WEBSTER FINANCIAL CORP
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WBS FY 2025 request
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Pick an endpoint and run the request.Income Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Interest And Fee Income Other Loans | 3,118,558 | 3,182,466 | -2.0% |
| Interest Income Securities Taxable | 764,631 | 636,177 | +20.2% |
| Interest Income Securities Tax Exempt | 28,949 | 38,758 | -25.3% |
| Interest And Fee Income Loans And Leases Held For Sale | 4,215 | 13,911 | -69.7% |
| Other Interest And Dividend Income | 105,155 | 55,974 | +87.9% |
| Interest And Dividend Income Operating | 4,021,508 | 3,927,286 | +2.4% |
| Interest Expense Deposits | 1,365,703 | 1,427,204 | -4.3% |
| Interest Expense Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 3,298 | 4,113 | -19.8% |
| Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term | 111,183 | 125,329 | -11.3% |
| Interest Expense Other Long Term Debt | 43,430 | 32,253 | +34.7% |
| Interest Expense | 1,523,614 | 1,588,899 | -4.1% |
| Interest Income Expense Net | 2,497,894 | 2,338,387 | +6.8% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 1,296,523 | 1,348,346 | -3.8% |
| Consumer Banking · Operating Segments | 839,393 | 812,743 | +3.3% |
| Healthcare Financial Services · Operating Segments | 392,887 | 366,927 | +7.1% |
Show Consolidation Items breakouts |
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| Operating Segments | 2,528,803 | 2,528,016 | 0.0% |
| Provision For Loan Lease And Other Losses | 210,000 | 222,000 | -5.4% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment · Funds held in escrow | 1.3 | — | — |
| Interest Income Expense After Provision For Loan Loss | 2,287,894 | 2,116,387 | +8.1% |
| Deposit Service Fees Income | 157,891 | 161,144 | -2.0% |
| Fees And Commissions Mortgage Banking And Servicing | 70,692 | 76,384 | -7.5% |
| Investment Banking Advisory Brokerage And Underwriting Fees And Commissions | 30,983 | 33,234 | -6.8% |
| Life Insurance Corporate Or Bank Owned Change In Value | 33,219 | 27,712 | +19.9% |
| Debt Securities Available For Sale Realized Gain Loss | 220 | -136,224 | +100.2% |
Show Equity Components breakouts |
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| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | 528 | -141,418 | +100.4% |
| Noninterest Income Other Operating Income | 108,514 | 89,649 | +21.0% |
| Noninterest Income | 401,519 | 251,899 | +59.4% |
Show Product Lines breakouts |
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| Other sources of non-interest income | 163,552 | 6,200 | +2537.9% |
| Other sources of non-interest income · Commercial Banking | 88,441 | 95,908 | -7.8% |
| Other sources of non-interest income · Consumer Banking | 16,501 | 28,847 | -42.8% |
| Other sources of non-interest income · Corporate Non Segment | 57,953 | -118,555 | +148.9% |
| Other sources of non-interest income · Healthcare Financial Services | 657 | — | — |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 129,750 | 143,104 | -9.3% |
| Consumer Banking · Operating Segments | 100,233 | 113,638 | -11.8% |
| Healthcare Financial Services · Operating Segments | 112,413 | 110,207 | +2.0% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 59,123 | -115,050 | +151.4% |
| Operating Segments | 342,396 | 366,949 | -6.7% |
| Labor And Related Expense | 821,748 | 762,794 | +7.7% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 205,581 | 199,545 | +3.0% |
| Consumer Banking · Operating Segments | 153,890 | 146,428 | +5.1% |
| Healthcare Financial Services · Operating Segments | 95,999 | 90,166 | +6.5% |
| Occupancy Net | 77,416 | 72,161 | +7.3% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 55,515 | 56,102 | -1.0% |
