PROGRESSIVE CORP/OH/
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PGR Q4 2025 request
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Pick an endpoint and run the request.Income Statement
| Metric | Q4 2025 | Q4 2024 | YoY |
|---|---|---|---|
| Income Tax Expense (Benefit) | 731 | 611 | +19.6% |
| Effective Income Tax Rate Continuing Operations | -0.7 | 0.1 | -800.0% |
| Revenue | 22,746 | 20,276 | +12.2% |
| Income Before Taxes | 3,682 | 2,967 | +24.1% |
| Comprehensive Income | 2,865 | 1,088 | +163.3% |
| Other Comprehensive Income | -86 | -1,268 | +93.2% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent | 0 | 0 | — |
| Accumulated Net Unrealized Investment Gain Loss | -86 | -1,268 | +93.2% |
| Accumulated Translation Adjustment | 0 | 0 | — |
| EPS (Basic) | 5.04 | 4.02 | +25.4% |
| EPS (Diluted) | 5.02 | 4.01 | +25.2% |
| Wtd Avg Shares (Basic) | 0 | 0 | — |
| Wtd Avg Shares (Diluted) | 0 | 0 | — |
| Net Income Loss Available To Common Stockholders Basic | 2,951 | 2,356 | +25.3% |
| Preferred Stock Dividends Income Statement Impact | 0 | 0 | — |
| Premiums Earned Net | 21,093 | 19,144 | +10.2% |
Show Product Lines breakouts |
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| Underwriting Operations · Commercial Lines Segment | 2,657 | 2,758 | -3.7% |
| Underwriting Operations · Personal Lines Segment | 18,435 | 16,385 | +12.5% |
Show — breakouts |
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| Premiums Earned Net | 1 | 1 | 0.0% |
| Interest And Dividend Income Operating | 974 | 790 | +23.3% |
| Policyholder Benefits And Claims Incurred Net | 14,105 | 12,983 | +8.6% |
Show Product Lines breakouts |
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| Underwriting Operations · Commercial Lines Segment | 1,690 | 1,936 | -12.7% |
| Underwriting Operations · Personal Lines Segment | 12,414 | 11,036 | +12.5% |
Show — breakouts |
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| Policyholder Benefits And Claims Incurred Net | 1 | 11 | -90.9% |
| Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1 | 14,105 | 12,983 | +8.6% |
Balance Sheet
| Metric | Q4 2025 | Q4 2024 | YoY |
|---|---|---|---|
| Current Assets | |||
| Short-Term Investments | 10,005 | 615 | +1526.8% |
| Non-Current Assets | |||
| Property, Plant & Equipment | 783 | 790 | -0.9% |
| Total Assets | 123,039 | 105,745 | +16.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 45,502 | 35,566 | +27.9% |
| Operating Lease Right-of-Use Assets | 199 | 193 | +3.1% |
| Other Assets | |||
| Investments | 97,373 | 80,250 | +21.3% |
| Cash | 125 | 143 | -12.6% |
| Restricted Cash And Cash Equivalents | 13 | 11 | +18.2% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 138 | 154 | -10.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 0 | 0 | — |
| Accrued Investment Income Receivable | 670 | 594 | +12.8% |
| Premiums Receivable At Carrying Value | 15,362 | 14,369 | +6.9% |
| Reinsurance Recoverables On Paid And Unpaid Losses | 4,083 | 4,765 | -14.3% |
| Prepaid Reinsurance Premiums | 197 | 349 | -43.6% |
Show Non regulated Reinsurance facility [Axis] breakouts |
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| Commercial Lines reinsurance program | 7 | 157 | -95.5% |
| Non State Reinsurance Plans | 18 | 165 | -89.1% |
| Other reinsurance program | 0 | 0 | — |
| Personal property reinsurance program | 11 | 8 | +37.5% |
Show State Provided Reinsurance Facility [Axis] breakouts |
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| Commercial Auto Insurance Procedures Plans · State Reinsurance Plans | 0 | 0 | — |
| Florida Hurricane Catastrophe Fund · State Reinsurance Plans | 0 | 0 | — |
| Michigan Catastrophic Claims Association · State Reinsurance Plans | 27 | 29 | -6.9% |
| National Flood Insurance Program · Federal Reinsurance Plans | 69 | 69 | 0.0% |
| North Carolina Reinsurance Facility · State Reinsurance Plans | 82 | 85 | -3.5% |
| Other reinsurance program · State Reinsurance Plans | 1 | 1 | 0.0% |
Show State Reinsurance Plans [Axis] breakouts |
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| State Reinsurance Plans | 179 | 184 | -2.7% |
| Deferred Policy Acquisition Costs | 2,044 | 1,961 | +4.2% |
| Deferred Tax Assets Federal Tax | 748 | 954 | -21.6% |
Show Consolidated Entities breakouts |
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| Parent Company | 90 | 82 | +9.8% |
