WESTERN ALLIANCE BANCORPORATION
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WAL FY 2025 request
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/api/financials?ticker=WAL&year=2025&quarter=4&full_year_mode=true
Pick an endpoint and run the request.Income Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Interest And Fee Income Loans And Leases | 3,679.8 | 3,629.1 | +1.4% |
| Interest Income Securities Taxable | 815.9 | 703.6 | +16.0% |
| Dividend Income Securities Operating Taxable | 197.2 | 208.4 | -5.4% |
| Interest And Dividend Income Operating | 4,692.9 | 4,541.1 | +3.3% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 2,462.1 | 2,499.6 | -1.5% |
| Consumer Related · Operating Segments | 1,228.3 | 1,083.4 | +13.4% |
| Corporate And Other · Operating Segments | 1,002.5 | 958.1 | +4.6% |
| Interest Expense Deposits | 1,537.8 | 1,600.2 | -3.9% |
Show Related Party Transactions By Related Party breakouts |
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| Related Party | 1.3 | 5.8 | -77.6% |
| Interest Expense Subordinated Notes And Debentures | 32.8 | 38 | -13.7% |
| Interest Expense Other | 257.5 | 284 | -9.3% |
| Interest Expense Operating | 1,828.1 | 1,922.2 | -4.9% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 637.1 | 681.3 | -6.5% |
| Consumer Related · Operating Segments | 636.6 | 611.6 | +4.1% |
| Corporate And Other · Operating Segments | 554.4 | 629.3 | -11.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 24.7 | 25.7 | -3.9% |
| Interest Income Expense Net | 2,864.8 | 2,618.9 | +9.4% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 1,351.6 | 1,167.6 | +15.8% |
| Consumer Related · Operating Segments | 1,798 | 1,466 | +22.6% |
| Corporate And Other · Operating Segments | -284.8 | -14.7 | -1837.4% |
| Provision For Loan Lease And Other Losses | 224.1 | 145.9 | +53.6% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 207.9 | 136.2 | +52.6% |
| Consumer Related · Operating Segments | 20.2 | 2.2 | +818.2% |
| Corporate And Other · Operating Segments | -4 | 7.5 | -153.3% |
| Interest Income Expense After Provision For Loan Loss | 2,640.7 | 2,473 | +6.8% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 1,143.7 | 1,031.4 | +10.9% |
| Consumer Related · Operating Segments | 1,777.8 | 1,463.8 | +21.5% |
| Corporate And Other · Operating Segments | -280.8 | -22.2 | -1164.9% |
| Service Charges And Loan Fees | 194.3 | 109.6 | +77.3% |
| Net Gain On Mortgage Loan Origination And Sale Activities | 255.5 | 206.3 | +23.8% |
| Loan Servicing Fees Net | 77.8 | 121.5 | -36.0% |
| Incomefrom Equity Investments | 18.1 | 38.2 | -52.6% |
| Bank Owned Life Insurance Income | 46 | 27.8 | +65.5% |
| Gain Loss On Sales Of Investment Securities | 29.4 | 17.4 | +69.0% |
Show Equity Components breakouts |
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| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | -29.8 | -17.4 | -71.3% |
| Assets Fair Value Adjustment | 12.9 | 7.5 | +72.0% |
| Noninterest Income Other Operating Income | 44.2 | 14.9 | +196.6% |
| Noninterest Income | 678.2 | 543.2 | +24.9% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 177.3 | 120.9 | +46.7% |
| Consumer Related · Operating Segments | 393.9 | 354.3 | +11.2% |
| Corporate And Other · Operating Segments | 107 | 68 | +57.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 10 | 22.5 | -55.6% |
| Labor And Related Expense | 757.5 | 631.1 | +20.0% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 143.4 | 135.6 | +5.8% |
| Consumer Related · Operating Segments | 164.5 | 132.6 | +24.1% |
| Corporate And Other · Operating Segments | 449.6 | 362.9 | +23.9% |
| Non Interest Expense Deposit Costs | 630.5 | 693.2 | -9.0% |
| General Insurance Expense | 117.5 | 164.8 | -28.7% |
| Information Technology And Data Processing | 187.2 | 149.7 | +25.1% |
| Legal Professional And Director Fees | 115.9 | 109.4 | +5.9% |
| Occupancy Net | 70.6 | 73.1 | -3.4% |
| Expense Related To Distribution Or Servicing And Underwriting Fees | 69.2 | 68.1 | +1.6% |
| Business Development | 28.7 | 32.7 | -12.2% |
| Loan Processing Fee | 26.2 | 21.5 | +21.9% |
| Other Noninterest Expense | 108.4 | 81.4 | +33.2% |
Show Related Party Transactions By Related Party breakouts |
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| Related Party | 1 | 1 | 0.0% |
| Noninterest Expense | 2,111.7 | 2,025 | +4.3% |
Show Consolidated Entities breakouts |