| Equipment Expense | 190,614 | 195,017 | -2.3% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 9,337 | 8,153 | +14.5% |
| Consumer Banking · Operating Segments | 12,206 | 11,087 | +10.1% |
| Healthcare Financial Services · Operating Segments | 32,111 | 33,010 | -2.7% |
| Amortization Of Intangible Assets | 36,304 | 36,082 | +0.6% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 10.7 | 9.3 | +15.1% |
| Consumer Banking · Operating Segments | 7.2 | 8.3 | -13.3% |
| Healthcare Financial Services · Operating Segments | 14 | 13.4 | +4.5% |
| Marketing Expense | 20,978 | 18,751 | +11.9% |
Show Business Segments breakouts |
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| Consumer Banking · Operating Segments | 8,340 | 7,835 | +6.4% |
| Professional Fees | 75,202 | 58,253 | +29.1% |
| Federal Deposit Insurance Corporation Premium Expense | 51,006 | 68,912 | -26.0% |
| Other Noninterest Expense | 155,996 | 139,309 | +12.0% |
Show Equity Components breakouts |
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| Accumulated Defined Benefit Plans Adjustment Net Transition Asset Obligation · Reclassification Out Of Accumulated Other Comprehensive Income | -2 | — | — |
| Accumulated Defined Benefit Plans Adjustment Net Unamortized Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | 1,522 | 1,907 | -20.2% |
Show Consolidated Entities breakouts |
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| Parent Company | 30,545 | 24,988 | +22.2% |
| Noninterest Expense | 1,429,264 | 1,351,279 | +5.8% |
| Income Before Taxes | 1,260,149 | 1,017,007 | +23.9% |
Show Consolidated Entities breakouts |
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| Parent Company | 866,322 | 562,143 | +54.1% |
| Income Tax Expense (Benefit) | 257,347 | 248,300 | +3.6% |
Show Equity Components breakouts |
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| Accumulated Defined Benefit Plans Adjustment · Reclassification Out Of Accumulated Other Comprehensive Income | -412 | -517 | +20.3% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent · Reclassification Out Of Accumulated Other Comprehensive Income | -2,768 | -11,324 | +75.6% |
| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | 143 | -37,839 | +100.4% |
Show Consolidated Entities breakouts |
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| Parent Company | -9,360 | -10,021 | +6.6% |
| Net Income | 1,002,802 | 768,707 | +30.5% |
Show Equity Components breakouts |
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| Accumulated Defined Benefit Plans Adjustment · Reclassification Out Of Accumulated Other Comprehensive Income | -1,108 | -1,390 | +20.3% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent · Reclassification Out Of Accumulated Other Comprehensive Income | -7,439 | -30,715 | +75.8% |
| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | 385 | -103,579 | +100.4% |
| Retained Earnings | 1,002,802 | 768,707 | +30.5% |
Show Consolidated Entities breakouts |
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| Parent Company | 1,002,802 | 768,707 | +30.5% |
| Preferred Stock Dividends Income Statement Impact | 16,650 | 16,650 | 0.0% |
| Undistributed Earnings Loss Allocated To Participating Securities Basic | 11,291 | 7,981 | +41.5% |
| Net Income Loss Available To Common Stockholders Basic | 974,861 | 744,076 | +31.0% |
| EPS (Basic) | 5.91 | 4.38 | +34.9% |
| EPS (Diluted) | 5.9 | 4.37 | +35.0% |
| Revenue | 237,967 | 245,699 | -3.1% |
Show Product Lines breakouts |
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| Deposit service fees | 157,891 | 161,144 | -2.0% |
| Deposit service fees · Commercial Banking | 18,491 | 19,904 | -7.1% |
| Deposit service fees · Consumer Banking | 64,191 | 63,591 | +0.9% |
