401 | +74.6% |
| Variable Interest Entity Primary Beneficiary · Affordable housing entities | 355 | 356 | -0.3% |
| Variable Interest Entity Primary Beneficiary · Entities that provide capital to low-income and rural communities | 2,945 | 2,745 | +7.3% |
| Variable Interest Entity Primary Beneficiary · Other Investments | 0 | 0 | — |
| Variable Interest Entity Primary Beneficiary · Total other VIEs | 3,300 | 3,101 | +6.4% |
| Intangible Assets | 12,779 | — | — |
Show Finite Lived Intangible Assets By Major Class breakouts |
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| Core Deposits | 1,016 | — | — |
| Customer Relationships | 10,261 | — | — |
| Network and financial partner relationships | 1,484 | — | — |
| Other Intangible Assets | 18 | — | — |
| Other Assets | |||
| Cash And Due From Banks | 4,854 | 5,298 | -8.4% |
| Restricted Cash And Cash Equivalents | 2,469 | 2,415 | +2.2% |
| Debt Securities Available For Sale Excluding Accrued Interest | 87,196 | 79,250 | +10.0% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level1 · Commercial Mortgage Backed Securities | 0 | 0 | — |
| Fair Value Inputs Level1 · Fair Value Measurements Recurring | 8,545 | 6,161 | +38.7% |
| Fair Value Inputs Level1 · Other Debt Securities | 136 | 132 | +3.0% |
| Fair Value Inputs Level1 · Residential Mortgage Backed Securities | 0 | 0 | — |
| Fair Value Inputs Level1 · US Treasury Securities | 8,409 | 6,029 | +39.5% |
| Fair Value Inputs Level2 · Commercial Mortgage Backed Securities | 8,440 | 8,198 | +3.0% |
| Fair Value Inputs Level2 · Fair Value Measurements Recurring | 78,509 | 72,783 | +7.9% |
| Fair Value Inputs Level2 · Other Debt Securities | 3,274 | 2,415 | +35.6% |
| Fair Value Inputs Level2 · Residential Mortgage Backed Securities | 66,795 | 62,170 | +7.4% |
| Fair Value Inputs Level2 · US Treasury Securities | 0 | 0 | — |
| Fair Value Inputs Level3 · Commercial Mortgage Backed Securities | 0 | 2 | -100.0% |
| Fair Value Inputs Level3 · Fair Value Measurements Recurring | 142 | 306 | -53.6% |
| Fair Value Inputs Level3 · Other Debt Securities | 0 | 0 | — |
| Fair Value Inputs Level3 · Residential Mortgage Backed Securities | 142 | 304 | -53.3% |
| Fair Value Inputs Level3 · US Treasury Securities | 0 | 0 | — |
Show Financial Instrument breakouts |
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| Agency CMBS | 8,440 | 8,200 | +2.9% |
| Asset Backed Securities | 1.5 | 2.1 | -28.6% |
| Commercial Mortgage Backed Securities · Fair Value Measurements Recurring | 8,440 | 8,200 | +2.9% |
| Other Debt Securities | 3,410 | 2,547 | +33.9% |
| Other Debt Securities · Fair Value Measurements Recurring | 3,410 | 2,547 | +33.9% |
| Residential Mortgage Backed Securities | 66,937 | 62,474 | +7.1% |
| Residential Mortgage Backed Securities · Fair Value Measurements Recurring | 66,937 | 62,474 | +7.1% |
| RMBS, Agency | 66,324 | 61,816 | +7.3% |
| RMBS, Non-agency | 613 | 658 | -6.8% |
| US Treasury Securities | 8,409 | 6,029 | +39.5% |
| US Treasury Securities · Fair Value Measurements Recurring | 8,409 | 6,029 | +39.5% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Recurring | 87,196 | 79,250 | +10.0% |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 439,297 | — | — |
Show Financial Instrument breakouts |
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| Personal loans · Credit Card: | 9,788 | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 384,413 | — | — |
| Variable Interest Entity Primary Beneficiary | 54,884 | — | — |
Show Credit Score Fico breakouts |
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| 620 or below · Consumer Portfolio Segment | 23,247 | — | — |
| 621-660 · Consumer Portfolio Segment | 15,308 | — | — |
| Greater than 660 · Consumer Portfolio Segment | 41,462 | — | — |
Show Financial Instrument Performance Status breakouts |
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| Nonperforming Financing Receivable · Commercial Portfolio Segment | 348 | — | — |