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| Parent Company | 38.8 | 27.4 | +41.6% |
| Income Before Taxes | 1,207.2 | 991.2 | +21.8% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 620.2 | 530.6 | +16.9% |
| Consumer Related · Operating Segments | 802.5 | 457.2 | +75.5% |
| Corporate And Other · Operating Segments | -215.5 | 3.4 | -6438.2% |
| Income Tax Expense (Benefit) | 216.6 | 203.5 | +6.4% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 106.1 | 109.4 | -3.0% |
| Consumer Related · Operating Segments | 142.1 | 90.7 | +56.7% |
| Corporate And Other · Operating Segments | -31.6 | 3.4 | -1029.4% |
Show Consolidated Entities breakouts |
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| Parent Company | -11.2 | -6.1 | -83.6% |
Show Reclassification Out Of Accumulated Other Comprehensive Income breakouts |
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| Reclassification Out Of Accumulated Other Comprehensive Income | -7.5 | -4.4 | -70.5% |
| Net Income | 990.6 | 787.7 | +25.8% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 514.1 | 421.2 | +22.1% |
| Consumer Related · Operating Segments | 660.4 | 366.5 | +80.2% |
| Corporate And Other · Operating Segments | -183.9 | — | — |
Show Equity Components breakouts |
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| Noncontrolling Interest | 21.6 | — | — |
| Retained Earnings | 969 | 787.7 | +23.0% |
| Net Income Loss Attributable To Noncontrolling Interest | 21.6 | — | — |
| Net Income | 969 | 787.7 | +23.0% |
Show Consolidated Entities breakouts |
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| Parent Company | 969 | 787.7 | +23.0% |
Show Reclassification Out Of Accumulated Other Comprehensive Income breakouts |
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| Reclassification Out Of Accumulated Other Comprehensive Income | 22.3 | 13 | +71.5% |
| Preferred Stock Dividends Income Statement Impact | 12.8 | 12.8 | 0.0% |
| Net Income Loss Available To Common Stockholders Basic | 956.2 | 774.9 | +23.4% |
| EPS (Basic) | 8.79 | 7.14 | +23.1% |
| EPS (Diluted) | 8.73 | 7.09 | +23.1% |
| Wtd Avg Shares (Basic) | 108.8 | 108.6 | +0.2% |
| Wtd Avg Shares (Diluted) | 109.5 | 109.3 | +0.2% |
| Common Stock Dividends Per Share Declared | 1.56 | 1.49 | +4.7% |
| Revenue (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 416.9 | 265.2 | +57.2% |
| Revenue | 135.8 | 68 | +99.7% |
Show Contract With Customer Basis Of Pricing breakouts |
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| Banking service charges and fees | 69.9 | 42.8 | +63.3% |
| Disbursements and escrow fees | 50.4 | 12.9 | +290.7% |
| Interchange fees | 9.1 | 9.9 | -8.1% |
| Other fees | 6.4 | 2.4 | +166.7% |
| Operating Expenses (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 63.5 | 53.1 | +19.6% |
| Comprehensive Income | 1,158.5 | 766.9 | +51.1% |
| Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 353.4 | 212.1 | +66.6% |
Balance Sheet
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Current Assets | |||
| Cash & Cash Equivalents (INSTANT) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 211 | 181 | +16.6% |
| Non-Current Assets | |||
| Property, Plant & Equipment | 442 | 361 | +22.4% |
| Operating Lease Right-of-Use Assets | 131 | 128 | +2.3% |
| Deferred Tax Assets | 349 | 281 | +24.2% |
| Total Assets | 92,774 | 80,934 | +14.6% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 35,119 | 31,896 | +10.1% |
| Consumer Related · Operating Segments | 29,849 | 26,655 | +12.0% |
| Corporate And Other · Operating Segments | 27,806 | 22,383 | +24.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 8,346 | 7,393 | +12.9% |
| Goodwill | 527 | 527 | 0.0% |
Show Reporting Unit breakouts |
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| Commercial banking (1) | 290 | 290 | 0.0% |
| Legal banking (3) | 37 | 37 | 0.0% |
| Mortgage banking (2) | 200 | 200 | 0.0% |
| Intangible Assets | 122 | 132 | -7.6% |
Show Finite Lived Intangible Assets By Major Class breakouts |
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| Correspondent customer relationships | 58 | 62 | -6.5% |
| Customer Relationships | 7 | 9 | -22.2% |
| Developed Technology Rights | 1 | 2 | -50.0% |
| License | 49 | 50 | -2.0% |
| Trade Names | 7 | 8 | -12.5% |
| Other Assets | |||
| Cash And Due From Banks | 497 | 320 | +55.3% |