| Deposit service fees · Corporate Non Segment | -670 | -562 | -19.2% |
| Deposit service fees · Healthcare Financial Services | 75,879 | 78,211 | -3.0% |
| Investment Advisory Management And Administrative Service | 30,983 | 33,234 | -6.8% |
| Investment Advisory Management And Administrative Service · Commercial Banking | 13,130 | 13,122 | +0.1% |
| Investment Advisory Management And Administrative Service · Consumer Banking | 17,874 | 20,133 | -11.2% |
| Investment Advisory Management And Administrative Service · Corporate Non Segment | -21 | -21 | 0.0% |
| Loan and lease related fees | 9,688 | 14,170 | -31.6% |
| Loan and lease related fees · Commercial Banking | 9,688 | 14,170 | -31.6% |
| Other | 39,405 | 37,151 | +6.1% |
| Other · Consumer Banking | 1,667 | 1,067 | +56.2% |
| Other · Corporate Non Segment | 1,861 | 4,088 | -54.5% |
| Other · Healthcare Financial Services | 35,877 | 31,996 | +12.1% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 41,309 | 47,196 | -12.5% |
| Consumer Banking · Operating Segments | 83,732 | 84,791 | -1.2% |
| Healthcare Financial Services · Operating Segments | 111,756 | 110,207 | +1.4% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 1,170 | 3,505 | -66.6% |
| Revenue | 2,899,413 | 2,590,286 | +11.9% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 1,426,273 | 1,491,450 | -4.4% |
| Consumer Banking · Operating Segments | 939,626 | 926,381 | +1.4% |
| Healthcare Financial Services · Operating Segments | 505,300 | 477,134 | +5.9% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 28,214 | -304,679 | +109.3% |
| Operating Segments | 2,871,199 | 2,894,965 | -0.8% |
| Operating Expenses (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 73,975 | 57,241 | +29.2% |
| Operating Income | 1,470,149 | 1,239,007 | +18.7% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 992,573 | 1,072,983 | -7.5% |
| Consumer Banking · Operating Segments | 439,763 | 454,979 | -3.3% |
| Healthcare Financial Services · Operating Segments | 280,723 | 263,045 | +6.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 940,297 | 619,384 | +51.8% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | -242,910 | -552,000 | +56.0% |
| Operating Segments | 1,713,059 | 1,791,007 | -4.4% |
| Comprehensive Income | 1,208,341 | 762,895 | +58.4% |
| Other Comprehensive Income | 205,539 | -5,812 | +3636.5% |
Show Equity Components breakouts |
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| Accumulated Defined Benefit Plans Adjustment | 5,993 | 3,787 | +58.3% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent | 13,341 | -6,731 | +298.2% |
| Accumulated Net Unrealized Investment Gain Loss | 186,205 | -2,868 | +6592.5% |
| Wtd Avg Shares (Basic) | 164,842 | 169,820 | -2.9% |
| Wtd Avg Shares (Diluted) | 165,206 | 170,192 | -2.9% |
| Noninterest Income Other (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 9,942 | 198 | +4921.2% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment · Funds held in escrow | 2.1 | — | — |
| Income Loss From Equity Method Investments (FY) | — | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | 127,120 | 196,543 | -35.3% |
| Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments | 1,260,149 | 1,017,007 | +23.9% |
Balance Sheet
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Non-Current Assets | |||
| Deferred Tax Assets | 195,740 | 316,856 | -38.2% |
| Property, Plant & Equipment | 432,035 | 406,963 | +6.2% |
| Goodwill | 2,897,522 | 2,868,068 | +1.0% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 1,960,363 | 1,960,363 | 0.0% |
| Consumer Banking · Operating Segments | 622,035 | 622,035 | 0.0% |
| Healthcare Financial Services · Operating Segments | 315,124 | 285,670 | +10.3% |
Show Business Acquisition breakouts |