| Nonperforming Financing Receivable · Commercial Portfolio Segment | 803 | — | — |
| Performing Financing Receivable · Commercial Portfolio Segment | 2,271 | — | — |
| Performing Financing Receivable · Commercial Portfolio Segment | 2,933 | — | — |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | 88,355 | — | — |
| Commercial Portfolio Segment · Commercial and industrial | 55,388 | — | — |
| Commercial Portfolio Segment · Commercial and industrial | 51,652 | — | — |
| Commercial Portfolio Segment · Commercial and multifamily real estate | 32,967 | — | — |
| Commercial Portfolio Segment · Commercial and multifamily real estate | 30,348 | — | — |
| Consumer Portfolio Segment | 81,233 | — | — |
| Consumer Portfolio Segment · Automobile Loan | 80,017 | — | — |
| Consumer Portfolio Segment · Retail banking | 1,216 | — | — |
| Consumer Portfolio Segment · Retail banking | 1,200 | — | — |
| Consumer Portfolio Segment · Retail banking | 11 | — | — |
| Consumer Portfolio Segment · Retail banking | 2 | — | — |
| Consumer Portfolio Segment · Retail banking | 3 | — | — |
| Credit Card: | 269,709 | — | — |
| Credit Card: · Current | 243,401 | — | — |
| Credit Card: · Current | 7,096 | — | — |
| Credit Card: · Financing Receivables Equal To Greater Than90 Days Past Due | 4,393 | — | — |
| Credit Card: · Financing Receivables Equal To Greater Than90 Days Past Due | 152 | — | — |
| Credit Card: · Financing Receivables30 To59 Days Past Due | 2,702 | — | — |
| Credit Card: · Financing Receivables30 To59 Days Past Due | 119 | — | — |
| Credit Card: · Financing Receivables60 To89 Days Past Due | 1,985 | — | — |
| Credit Card: · Financing Receivables60 To89 Days Past Due | 73 | — | — |
| Credit Card: · Geographic Distribution Domestic | 252,481 | — | — |
| Credit Card: · Geographic Distribution Foreign | 7,440 | — | — |
| Personal loans—Delinquency status: | 9,788 | — | — |
| Personal loans—Delinquency status: · Current | 9,622 | — | — |
| Personal loans—Delinquency status: · Financing Receivables Equal To Greater Than90 Days Past Due | 46 | — | — |
| Personal loans—Delinquency status: · Financing Receivables30 To59 Days Past Due | 67 | — | — |
| Personal loans—Delinquency status: · Financing Receivables60 To89 Days Past Due | 53 | — | — |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -23,873 | — | — |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment · Allowance For Loan And Lease Losses | -1,535 | -1,544 | +0.6% |
| Commercial Portfolio Segment · Combined allowance and reserve | -1,670 | -1,673 | +0.2% |
| Commercial Portfolio Segment · Unfunded Loan Commitment | -135 | -129 | -4.7% |
| Consumer Portfolio Segment · Allowance For Loan And Lease Losses | -1,864 | -2,065 | +9.7% |
| Consumer Portfolio Segment · Combined allowance and reserve | -1,864 | -2,065 | +9.7% |
| Consumer Portfolio Segment · Unfunded Loan Commitment | 0 | 0 | — |
| Credit Card: · Allowance For Loan And Lease Losses | -20,474 | -13,040 | -57.0% |
| Credit Card: · Combined allowance and reserve | -20,474 | -13,040 | -57.0% |
| Credit Card: · Unfunded Loan Commitment | 0 | 0 | — |
Show Financing Receivable Recorded Investment By Class Of Financing Receivable breakouts |
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| Allowance For Loan And Lease Losses | -23.9 | -16,649 | +99.9% |
| Combined allowance and reserve | -24,008 | -16,778 | -43.1% |
| Unfunded Loan Commitment | -135 | -129 | -4.7% |
| Notes Receivable Net | 415,424 | 301,537 | +37.8% |
Show Counterparty Name breakouts |
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| Federal Home Loan banks | 6.5 | 7.3 | -11.0% |
| Federal Reserve Discount Window | 81.7 | 83.3 | -1.9% |
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 198 | 808 | -75.5% |
| Interest Receivable | 3,373 | 2,494 | +35.2% |
| Intangible Assets Net Excluding Goodwill | 18,157 | — | — |
| Other Assets | 30,904 | 28,642 | +7.9% |
| Assets Of Disposal Group Including Discontinued Operation | 8,116 | — | — |