| Interest Bearing Deposits In Banks | 3,099 | 3,776 | -17.9% |
| Cash Cash Equivalents And Federal Funds Sold | 3,596 | 4,096 | -12.2% |
| Debt Securities Available For Sale Excluding Accrued Interest | 18,788 | 13,468 | +39.5% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level1 · Estimate Of Fair Value Fair Value Disclosure | 5,998 | 4,385 | +36.8% |
| Fair Value Inputs Level1 · Fair Value Measurements Recurring | 5,998 | 4,385 | +36.8% |
| Fair Value Inputs Level1 · Other Aggregated Investments | 28 | 2 | +1300.0% |
| Fair Value Inputs Level1 · US Treasury Securities | 5,970 | 4,383 | +36.2% |
| Fair Value Inputs Level2 · Collateralized Loan Obligations | 2,747 | 570 | +381.9% |
| Fair Value Inputs Level2 · Commercial MBS issued by GSEs and GNMA | 635 | 437 | +45.3% |
| Fair Value Inputs Level2 · Corporate Bond Securities | 297 | 386 | -23.1% |
| Fair Value Inputs Level2 · Estimate Of Fair Value Fair Value Disclosure | 12,790 | 9,083 | +40.8% |
| Fair Value Inputs Level2 · Fair Value Measurements Recurring | 12,790 | 9,083 | +40.8% |
| Fair Value Inputs Level2 · Mortgage Backed Securities Issued By US Government Sponsored Enterprises | 7,230 | 5,831 | +24.0% |
| Fair Value Inputs Level2 · Nontaxable Municipal Bonds | 802 | 845 | -5.1% |
| Fair Value Inputs Level2 · Other Aggregated Investments | 40 | 67 | -40.3% |
| Fair Value Inputs Level2 · Residential Mortgage Backed Securities | 1,039 | 947 | +9.7% |
Show Financial Instrument breakouts |
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| Collateralized Loan Obligations | 2,747 | 570 | +381.9% |
| Collateralized Loan Obligations · A+ to A- | 151 | 55 | +174.5% |
| Collateralized Loan Obligations · AA+ to AA- | 1,857 | 465 | +299.4% |
| Collateralized Loan Obligations · AAA | 739 | 50 | +1378.0% |
| Collateralized Loan Obligations · Fair Value Measurements Recurring | 2,747 | 570 | +381.9% |
| Commercial MBS issued by GSEs and GNMA | 635 | 437 | +45.3% |
| Commercial MBS issued by GSEs and GNMA · AA+ to AA- | 634 | — | — |
| Commercial MBS issued by GSEs and GNMA · AAA | 1 | — | — |
| Commercial MBS issued by GSEs and GNMA · Fair Value Measurements Recurring | 635 | 437 | +45.3% |
| Corporate Bond Securities | 297 | 386 | -23.1% |
| Corporate Bond Securities · A+ to A- | 78 | 78 | 0.0% |
| Corporate Bond Securities · BB+ and below | 81 | 82 | -1.2% |
| Corporate Bond Securities · BBB+ to BBB- | 138 | 226 | -38.9% |
| Corporate Bond Securities · Fair Value Measurements Recurring | 297 | 386 | -23.1% |
| Mortgage Backed Securities Issued By US Government Sponsored Enterprises | 7,230 | 5,831 | +24.0% |
| Mortgage Backed Securities Issued By US Government Sponsored Enterprises · AA+ to AA- | 7,230 | — | — |
| Mortgage Backed Securities Issued By US Government Sponsored Enterprises · Fair Value Measurements Recurring | 7,230 | 5,831 | +24.0% |
| Nontaxable Municipal Bonds | 802 | 845 | -5.1% |
| Nontaxable Municipal Bonds · A+ to A- | 361 | 375 | -3.7% |
| Nontaxable Municipal Bonds · AA+ to AA- | 362 | 348 | +4.0% |
| Nontaxable Municipal Bonds · AAA | 8 | 9 | -11.1% |
| Nontaxable Municipal Bonds · Fair Value Measurements Recurring | 802 | 845 | -5.1% |
| Nontaxable Municipal Bonds · Unrated | 71 | 94 | -24.5% |
| Other Aggregated Investments | 68 | 69 | -1.4% |
| Other Aggregated Investments · A+ to A- | 3 | 2 | +50.0% |
| Other Aggregated Investments · AA+ to AA- | 11 | 8 | +37.5% |
| Other Aggregated Investments · BB+ and below | 10 | 1 | +900.0% |
| Other Aggregated Investments · BBB+ to BBB- | 28 | 40 | -30.0% |
| Other Aggregated Investments · Fair Value Measurements Recurring | 68 | 69 | -1.4% |
| Other Aggregated Investments · Unrated | 16 | 17 | -5.9% |
| Residential Mortgage Backed Securities | 1,039 | 947 | +9.7% |
| Residential Mortgage Backed Securities · AA+ to AA- | 26 | 26 | 0.0% |
| Residential Mortgage Backed Securities · AAA | 1,012 | 921 | +9.9% |
| Residential Mortgage Backed Securities · BB+ and below | 1 | — | — |
| Residential Mortgage Backed Securities · Fair Value Measurements Recurring | 1,039 | 947 | +9.7% |
| US Treasury Securities | 5,970 | 4,383 | +36.2% |
| US Treasury Securities · AA+ to AA- | 5,970 | — | — |
| US Treasury Securities · Fair Value Measurements Recurring | 5,970 | 4,383 | +36.2% |
Show External Credit Rating By Grouping breakouts |
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| A+ to A- | 593 | 510 | +16.3% |