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| SecureSave | 29.5 | — | — |
| Intangible Assets | 313,234 | 334,301 | -6.3% |
Show Finite Lived Intangible Assets By Major Class breakouts |
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| Core Deposits | 244,392 | 252,042 | -3.0% |
| Customer Relationships | 61,600 | 74,877 | -17.7% |
| Noncompete Agreements | 3,480 | 2,400 | +45.0% |
| Trade Names | 3,762 | 4,982 | -24.5% |
| Total Assets | 84,073,663 | 79,025,073 | +6.4% |
Show Business Segments breakouts |
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| Commercial Banking · Operating Segments | 46,169,398 | 43,010,580 | +7.3% |
| Consumer Banking · Operating Segments | 13,871,139 | 12,932,260 | +7.3% |
| Healthcare Financial Services · Operating Segments | 535,453 | 488,194 | +9.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 10,258,270 | 10,063,895 | +1.9% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 23,497,673 | 22,594,039 | +4.0% |
| Operating Lease Right-of-Use Assets | 176,672 | 163,827 | +7.8% |
| Other Assets | |||
| Cash And Due From Banks | 370,748 | 388,060 | -4.5% |
Show Consolidated Entities breakouts |
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| Parent Company | 138,993 | 456,166 | -69.5% |
| Interest Bearing Deposits In Banks | 2,078,777 | 1,686,374 | +23.3% |
| Debt Securities Available For Sale Excluding Accrued Interest | 10,009,500 | 9,006,600 | +11.1% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 · Agency CMBS | 3,526,010 | 3,034,392 | +16.2% |
| Fair Value Inputs Level2 · Collateralized Mortgage Obligations | 24,856 | 29,043 | -14.4% |
| Fair Value Inputs Level2 · Commercial Mortgage Backed Securities | 718,412 | 625,388 | +14.9% |
| Fair Value Inputs Level2 · Corporate Debt Securities | 328,145 | 452,266 | -27.4% |
| Fair Value Inputs Level2 · Fair Value Measurements Recurring | 10,009,500 | 9,006,600 | +11.1% |
| Fair Value Inputs Level2 · Mortgage Backed Securities Issued By Private Enterprises | 38,052 | 39,219 | -3.0% |
| Fair Value Inputs Level2 · Mortgage Backed Securities Issued By US Government Sponsored Enterprises | 5,057,273 | 4,519,785 | +11.9% |
| Fair Value Inputs Level2 · Municipal bonds and notes | 109,619 | 110,876 | -1.1% |
| Fair Value Inputs Level2 · Other Debt Securities | 9,483 | 9,205 | +3.0% |
| Fair Value Inputs Level2 · US Government Agencies Debt Securities | 197,650 | 186,426 | +6.0% |
Show Financial Instrument breakouts |
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| Agency CMBS | 3,526,010 | 3,034,392 | +16.2% |
| Agency CMBS · Fair Value Measurements Recurring | 3,526,010 | 3,034,392 | +16.2% |
| Collateralized Mortgage Obligations | 24,856 | 29,043 | -14.4% |
| Collateralized Mortgage Obligations · Fair Value Measurements Recurring | 24,856 | 29,043 | -14.4% |
| Commercial Mortgage Backed Securities | 718,412 | 625,388 | +14.9% |
| Commercial Mortgage Backed Securities · Fair Value Measurements Recurring | 718,412 | 625,388 | +14.9% |
| Corporate Debt Securities | 328,145 | 452,266 | -27.4% |
| Corporate Debt Securities · Fair Value Measurements Recurring | 328,145 | 452,266 | -27.4% |
| Mortgage Backed Securities Issued By Private Enterprises | 38,052 | 39,219 | -3.0% |
| Mortgage Backed Securities Issued By Private Enterprises · Fair Value Measurements Recurring | 38,052 | 39,219 | -3.0% |
| Mortgage Backed Securities Issued By US Government Sponsored Enterprises | 5,057,273 | 4,519,785 | +11.9% |
| Mortgage Backed Securities Issued By US Government Sponsored Enterprises · Fair Value Measurements Recurring | 5,057,273 | 4,519,785 | +11.9% |
| Municipal bonds and notes | 109,619 | 110,876 | -1.1% |
| Municipal bonds and notes · Fair Value Measurements Recurring | 109,619 | 110,876 | -1.1% |