| Other Assets | 1,641 | 1,559 | +5.3% |
Show Consolidated Entities breakouts |
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| Parent Company | 163 | 176 | -7.4% |
| Non-Current Liabilities | |||
| Dividends Payable Current And Noncurrent | 7,972 | 2,695 | +195.8% |
Show Equity Components breakouts |
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| Common Stock | 7,972 | 2,695 | +195.8% |
| Common Stock · O2025A | 7,913 | — | — |
| Common Stock · O2025Q4 | 59 | — | — |
| Common Stock · Parent Company | 7,972 | 2,695 | +195.8% |
Show Consolidated Entities breakouts |
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| Parent Company | 7,972 | 2,695 | +195.8% |
| Accounts Payable And Accrued Liabilities Current And Noncurrent | 9,318 | 7,651 | +21.8% |
Show Consolidated Entities breakouts |
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| Parent Company | 310 | 387 | -19.9% |
| Total Liabilities | 92,716 | 80,154 | +15.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 15,179 | 9,975 | +52.2% |
| Long-Term Debt (Q) | — | — | — |
Show Debt Instrument breakouts |
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| 2.45% Senior Notes Due 2027 | 499 | 499 | 0.0% |
| 2.50% Senior Notes due 2027 | 499 | 499 | 0.0% |
| 3.00% Senior Notes due 2032 | 497 | 497 | 0.0% |
| 3.20% Senior Notes due 2030 | 498 | 498 | 0.0% |
| 3.70% Senior Notes due 2045 | 396 | 396 | 0.0% |
| 3.70% Senior Notes due 2052 | 494 | 494 | 0.0% |
| 3.95% Senior Notes due 2050 | 492 | 491 | +0.2% |
| 4.00% Senior Notes due 2029 | 548 | 547 | +0.2% |
| 4.125% Senior Notes due 2047 | 843 | 842 | +0.1% |
| 4.20% Senior Notes due 2048 | 591 | 591 | 0.0% |
| 4.35% Senior Notes due 2044 | 347 | 347 | 0.0% |
| 4.95% Senior Notes due 2033 | 497 | 497 | 0.0% |
| 6 5/8% Senior Notes due 2029 | 299 | 298 | +0.3% |
| 6.25% Senior Notes due 2032 | 397 | 397 | 0.0% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure | 6,897 | 6,893 | +0.1% |
| Other Liabilities | |||
| Debt Securities Availableforsale Fixed Maturities | 82,866 | 75,332 | +10.0% |
| Available For Sale Securities Debt Securities | 92,871 | 75,947 | +22.3% |
Show Financial Instrument breakouts |
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| Asset Backed Securities Securitized Loans And Receivables · Fixed Maturities | 7,109 | 6,643 | +7.0% |
| Commercial Mortgage Backed Securities · Fixed Maturities | 5,973 | 4,352 | +37.2% |
| Corporate Debt Securities · Fixed Maturities | 19,991 | 13,954 | +43.3% |
| Foreign Government Debt Securities · Fixed Maturities | 17 | 16 | +6.2% |
| Residential Mortgage Backed Securities · Fixed Maturities | 3,175 | 1,601 | +98.3% |
| US Government Debt Securities · Fixed Maturities | 43,298 | 45,988 | -5.8% |
| US States And Political Subdivisions · Fixed Maturities | 3,303 | 2,778 | +18.9% |
Show Information By Category Of Debt Security breakouts |
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| Fixed Maturities | 82,866 | 75,332 | +10.0% |
| Short Term Investments | 10,005 | 615 | +1526.8% |
| Unearned Premiums | 25,219 | 23,858 | +5.7% |
| Liability For Claims And Claims Adjustment Expense | 43,310 | 39,057 | +10.9% |
| Debt Longterm And Shortterm Combined Amount | 6,897 | 6,893 | +0.1% |
Show Consolidated Entities breakouts |
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| Parent Company | 6,897 | 6,893 | +0.1% |
| Stockholders' Equity | |||
| Equity Securities F V N I Nonredeemable Preferred Stock | 404 | 728 | -44.5% |
| Equity Securities F V N I Common Equities | 4,098 | 3,575 | +14.6% |
| Equity Securities Fv Ni | 4,502 | 4,303 | +4.6% |
Show Financial Instrument breakouts |
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| Common Stock | 4,098 | 3,575 | +14.6% |
| Nonredeemable Preferred Stock | 404 | 728 | -44.5% |
| Common Stock Value Outstanding | 586 | 586 | 0.0% |
Show Consolidated Entities breakouts |
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| Parent Company | 586 | 586 | 0.0% |
| Additional Paid In Capital Common Stock | 2,307 | 2,145 | +7.6% |
Show Consolidated Entities breakouts |
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| Parent Company | 2,307 | 2,145 | +7.6% |
| Retained Earnings | 27,327 | 24,283 | +12.5% |
Show Consolidated Entities breakouts |