| AA+ to AA- | 16,090 | 847 | +1799.6% |
| AAA | 1,760 | 980 | +79.6% |
| BB+ and below | 92 | 83 | +10.8% |
| BBB+ to BBB- | 166 | 266 | -37.6% |
| Unrated | 87 | 111 | -21.6% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure · Fair Value Measurements Recurring | 18,788 | 13,468 | +39.5% |
| Estimate Of Fair Value Fair Value Disclosure · Fair Value Measurements Recurring | 18,788 | 13,468 | +39.5% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Recurring | 18,788 | 13,468 | +39.5% |
Show Pledged Status breakouts |
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| Asset Pledged As Collateral | 9.1 | 4 | +127.5% |
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 1,571 | 1,510 | +4.0% |
| Equity Securities Fv Ni | 79 | 117 | -32.5% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level1 · CRA investments | 27 | 26 | +3.8% |
| Fair Value Inputs Level1 · Estimate Of Fair Value Fair Value Disclosure | 79 | 117 | -32.5% |
| Fair Value Inputs Level1 · Fair Value Measurements Recurring | 79 | 117 | -32.5% |
| Fair Value Inputs Level1 · Preferred Stock | 52 | 91 | -42.9% |
Show Financial Instrument breakouts |
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| CRA investments | 27 | 26 | +3.8% |
| CRA investments · AA+ to AA- | 27 | — | — |
| Preferred Stock | 52 | 91 | -42.9% |
| Preferred Stock · BB+ and below | 30 | 29 | +3.4% |
| Preferred Stock · BBB+ to BBB- | 21 | 50 | -58.0% |
| Preferred Stock · Unrated | 1 | 12 | -91.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 8 | 31 | -74.2% |
Show External Credit Rating By Grouping breakouts |
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| AA+ to AA- | 27 | — | — |
| BB+ and below | 30 | 29 | +3.4% |
| BBB+ to BBB- | 21 | 50 | -58.0% |
| Unrated | 1 | 12 | -91.7% |
Show Fair Value By Asset Class breakouts |
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| CRA investments · Fair Value Measurements Recurring | 27 | 26 | +3.8% |
| Preferred Stock · Fair Value Measurements Recurring | 52 | 91 | -42.9% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure · Fair Value Measurements Recurring | 79 | 117 | -32.5% |
| Estimate Of Fair Value Fair Value Disclosure · Fair Value Measurements Recurring | 79 | 117 | -32.5% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Recurring | 79 | 117 | -32.5% |
| Restricted Investments | 248 | 232 | +6.9% |
| Loans Receivable Held For Sale Amount | 3,498 | 2,286 | +53.0% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 67 | — | — |
| Consumer Related · Operating Segments | 3,431 | 2,286 | +50.1% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 · Estimate Of Fair Value Fair Value Disclosure | 2,664 | 2,259 | +17.9% |
| Fair Value Inputs Level3 · Estimate Of Fair Value Fair Value Disclosure | 834 | 27 | +2988.9% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure · Fair Value Measurements Recurring | 3,498 | 2,286 | +53.0% |
| Estimate Of Fair Value Fair Value Disclosure · Fair Value Measurements Recurring | 3,498 | 2,286 | +53.0% |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 58,677 | 53,676 | +9.3% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 34,784 | 31,544 | +10.3% |
| Consumer Related · Operating Segments | 23,893 | 22,132 | +8.0% |
Show Debt Instrument breakouts |
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| Prepayable Fixed Rate Loans | 7.2 | 8.7 | -17.2% |
Show Financing Receivable Portfolio breakouts |
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| Construction and land development | 4,043 | 4,468 | -9.5% |
| Construction and land development | 4,043 | 4,468 | -9.5% |
| Construction and land development · Financial Asset Not Past Due | 3,920 | 4,412 | -11.2% |
| Construction and land development · Financial Asset Past Due | 14 | — | — |
| Construction and land development · Financing Receivables Equal To Greater Than90 Days Past Due | 9 | — | — |
| Construction and land development · Financing Receivables30 To59 Days Past Due | 5 | — | — |
| Construction and land development · Pass | 3,914 | 4,400 | -11.0% |
| Construction and land development · Special Mention | 20 | — | — |
| Construction and land development · Substandard | 109 | 68 | +60.3% |
| CRE - owner occupied | 1,533 | 1,675 | -8.5% |
| CRE - owner occupied · Financial Asset Not Past Due | 1,530 | 1,670 | -8.4% |
| CRE - owner occupied · Pass | 1,496 | 1,651 | -9.4% |