| Other Debt Securities | 9,483 | 9,205 | +3.0% |
| Other Debt Securities · Fair Value Measurements Recurring | 9,483 | 9,205 | +3.0% |
| US Government Agencies Debt Securities | 197,650 | 186,426 | +6.0% |
| US Government Agencies Debt Securities · Fair Value Measurements Recurring | 197,650 | 186,426 | +6.0% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Recurring | 10,009,500 | 9,006,600 | +11.1% |
| Debt Securities Held To Maturity Net Of Allowance For Credit Losses | 7,969,575 | 8,444,191 | -5.6% |
| Loans Receivable Held For Sale Amount | 14,886 | 27,634 | -46.1% |
Show Financial Instrument breakouts |
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| Originated loans held for sale | 2,068 | 283 | +630.7% |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 56,597,110 | 52,505,168 | +7.8% |
Show Credit Score Fico breakouts |
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| 579 and below · Consumer Portfolio Segment | 647 | 791 | -18.2% |
| 579 and below · Consumer Portfolio Segment | 39,896 | 41,096 | -2.9% |
| 579 and below · Consumer Portfolio Segment | 102,333 | 90,617 | +12.9% |
| 580-669 · Consumer Portfolio Segment | 5,969 | 2,963 | +101.5% |
| 580-669 · Consumer Portfolio Segment | 90,286 | 86,152 | +4.8% |
| 580-669 · Consumer Portfolio Segment | 257,993 | 246,802 | +4.5% |
| 670-739 · Consumer Portfolio Segment | 217,160 | 62,826 | +245.7% |
| 670-739 · Consumer Portfolio Segment | 296,679 | 310,849 | -4.6% |
| 670-739 · Consumer Portfolio Segment | 1,529,157 | 1,515,430 | +0.9% |
| 740-799 · Consumer Portfolio Segment | 138,345 | 50,128 | +176.0% |
| 740-799 · Consumer Portfolio Segment | 433,092 | 453,559 | -4.5% |
| 740-799 · Consumer Portfolio Segment | 3,146,267 | 2,991,699 | +5.2% |
| 800+ · Consumer Portfolio Segment | 34,703 | 39,098 | -11.2% |
| 800+ · Consumer Portfolio Segment | 510,560 | 536,036 | -4.8% |
| 800+ · Consumer Portfolio Segment | 4,563,827 | 4,009,121 | +13.8% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | 45,230,196 | 42,068,001 | +7.5% |
| Commercial Portfolio Segment · Accounts receivable | 1,231,231 | 1,404,007 | -12.3% |
| Commercial Portfolio Segment · Accounts receivable | 1,164,387 | 1,361,223 | -14.5% |
| Commercial Portfolio Segment · Accounts receivable | 66,844 | 42,784 | +56.2% |
| Commercial Portfolio Segment · Accounts receivable | 1,065,930 | 1,166,090 | -8.6% |
| Commercial Portfolio Segment · Accounts receivable | 15,132 | 95,598 | -84.2% |
| Commercial Portfolio Segment · Accounts receivable | 150,169 | 142,319 | +5.5% |
| Commercial Portfolio Segment · Commercial Real Estate | 15,326,007 | 14,492,436 | +5.8% |
| Commercial Portfolio Segment · Commercial Real Estate | 15,118,499 | 14,349,612 | +5.4% |
| Commercial Portfolio Segment · Commercial Real Estate | 207,508 | 142,824 | +45.3% |
| Commercial Portfolio Segment · Commercial Real Estate | 23,702 | 22,115 | +7.2% |
| Commercial Portfolio Segment · Commercial Real Estate | 838 | 558 | +50.2% |
| Commercial Portfolio Segment · Commercial Real Estate | 14,631,679 | 13,459,527 | +8.7% |
| Commercial Portfolio Segment · Commercial Real Estate | 121,886 | 327,320 | -62.8% |
| Commercial Portfolio Segment · Commercial Real Estate | 572,442 | 705,589 | -18.9% |
| Commercial Portfolio Segment · Equipment | 1,258,882 | 1,235,016 | +1.9% |
| Commercial Portfolio Segment · Equipment | 1,248,007 | 1,206,253 | +3.5% |
| Commercial Portfolio Segment · Equipment | 10,875 | 28,763 | -62.2% |
| Commercial Portfolio Segment · Equipment | 2,279 | 6,096 | -62.6% |
| Commercial Portfolio Segment · Equipment | 256 | 3,300 | -92.2% |
| Commercial Portfolio Segment · Equipment | 1,177,332 | 1,167,451 | +0.8% |
| Commercial Portfolio Segment · Equipment | 18,384 | 1,584 | +1060.6% |