| Non-Current Liabilities | |||
| Interest Payable Current And Noncurrent | 888 | 668 | +32.9% |
| Total Liabilities | 548,012 | 422,037 | +29.8% |
Show Financial Instrument breakouts |
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| Collateralized Auto Loans · Variable Interest Entity Not Primary Beneficiary | 0 | 0 | — |
| Collateralized Auto Loans · Variable Interest Entity Primary Beneficiary | 2,394 | 3,210 | -25.4% |
| Credit Card Receivables · Variable Interest Entity Not Primary Beneficiary | 0 | 0 | — |
| Credit Card Receivables · Variable Interest Entity Primary Beneficiary | 12,583 | 14,696 | -14.4% |
| Total securitization-related VIEs · Variable Interest Entity Not Primary Beneficiary | 0 | 0 | — |
| Total securitization-related VIEs · Variable Interest Entity Primary Beneficiary | 14,977 | 17,906 | -16.4% |
Show Consolidated Entities breakouts |
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| Variable Interest Entity Not Primary Beneficiary | 2,145 | 2,003 | +7.1% |
| Variable Interest Entity Not Primary Beneficiary · Affordable housing entities | 1,951 | 1,995 | -2.2% |
| Variable Interest Entity Not Primary Beneficiary · Entities that provide capital to low-income and rural communities | 35 | 0 | — |
| Variable Interest Entity Not Primary Beneficiary · Other Investments | 159 | 8 | +1887.5% |
| Variable Interest Entity Not Primary Beneficiary · Total other VIEs | 2,145 | 2,003 | +7.1% |
| Variable Interest Entity Primary Beneficiary | 15,061 | 17,991 | -16.3% |
| Variable Interest Entity Primary Beneficiary · Affordable housing entities | 75 | 75 | 0.0% |
| Variable Interest Entity Primary Beneficiary · Entities that provide capital to low-income and rural communities | 9 | 10 | -10.0% |
| Variable Interest Entity Primary Beneficiary · Other Investments | 0 | 0 | — |
| Variable Interest Entity Primary Beneficiary · Total other VIEs | 84 | 85 | -1.2% |
| Long-Term Debt (Q) | — | — | — |
Show Debt Instrument breakouts |
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| Fixed unsecured senior debt · Senior Notes | 30,554 | 26,221 | +16.5% |
| Fixed unsecured subordinated debt · Subordinated Debt | 6,152 | 3,704 | +66.1% |
Show Long-Term Debt Type breakouts |
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| FHLB advances | 538 | — | — |
| Finance lease liabilities | 22 | — | — |
| Secured Debt | 14,658 | 17,291 | -15.2% |
| Senior and subordinated notes | 36,706 | 29,925 | +22.7% |
| Total other long-term borrowings | 560 | 25 | +2140.0% |
| Other Liabilities | |||
| Interest Bearing Deposits In Banks | 54,255 | 40,116 | +35.2% |
| Noninterest Bearing Deposit Liabilities | 27,879 | 27,005 | +3.2% |
| Interest Bearing Deposit Liabilities | 440,231 | — | — |
| Deposits | 468,110 | 351,442 | +33.2% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 29,245 | 29,210 | +0.1% |
| Consumer Banking · Operating Segments | 414,044 | 305,422 | +35.6% |
| Credit Card · Operating Segments | 0 | 0 | — |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 24,821 | 16,810 | +47.7% |
| Secured Debt | 14,658 | 17,291 | -15.2% |
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 742 | 715 | +3.8% |
| Unsecured Debt | 36,706 | 29,925 | +22.7% |
Show Currency breakouts |
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| EUR | 545 | 469 | +16.2% |
| Other Borrowings | 560 | 25 | +2140.0% |
| Debt Excluding Secured Debt | 38,008 | 30,665 | +23.9% |
| Other Liabilities | 26,316 | 21,971 | +19.8% |
| Liabilities Of Disposal Group Including Discontinued Operation | 32 | — | — |
| Stockholders' Equity | |||
| Preferred Stock Value | 0 | — | — |
| Common Stock | 7 | 7 | 0.0% |
| Additional Paid-In Capital | 63,465 | 36,012 | +76.2% |
| Retained Earnings | 60,892 | 62,211 | -2.1% |
| Accumulated Other Comprehensive Income | -6,819 | — | — |
| Treasury Stock Common Value | -6,589 | -30,548 | +78.4% |
| Total Stockholders' Equity | 110,956 | 57,981 | +91.4% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent | -658 | -1,885 | +65.1% |