| CRE - owner occupied · Special Mention | 8 | 5 | +60.0% |
| CRE - owner occupied · Substandard | 29 | 19 | +52.6% |
| Equity fund resources | 1,233 | 884 | +39.5% |
| Equity fund resources · Financial Asset Not Past Due | 1,232 | 883 | +39.5% |
| Equity fund resources · Pass | 1,232 | 883 | +39.5% |
| Equity fund resources · Substandard | 1 | 1 | 0.0% |
| Hotel franchise finance | 4,185 | 3,815 | +9.7% |
| Hotel franchise finance · Financial Asset Not Past Due | 4,185 | 3,785 | +10.6% |
| Hotel franchise finance · Pass | 4,140 | 3,674 | +12.7% |
| Hotel franchise finance · Substandard | 45 | 29 | +55.2% |
| Mortgage finance | 7,271 | 6,151 | +18.2% |
| Mortgage finance · Financial Asset Not Past Due | 7,271 | 6,151 | +18.2% |
| Mortgage finance · Pass | 7,271 | 6,151 | +18.2% |
| Municipal & nonprofit | 1,648 | 1,620 | +1.7% |
| Municipal & nonprofit · Financial Asset Not Past Due | 1,641 | 1,615 | +1.6% |
| Municipal & nonprofit · Financial Asset Past Due | 3 | — | — |
| Municipal & nonprofit · Financing Receivables Equal To Greater Than90 Days Past Due | 3 | — | — |
| Municipal & nonprofit · Pass | 1,641 | 1,597 | +2.8% |
| Municipal & nonprofit · Special Mention | 3 | 18 | -83.3% |
| Municipal & nonprofit · Substandard | 4 | 5 | -20.0% |
| Other | 161 | 174 | -7.5% |
| Other commercial and industrial | 13,789 | 11,231 | +22.8% |
| Other commercial and industrial · Financial Asset Not Past Due | 13,654 | 11,213 | +21.8% |
| Other commercial and industrial · Financial Asset Past Due | 15 | 1 | +1400.0% |
| Other commercial and industrial · Financing Receivables30 To59 Days Past Due | 12 | 1 | +1100.0% |
| Other commercial and industrial · Financing Receivables60 To89 Days Past Due | 3 | — | — |
| Other commercial and industrial · Pass | 13,397 | 11,057 | +21.2% |
| Other commercial and industrial · Special Mention | 83 | 43 | +93.0% |
| Other commercial and industrial · Substandard | 309 | 131 | +135.9% |
| Other CRE - non-owner occupied | 6,455 | 6,342 | +1.8% |
| Other CRE - non-owner occupied · Financial Asset Not Past Due | 6,226 | 6,097 | +2.1% |
| Other CRE - non-owner occupied · Financial Asset Past Due | 1 | 2 | -50.0% |
| Other CRE - non-owner occupied · Financing Receivables30 To59 Days Past Due | 1 | — | — |
| Other CRE - non-owner occupied · Pass | 6,035 | 5,692 | +6.0% |
| Other CRE - non-owner occupied · Special Mention | 65 | 138 | -52.9% |
| Other CRE - non-owner occupied · Substandard | 355 | 512 | -30.7% |
| Other · Financial Asset Not Past Due | 155 | 172 | -9.9% |
| Other · Financial Asset Past Due | 3 | 1 | +200.0% |
| Other · Financing Receivables30 To59 Days Past Due | 2 | 1 | +100.0% |
| Other · Financing Receivables60 To89 Days Past Due | 1 | — | — |
| Other · Pass | 155 | 171 | -9.4% |
| Other · Special Mention | 3 | 1 | +200.0% |
| Other · Substandard | 3 | 2 | +50.0% |
| Residential - EBO | 828 | 972 | -14.8% |
| Residential - EBO · Financial Asset Not Past Due | 393 | 463 | -15.1% |
| Residential - EBO · Financial Asset Past Due | 435 | 509 | -14.5% |
| Residential - EBO · Financing Receivables Equal To Greater Than90 Days Past Due | 290 | 326 | -11.0% |
| Residential - EBO · Financing Receivables30 To59 Days Past Due | 94 | 107 | -12.1% |
| Residential - EBO · Financing Receivables60 To89 Days Past Due | 51 | 76 | -32.9% |
| Residential - EBO · Pass | 828 | 972 | -14.8% |
| Residential Real Estate | 13,403 | 12,961 | +3.4% |
| Residential Real Estate · Financial Asset Not Past Due | 13,259 | 12,818 | +3.4% |
| Residential Real Estate · Financial Asset Past Due | 132 | 55 | +140.0% |
| Residential Real Estate · Financing Receivables Equal To Greater Than90 Days Past Due | 51 | — | — |
| Residential Real Estate · Financing Receivables30 To59 Days Past Due | 55 | 45 | +22.2% |
| Residential Real Estate · Financing Receivables60 To89 Days Past Due | 26 | 10 | +160.0% |
| Residential Real Estate · Pass | 13,351 | 12,951 | +3.1% |
| Residential Real Estate · Special Mention | 1 | — | — |
| Residential Real Estate · Substandard | 43 | 88 | -51.1% |
| Tech & innovation | 4,128 | 3,383 | +22.0% |
| Tech & innovation · Financial Asset Not Past Due | 4,102 | 3,320 | +23.6% |
| Tech & innovation · Financial Asset Past Due | 6 | 3 | +100.0% |
| Tech & innovation · Financing Receivables Equal To Greater Than90 Days Past Due | 3 | — | — |
| Tech & innovation · Financing Receivables30 To59 Days Past Due | 3 | 3 | 0.0% |