| Commercial Portfolio Segment · Equipment | 63,166 | 65,981 | -4.3% |
| Commercial Portfolio Segment · Financial Asset Not Past Due | 44,724,076 | 41,551,357 | +7.6% |
| Commercial Portfolio Segment · Financial Asset Past Due | 506,120 | 516,644 | -2.0% |
| Commercial Portfolio Segment · Financing Receivables30 To59 Days Past Due | 38,854 | 34,668 | +12.1% |
| Commercial Portfolio Segment · Financing Receivables60 To89 Days Past Due | 2,641 | 55,550 | -95.2% |
| Commercial Portfolio Segment · Funds held in escrow | 20,405,237 | 18,037,942 | +13.1% |
| Commercial Portfolio Segment · Funds held in escrow | 20,225,915 | 17,782,597 | +13.7% |
| Commercial Portfolio Segment · Funds held in escrow | 179,322 | 255,345 | -29.8% |
| Commercial Portfolio Segment · Funds held in escrow | 12,397 | 3,949 | +213.9% |
| Commercial Portfolio Segment · Funds held in escrow | 1,547 | 3,318 | -53.4% |
| Commercial Portfolio Segment · Funds held in escrow | 23 | 27 | -14.8% |
| Commercial Portfolio Segment · Funds held in escrow | 19,244,225 | 16,852,449 | +14.2% |
| Commercial Portfolio Segment · Funds held in escrow | 370,072 | 384,856 | -3.8% |
| Commercial Portfolio Segment · Funds held in escrow | 790,917 | 800,610 | -1.2% |
| Commercial Portfolio Segment · Multifamily | 7,008,839 | 6,898,600 | +1.6% |
| Commercial Portfolio Segment · Multifamily | 6,967,268 | 6,851,672 | +1.7% |
| Commercial Portfolio Segment · Multifamily | 41,571 | 46,928 | -11.4% |
| Commercial Portfolio Segment · Multifamily | 476 | 2,508 | -81.0% |
| Commercial Portfolio Segment · Multifamily | 6,792,120 | 6,595,886 | +3.0% |
| Commercial Portfolio Segment · Multifamily | 72,607 | 206,047 | -64.8% |
| Commercial Portfolio Segment · Multifamily | 144,112 | 96,667 | +49.1% |
| Consumer Portfolio Segment | 11,366,914 | 10,437,167 | +8.9% |
| Consumer Portfolio Segment · Consumer Borrower | 396,824 | 155,806 | +154.7% |
| Consumer Portfolio Segment · Consumer Borrower | 393,765 | 155,171 | +153.8% |
| Consumer Portfolio Segment · Consumer Borrower | 3,059 | 635 | +381.7% |
| Consumer Portfolio Segment · Consumer Borrower | 1,370 | 349 | +292.6% |
| Consumer Portfolio Segment · Consumer Borrower | 830 | 162 | +412.3% |
| Consumer Portfolio Segment · Consumer Loan | 396,824 | 155,806 | +154.7% |
| Consumer Portfolio Segment · Financial Asset Not Past Due | 11,305,960 | 10,379,504 | +8.9% |
| Consumer Portfolio Segment · Financial Asset Past Due | 60,954 | 57,663 | +5.7% |
| Consumer Portfolio Segment · Financing Receivables30 To59 Days Past Due | 19,135 | 16,217 | +18.0% |
| Consumer Portfolio Segment · Financing Receivables60 To89 Days Past Due | 6,030 | 7,147 | -15.6% |
| Consumer Portfolio Segment · Home Equity Loan | 1,370,513 | 1,427,692 | -4.0% |
| Consumer Portfolio Segment · Home Equity Loan | 1,346,042 | 1,397,613 | -3.7% |
| Consumer Portfolio Segment · Home Equity Loan | 24,471 | 30,079 | -18.6% |
| Consumer Portfolio Segment · Home Equity Loan | 5,602 | 6,273 | -10.7% |
| Consumer Portfolio Segment · Home Equity Loan | 2,126 | 2,381 | -10.7% |
| Consumer Portfolio Segment · Residential Mortgage | 9,599,577 | 8,853,669 | +8.4% |
| Consumer Portfolio Segment · Residential Mortgage | 9,566,153 | 8,826,720 | +8.4% |
| Consumer Portfolio Segment · Residential Mortgage | 33,424 | 26,949 | +24.0% |
| Consumer Portfolio Segment · Residential Mortgage | 12,163 | 9,595 | +26.8% |
| Consumer Portfolio Segment · Residential Mortgage | 3,074 | 4,604 | -33.2% |
Show Financing Receivables Period Past Due breakouts |
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| Financial Asset Not Past Due | 56,030,036 | 51,930,861 | +7.9% |
| Financial Asset Past Due | 567,074 | 574,307 | -1.3% |
| Financing Receivables30 To59 Days Past Due | 57,989 | 50,885 | +14.0% |