| Accumulated Net Unrealized Investment Gain Loss | -6,219 | -7,797 | +20.2% |
| Accumulated Other Comprehensive Income | -6,819 | -9,701 | +29.7% |
| Accumulated Translation Adjustment | 83 | 12 | +591.7% |
| Additional Paid In Capital | 63,465 | 36,012 | +76.2% |
| Common Stock | 7 | 7 | 0.0% |
| Other: | -25 | -31 | +19.4% |
| Preferred Stock | 0 | 0 | — |
| Retained Earnings | 60,892 | 62,211 | -2.1% |
| Treasury Stock Common | -6,589 | -30,548 | +78.4% |
| Total Liabilities & Equity | 658,968 | 480,018 | +37.3% |
| Cash Cash Equivalents And Federal Funds Sold | 59,109 | 45,414 | +30.2% |
Cash Flow Statement
| Metric | YTD Q2 2025 | YTD Q2 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Depreciation And Amortization | 1,823 | 1,617 | +12.7% |
| Deferred Income Taxes | -2,262 | -353 | -540.8% |
| Gain Loss On Sales Of Loans Net | -2 | 27 | -107.4% |
| Stock-Based Compensation | 402 | 298 | +34.9% |
| Other Non-Cash Items | 70 | 31 | +125.8% |
| Payments For Origination And Purchases Of Loans Held For Sale | -2,297 | -2,068 | -11.1% |
| Proceeds From Sale And Collection Of Loans Heldforsale | 2,394 | 1,997 | +19.9% |
| Increase Decrease In Accrued Interest Receivable Net | 85 | -16 | +631.2% |
| Increase Decrease In Other Operating Assets | -717 | -444 | -61.5% |
| Increase Decrease In Interest Payable Net | -125 | 19 | -757.9% |
| Increase Decrease In Other Operating Liabilities | 538 | -324 | +266.0% |
| Cash Provided By Used In Operating Activities Discontinued Operations | -102 | 0 | — |
| Net Cash from Operations | 10,733 | 9,253 | +16.0% |
| Investing Activities | |||
| Purchases of Investments | -6,627 | -6,859 | +3.4% |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 8,910 | 5,347 | +66.6% |
| Proceeds From Sale Of Available For Sale Securities Debt | 1 | 0 | — |
| Proceeds From Sale Of Debt Securities Related To Transaction | 9,696 | 0 | — |
| Payments For Proceeds From Sale Of Financing Receivable Held For Investment | -11,798 | -4,683 | -151.9% |
| Proceeds From Recoveries Of Loan Previously Charged Off | 2,179 | 1,374 | +58.6% |
Show Financing Receivable Portfolio breakouts |
|||
| Commercial Portfolio Segment · Allowance For Loan And Lease Losses | 0 | — | — |
| Consumer Portfolio Segment · Allowance For Loan And Lease Losses | 0 | — | — |
| Credit Card: · Allowance For Loan And Lease Losses | 3,305 | — | — |
Show Financing Receivable Recorded Investment By Class Of Financing Receivable breakouts |
|||
| Allowance For Loan And Lease Losses | 3,305 | — | — |
| Capital Expenditures | -747 | -536 | -39.4% |
| Payments To Acquire Businesses Net Of Cash Acquired | 16,464 | 0 | — |
| Other Investing Activities | -762 | -500 | -52.4% |
| Net Cash from Investing | 17,316 | -5,857 | +395.6% |
| Financing Activities | |||
| Increase Decrease In Deposits | -1,468 | 3,050 | -148.1% |
| Repayments Of Secured Debt | -5,561 | -812 | -584.9% |
| Proceedsfrom Issuanceof Unsecured Debtand Long Term F H L B Advances Netof Issuance Cost | 1,742 | 1,993 | -12.6% |
| Repaymentsof Unsecured Debtand Long Term F H L B Advances | -3,447 | -2,911 | -18.4% |
| Proceeds From Repayments Of Other Debt | 173 | 175 | -1.1% |
| Proceeds From Issuance Of Common Stock | 204 | 175 | +16.6% |
| Payments Of Dividends Common Stock | -622 | -467 | -33.2% |
| Payments Of Dividends Preferred Stock And Preference Stock | -122 | -114 | -7.0% |
| Payments For Redemption Of Preferred Stock | -500 | 0 | — |
| Share Repurchases | -542 | -412 | -31.6% |
| Proceeds From Stock Plans | 1 | 1 | 0.0% |
| Net Cash from Financing | -10,142 | 678 | -1595.9% |
| Supplemental | |||
| Interest Paid | 6,604 | 6,485 | +1.8% |
| Income Taxes Paid | 221 | 226 | -2.2% |
| Stock Issued1 | 51,790 | 0 | — |
| Other Cash Flow | |||
| Net Change in Cash | 17,907 | 4,074 | +339.5% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 61,578 | 47,829 | +28.7% |
Values in millions USD. Source: SEC EDGAR 10-Q filing.