| Tech & innovation · Pass | 3,934 | 3,207 | +22.7% |
| Tech & innovation · Special Mention | 142 | 75 | +89.3% |
| Tech & innovation · Substandard | 52 | 101 | -48.5% |
Show Financing Receivables Period Past Due breakouts |
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| Financial Asset Not Past Due | 57,568 | 52,599 | +9.4% |
| Financial Asset Past Due | 609 | 601 | +1.3% |
| Financing Receivables Equal To Greater Than90 Days Past Due | 356 | 326 | +9.2% |
| Financing Receivables30 To59 Days Past Due | 172 | 157 | +9.6% |
| Financing Receivables60 To89 Days Past Due | 81 | 118 | -31.4% |
Show Internal Credit Assessment breakouts |
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| Pass | 57,394 | 52,406 | +9.5% |
| Special Mention | 325 | 392 | -17.1% |
| Substandard | 950 | 956 | -0.6% |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -461 | -374 | -23.3% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | -390 | -320 | -21.9% |
| Consumer Related · Operating Segments | -71 | -54 | -31.5% |
Show Financing Receivable Portfolio breakouts |
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| Construction and land development | -32.3 | -21.3 | -51.6% |
| CRE - owner occupied | -3.4 | -3.4 | 0.0% |
| Equity fund resources | -2.6 | -1.6 | -62.5% |
| Hotel franchise finance | -37.7 | -35.3 | -6.8% |
| Mortgage finance | -5.5 | -4.8 | -14.6% |
| Municipal & nonprofit | -13 | -14.7 | +11.6% |
| Other | -2.5 | -3.3 | +24.2% |
| Other commercial and industrial | -184.7 | -79.4 | -132.6% |
| Other CRE - non-owner occupied | -110.4 | -134.4 | +17.9% |
| Residential Real Estate | -23.7 | -19.7 | -20.3% |
| Tech & innovation | -44.8 | -55.9 | +19.9% |
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 58,216 | 53,302 | +9.2% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 34,394 | 31,224 | +10.2% |
| Consumer Related · Operating Segments | 23,822 | 22,078 | +7.9% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level3 · Estimate Of Fair Value Fair Value Disclosure | 57,206 | 53,070 | +7.8% |
Show Collateral breakouts |
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| Other Collateral · Asset Pledged As Collateral | 79 | 21 | +276.2% |
| Other Collateral · Other commercial and industrial | 79 | 11 | +618.2% |
| Real Estate Collateral · Asset Pledged As Collateral | 331 | 586 | -43.5% |
| Real Estate Collateral · Construction and land development | 109 | 67 | +62.7% |
| Real Estate Collateral · CRE - owner occupied | 3 | 16 | -81.2% |
| Real Estate Collateral · Other CRE - non-owner occupied | 219 | 474 | -53.8% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure · Fair Value Measurements Nonrecurring | 58,216 | 53,302 | +9.2% |
| Estimate Of Fair Value Fair Value Disclosure · Fair Value Measurements Nonrecurring | 57,206 | 53,070 | +7.8% |
Show Financing Receivable Portfolio breakouts |
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| Construction and land development · Asset Pledged As Collateral | 109 | 67 | +62.7% |
| CRE - owner occupied · Asset Pledged As Collateral | 3 | 16 | -81.2% |
| Other commercial and industrial · Asset Pledged As Collateral | 79 | 11 | +618.2% |
| Other CRE - non-owner occupied · Asset Pledged As Collateral | 219 | 474 | -53.8% |
Show Financing Receivable Recorded Investment By Class Of Financing Receivable breakouts |
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| Unfunded Loan Commitment · Related Party | 32 | 82 | -61.0% |
Show Pledged Status breakouts |
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| Asset Pledged As Collateral | 410 | 607 | -32.5% |
| Servicing Asset | 1,494 | 1,127 | +32.6% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level3 · Estimate Of Fair Value Fair Value Disclosure | 1,494 | 1,127 | +32.6% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure · Fair Value Measurements Recurring | 1,494 | 1,127 | +32.6% |
| Estimate Of Fair Value Fair Value Disclosure · Fair Value Measurements Recurring | 1,494 | 1,127 | +32.6% |
| Bank Owned Life Insurance | 1,057 | 1,011 | +4.5% |
| Intangible Assets Net Including Goodwill | 649 | 659 | -1.5% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 290 | 291 | -0.3% |
| Consumer Related · Operating Segments | 359 | 368 | -2.4% |
| Amortization Method Qualified Affordable Housing Project Investments | 593 | 606 | -2.1% |