| Financing Receivables60 To89 Days Past Due | 8,671 | 62,697 | -86.2% |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | -719,411 | -689,566 | -4.3% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | -631,377 | -635,871 | +0.7% |
| Consumer Portfolio Segment | -88,034 | -53,695 | -64.0% |
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 55,877,699 | 51,815,602 | +7.8% |
Show Collateral breakouts |
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| Collateral Pledged · Federal Home Loan Bank Certificates And Obligations FHLB | 17.2 | — | — |
| Collateral Pledged · Federal Reserve Bank Certificates And Obligations (FRB) | 7.2 | — | — |
| Federal Home Loan Bank Stock And Federal Reserve Bank Stock | 356,411 | 321,343 | +10.9% |
| Bank Owned Life Insurance | 1,271,457 | 1,251,622 | +1.6% |
| Other Assets | 2,286,079 | 2,157,459 | +6.0% |
Show Consolidated Entities breakouts |
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| Parent Company · Nonrelated Party | 7,973 | 7,962 | +0.1% |
| Parent Company · Subsidiaries | 499 | — | — |
| Non-Current Liabilities | |||
| Long-Term Debt | 739,454 | 909,185 | -18.7% |
| Other Accrued Liabilities Current And Noncurrent | 1,504,704 | 1,775,318 | -15.2% |
Show Participating Mortgage Loans breakouts |
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| Multifamily Loans | 3.3 | — | — |
| Total Liabilities | 74,581,427 | 69,891,859 | +6.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 766,034 | 930,681 | -17.7% |
| Deferred Tax Liabilities (Q) | — | — | — |
Show Business Combination Separately Recognized Transactions breakouts |
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| Ametros | 3.8 | — | — |
| Other Liabilities | |||
| Noninterest Bearing Deposit Liabilities | 10,082,854 | 10,316,501 | -2.3% |
| Interest Bearing Deposit Liabilities | 58,676,959 | 54,436,579 | +7.8% |
| Deposits | 68,759,813 | 64,753,080 | +6.2% |
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 596,738 | 344,168 | +73.4% |
| Advances From Federal Home Loan Banks | 2,980,718 | 2,110,108 | +41.3% |
| Stockholders' Equity | |||
| Preferred Stock Value (Q) | — | — | — |
Show Statement Class Of Stock breakouts |
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| Series F Preferred Stock | 145,037 | 145,037 | 0.0% |
| Series G Preferred Stock | 138,942 | 138,942 | 0.0% |
| Common Stock | 1,828 | 1,828 | 0.0% |
| Additional Paid-In Capital | 6,183,434 | 6,181,475 | 0.0% |
| Retained Earnings | 4,477,744 | 3,759,158 | +19.1% |
| Treasury Stock Common Value | -1,103,905 | -536,843 | -105.6% |
| Accumulated Other Comprehensive Income | -350,844 | -556,383 | +36.9% |
| Stockholders Equity Including Portion Attributable To Noncontrolling Interest | 9,492,236 | 9,133,214 | +3.9% |
| Total Liabilities & Equity | 84,073,663 | 79,025,073 | +6.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 10,258,270 | 10,063,895 | +1.9% |
| Total Stockholders' Equity | 9,492,236 | 9,133,214 | +3.9% |
Show Equity Components breakouts |
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| Accumulated Defined Benefit Plans Adjustment | -20,472 | -26,465 | +22.6% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent | 3,741 | -9,600 | +139.0% |
| Accumulated Net Unrealized Investment Gain Loss | -334,113 | -520,318 | +35.8% |
| Accumulated Other Comprehensive Income | -350,844 | -556,383 | +36.9% |
| Additional Paid In Capital | 6,183,434 | 6,181,475 | 0.0% |
| Common Stock | 1,828 | 1,828 | 0.0% |
| Preferred Stock | 283,979 | 283,979 | 0.0% |
| Retained Earnings | 4,477,744 | 3,759,158 | +19.1% |
| Treasury Stock Common | -1,103,905 | -536,843 | -105.6% |
Show Consolidated Entities breakouts |
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| Parent Company | 9,492,236 | 9,133,214 | +3.9% |