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| Parent Company | 27,327 | 24,283 | +12.5% |
| Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax | 117 | -1,408 | +108.3% |
| Aoci Loss Cash Flow Hedge Cumulative Gain Loss After Tax | -13 | -14 | +7.1% |
Show Debt Instrument breakouts |
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| 3.70% Senior Notes due 2045 | -10 | — | — |
| 4.125% Senior Notes due 2047 | -7 | — | — |
| 4.35% Senior Notes due 2044 | -1 | — | — |
| 6 5/8% Senior Notes due 2029 | -1 | — | — |
| 6.25% Senior Notes due 2032 | 2 | — | — |
| Accumulated Other Comprehensive Income Loss Foreign Currency Translation Adjustment Net Of Tax | -1 | -1 | 0.0% |
| Accumulated Other Comprehensive Income | 103 | -1,423 | +107.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 103 | -1,423 | +107.2% |
| Total Stockholders' Equity | 30,323 | 25,591 | +18.5% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent | -13 | -14 | +7.1% |
| Accumulated Net Unrealized Investment Gain Loss | 117 | -1,408 | +108.3% |
| Accumulated Other Comprehensive Income | 103 | -1,423 | +107.2% |
| Accumulated Translation Adjustment | -1 | -1 | 0.0% |
| Additional Paid In Capital | 2,307 | 2,145 | +7.6% |
| Common Stock | 586 | 586 | 0.0% |
| Preferred Stock | 0 | 0 | — |
| Retained Earnings | 27,327 | 24,283 | +12.5% |
Show Consolidated Entities breakouts |
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| Parent Company | 30,323 | 25,591 | +18.5% |
| Total Liabilities & Equity | 123,039 | 105,745 | +16.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 45,502 | 35,566 | +27.9% |
Cash Flow Statement
| Metric | YTD Q4 2025 | YTD Q4 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Net Income | 2,951 | 2,356 | +25.3% |
Show Equity Components breakouts |
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| Retained Earnings | 2,951 | 2,356 | +25.3% |
| Depreciation | 83 | 76 | +9.2% |
| Accretion Amortization Of Discounts And Premiums Investments | -43 | -6 | -616.7% |
| Restricted Stock Expense | 42 | 36 | +16.7% |
| Realized Investment Gains Losses | -257 | 53 | -584.9% |
| Gain Loss On Sale Of Property Plant Equipment | 14 | 15 | -6.7% |
| Increase Decrease In Premiums Receivable | 1,157 | 766 | +51.0% |
| Increase Decrease In Reinsurance Recoverable | 24 | 116 | -79.3% |
| Increase Decrease In Prepaid Reinsurance Premiums | 18 | -125 | +114.4% |
| Increase Decrease In Deferred Policy Acquisition Costs | 120 | 71 | +69.0% |
| Increase Decrease In Income Taxes | -62 | 9 | -788.9% |
| Increase Decrease In Unearned Premiums | -1,603 | -914 | -75.4% |
| Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve | 1,205 | 995 | +21.1% |
| Increase Decrease In Accounts Payable And Accrued Liabilities | -523 | -365 | -43.3% |
| Increase Decrease In Other Operating Capital Net | 44 | -75 | +158.7% |
| Net Cash from Operations | 3,170 | 3,008 | +5.4% |
| Investing Activities | |||
| Purchases of Investments | -14,713 | -11,942 | -23.2% |
| Payments To Acquire Equity Securities Fv Ni | -44 | -58 | +24.1% |
| Proceeds From Sale Of Available For Sale Securities Debt | 18,181 | 7,051 | +157.8% |
| Proceeds From Sale Of Equity Securities Fv Ni | 84 | 45 | +86.7% |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 2,249 | 2,256 | -0.3% |
| Proceeds From Maturities Prepayments And Calls Of Equity Securities F V N I | 35 | 0 | — |
| Payments For Proceeds From Short Term Investments | -8,457 | 147 | -5853.1% |
| Proceeds From Payables To Broker Dealers Investing Activities | -323 | -343 | +5.8% |
| Capital Expenditures | -121 | -110 | -10.0% |
| Proceeds From Sale Of Property Plant And Equipment | 10 | 12 | -16.7% |
| Net Cash from Investing | -3,099 | -2,942 | -5.3% |
| Financing Activities | |||
| Payments Of Dividends Common Stock | -59 | -59 | 0.0% |
| Paymentsfor Repurchaseof Common Stockfor Restricted Stock Tax Liabilities | 0 | 0 | — |
| Paymentsfor Repurchaseof Common Stockinthe Open Market | -59 | 0 | — |
| Payments For Repurchase Of Preferred Stock And Preference Stock | 0 | 0 | — |
| Payments Of Dividends Preferred Stock And Preference Stock | 0 | 0 | — |
| Net Cash from Financing | -118 | -59 | -100.0% |
| Supplemental | |||
| Interest Paid | 50 | 50 | 0.0% |
| Other Cash Flow | |||
| Net Change in Cash | -47 | 7 | -771.4% |
Values in millions USD. Source: SEC EDGAR 10-K filing.