| Other Assets | 2,063 | 1,750 | +17.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 121 | 85 | +42.4% |
| Non-Current Liabilities | |||
| Total Liabilities | 84,828 | 74,227 | +14.3% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 30,897 | 25,574 | +20.8% |
| Consumer Related · Operating Segments | 40,850 | 34,280 | +19.2% |
| Corporate And Other · Operating Segments | 13,081 | 14,373 | -9.0% |
Show Consolidated Entities breakouts |
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| Parent Company | 693 | 686 | +1.0% |
| Long-Term Debt | 1,392 | 2,422 | -42.5% |
| Other Liabilities | |||
| Noninterest Bearing Deposit Liabilities | 24,353 | 18,846 | +29.2% |
| Interest Bearing Deposit Liabilities | 52,806 | 47,495 | +11.2% |
| Deposits | 77,159 | 66,341 | +16.3% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 30,806 | 25,487 | +20.9% |
| Consumer Related · Operating Segments | 40,466 | 33,767 | +19.8% |
| Corporate And Other · Operating Segments | 5,887 | 7,087 | -16.9% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 · Estimate Of Fair Value Fair Value Disclosure | 77,185 | 66,393 | +16.3% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure · Fair Value Measurements Nonrecurring | 77,159 | 66,341 | +16.3% |
| Estimate Of Fair Value Fair Value Disclosure · Fair Value Measurements Nonrecurring | 77,185 | 66,393 | +16.3% |
Show Related Party Transactions By Related Party breakouts |
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| Related Party | 79 | 159 | -50.3% |
| Other Borrowings | 5,240 | 5,573 | -6.0% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 · Estimate Of Fair Value Fair Value Disclosure | 5,242 | 5,545 | -5.5% |
Show Fair Value By Measurement Basis breakouts |
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| Carrying Reported Amount Fair Value Disclosure · Fair Value Measurements Nonrecurring | 5,240 | 5,573 | -6.0% |
| Estimate Of Fair Value Fair Value Disclosure · Fair Value Measurements Nonrecurring | 5,242 | 5,545 | -5.5% |
| Qualifying Debt | 1,076 | 899 | +19.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 681 | 674 | +1.0% |
| Operating Lease Liability | 160 | 159 | +0.6% |
| Other Liabilities | 1,193 | 1,255 | -4.9% |
| Stockholders' Equity | |||
| Preferred Stock Value | 295 | 295 | 0.0% |
| Common Stocks Including Additional Paid In Capital | 2,232 | 2,245 | -0.6% |
| Treasury Stock Value | -137 | -125 | -9.6% |
| Accumulated Other Comprehensive Income | -344 | -534 | +35.6% |
| Retained Earnings | 5,607 | 4,826 | +16.2% |
| Total Stockholders' Equity | 7,653 | 6,707 | +14.1% |
Show Consolidated Entities breakouts |
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| Parent Company | 7,653 | 6,707 | +14.1% |
| Stockholders Equity Including Portion Attributable To Noncontrolling Interest | 7,946 | 6,707 | +18.5% |
Show Business Segments breakouts |
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| Commercial · Operating Segments | 3,400 | 2,727 | +24.7% |
| Consumer Related · Operating Segments | 2,570 | 1,899 | +35.3% |
| Corporate And Other · Operating Segments | 1,976 | 2,081 | -5.0% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Financial Liability Fair Value Option Attributable To Parent | -3.5 | 1.4 | -350.0% |
| Accumulated Other Comprehensive Income | -344.2 | -533.7 | +35.5% |
| Additional Paid In Capital | 2,232 | 2,245.8 | -0.6% |
| Aoci Gain Loss Debt Securities Available For Sale Without Allowance For Credit Loss Parent | -340.7 | -534.7 | +36.3% |
| Noncontrolling Interest | 293.3 | — | — |
| Preferred Stock | 294.5 | 294.5 | 0.0% |
| Retained Earnings | 5,607.2 | 4,825.9 | +16.2% |
| Treasury Stock Common | -136.9 | -125 | -9.5% |
| Total Liabilities & Equity | 92,774 | 80,934 | +14.6% |
Show Consolidated Entities breakouts |
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| Parent Company | 8,346 | 7,393 | +12.9% |
| Minority Interest | 293 | — | — |
Cash Flow Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Depreciation And Amortization | 106.6 | 94.4 | +12.9% |
| Stock-Based Compensation | 51.4 | 47.7 | +7.8% |
| Deferred Income Taxes And Tax Credits | -130.3 | 12.4 | -1150.8% |
| Accretion Amortization Of Discounts And Premiums Investments | -40.9 | -207.3 | +80.3% |
| Amortization Method Qualified Affordable Housing Project Investments Amortization | 76.4 | 75.2 | +1.6% |
| Operating Lease Right Of Use Asset Amortization Expense | 23.5 | 24.1 | -2.5% |
| Amortization Of Deferred Loan Origination Fees Net | -78.4 | -85.6 | +8.4% |
| Payments For Origination And Purchases Of Loans Held For Sale | -58,329 | -48,667.3 | -19.9% |
| Proceeds From Sale And Collection Of Loans Heldforsale | 55,782.5 | 45,752.4 | +21.9% |
| Capitalization Of Mortgage Servicing Rights M S Rs | -1,195.8 | -922.8 | -29.6% |
| Increase Decrease In Loans Held For Sale Mortgage Servicing Rights And Derivatives | 189.8 | -9.4 | +2119.1% |
| Assets Fair Value Adjustment Non Cash | 6.6 | -16.3 | +140.5% |
| Gain Loss On Sale Of Investments | -29.4 | -17.4 | -69.0% |
| Other Operating Activities Cash Flow Statement | -47.6 | -20.6 | -131.1% |
Show Consolidated Entities breakouts |
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| Parent Company | -15.6 | 17.9 | -187.2% |
| Increase Decrease In Other Operating Assets | -407.9 | 224.4 | -281.8% |
| Increase Decrease In Other Operating Liabilities | 128.9 | 40.5 | +218.3% |
| Net Cash from Operations | -2,678.9 | -2,742 | +2.3% |
Show Consolidated Entities breakouts |
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| Parent Company | 349.3 | 235.9 | +48.1% |
| Deferred Income Taxes | -131.1 | 12.4 | -1157.3% |
| Investing Activities | |||
| Purchases of Investments | -17,648.9 | -16,789.7 | -5.1% |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 6,503.5 | 10,306.1 | -36.9% |
| Proceeds From Sale Of Available For Sale Securities Debt | 6,169.7 | 4,525.3 | +36.3% |
| Payments To Acquire Held To Maturity Securities | -166.2 | -131.5 | -26.4% |
| Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities | 119.9 | 33.8 | +254.7% |
| Payments To Acquire Equity Securities Fv Ni | -0.8 | -0.7 | -14.3% |
| Proceeds From Redemptions Of Equity Securities F V N I | 16.2 | 15 | +8.0% |
| Proceeds From Sale Of Equity Securities Fv Ni | 35.3 | — | — |
| Proceeds From Sale Of Mortgage Servicing Rights M S R | 644.6 | 908.3 | -29.0% |
| Purchase Of Other Investments | -288.2 | -135.5 | -112.7% |
| Proceeds From Life Insurance Policies | 1.2 | 1.7 | -29.4% |
| Payments For Proceeds From Loans And Leases | -5,237.1 | -3,816 | -37.2% |
| Payments For Proceeds From Productive Assets | -114.3 | -83.8 | -36.4% |
| Proceeds From Sale Of Foreclosed Assets | 17.2 | — | — |
| Net Cash from Investing | -9,947.9 | -5,967 | -66.7% |
Show Consolidated Entities breakouts |
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| Parent Company | -66.1 | -19 | -247.9% |
| Net Increase Decrease In Unfunded Commitments And Obligations | 139.7 | 111.4 | +25.4% |
| Transfer Of Portfolio Loans And Leases To Held For Sale1 | 270.3 | 267.2 | +1.2% |
| Transfers Of Mortgage Backed Securities In Settlement Of Secured Borrowings | 1,485.3 | 2,090.4 | -28.9% |
| Loan Transfer From Held In Portfolio To Other Assets Acquired Through Foreclosure | 177.7 | — | — |
| Other Real Estate Transfers | 47.6 | — | — |
| Other Real Estate Financed Sale | 28.5 | — | — |
| Other Investing Activities (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | -14.2 | -19 | +25.3% |
| Financing Activities | |||
| Increase Decrease In Deposits | 10,811.4 | 11,002 | -1.7% |
| Proceeds From Issuance Of Long Term Debt | 7,596 | 3,000 | +153.2% |
| Repayments Of Long Term Debt | -8,451.9 | -1,025.7 | -724.0% |
| Proceeds From Other Short Term Debt | 2,164.7 | -1,562.4 | +238.5% |
| Proceeds From Other Equity | 293.3 | — | — |
| Tax Withholding for Share Compensation | -11.9 | -8.7 | -36.8% |
| Share Repurchases | -68.1 | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | -68.2 | — | — |
| Payments Of Ordinary Dividends Common Stock And Preferred Stock | -184.8 | -176.8 | -4.5% |
| Payments Of Dividends Minority Interest | -21.6 | — | — |
| Net Cash from Financing | 12,127.1 | 11,228.5 | +8.0% |
Show Consolidated Entities breakouts |
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| Parent Company | -252.9 | -176.7 | -43.1% |
| Supplemental | |||
| Interest Paid | 1,849.6 | 1,941.6 | -4.7% |
| Income Taxes Paid | 31.7 | 1.3 | +2338.5% |
| Other Cash Flow | |||
| Net Change in Cash | -499.7 | 2,519.5 | -119.8% |
Show Consolidated Entities breakouts |
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| Parent Company | 30.3 | 40.2 | -24.6% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 3,595.9 | 4,095.6 | -12.2% |
Values in millions USD. Source: SEC EDGAR 10-K filing.