Cash Flow Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Deferred Income Taxes | 47,588 | 18,183 | +161.7% |
| Stock-Based Compensation | 56,823 | 55,141 | +3.1% |
| Depreciation Amortization And Accretion Net | 73,346 | 71,531 | +2.5% |
| Accretion Amortization Of Discounts And Premiums Investments | -165,552 | -95,281 | -73.8% |
| Amortization Method Qualified Affordable Housing Project Investments Amortization | 115,274 | 80,902 | +42.5% |
| Increase Decrease In Leasing Receivables | 29,960 | 31,275 | -4.2% |
| Payments For Origination Of Mortgage Loans Held For Sale | -9,843 | -6,806 | -44.6% |
| Proceeds From Sale Of Loans Held For Sale | 8,068 | 8,310 | -2.9% |
| Bank Owned Life Insurance Income | -4,777 | -14,065 | +66.0% |
| Gains Losses On Extinguishment Of Debt | -9,767 | — | — |
Show Debt Instrument breakouts |
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| 2029 subordinated notes · Subordinated Debt | -3.6 | — | — |
| 2030 subordinated notes · Subordinated Debt | -6.2 | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | -9.8 | — | — |
| Gain On Sale Of Investments | -8,806 | -14,763 | +40.4% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Nonrecurring | -8.8 | — | — |
| Other Operating Activities Cash Flow Statement | -16,042 | -15,998 | -0.3% |
Show Consolidated Entities breakouts |
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| Parent Company | -21,032 | -8,711 | -141.4% |
| Net Increase In Loans Held For Sale | 3 | -49,566 | +100.0% |
| Increase Decrease In Derivative Assets And Liabilities | -185,003 | 20,526 | -1001.3% |
| Increase Decrease In Other Operating Assets | 37,177 | 246,752 | -84.9% |
| Increase Decrease In Other Accounts Payable And Accrued Liabilities | -89,676 | -35,382 | -153.5% |
| Net Cash from Operations | 1,058,136 | 1,404,300 | -24.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 843,149 | 563,453 | +49.6% |
| Investing Activities | |||
| Purchases of Investments | -1,990,902 | -3,202,766 | +37.8% |
Show Consolidated Entities breakouts |
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| Parent Company | -250,000 | — | — |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 1,292,532 | 892,965 | +44.7% |
Show Consolidated Entities breakouts |
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| Parent Company | 151,734 | — | — |
| Proceeds From Sale Of Available For Sale Securities Debt | 14,880 | 2,142,462 | -99.3% |
| Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities | 538,566 | 457,433 | +17.7% |
| Payments For Proceeds From Federal Home Loan Bank Stock | -35,068 | 5,539 | -733.1% |
| Other Investing Activities | -293,451 | -160,062 | -83.3% |
Show Consolidated Entities breakouts |
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| Parent Company | -21,206 | -17,589 | -20.6% |
| Proceeds From Sale Of Other Investments | 13,441 | 19,588 | -31.4% |
Show Consolidated Entities breakouts |
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| Parent Company | 12,226 | 9,657 | +26.6% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Nonrecurring | 13.4 | — | — |
| Payments For Proceeds From Other Loans And Leases | -4,632,549 | -2,488,796 | -86.1% |
| Proceeds Of Other Loans And Leases Held For Investment | 400,017 | 569,538 | -29.8% |
| Proceeds From Sale Of Foreclosed Assets | 2,055 | 8,526 | -75.9% |
| Proceeds From Sale Of Property Plant And Equipment | 4,337 | 6,769 | -35.9% |
Show Disposal Group Classification breakouts |
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| Disposal Group Heldforsale Not Discontinued Operations | 4.3 | 4.4 | -2.3% |
| Capital Expenditures | -49,566 | -35,844 | -38.3% |
| Proceeds From Life Insurance Policies | 18,574 | 34,358 | -45.9% |
| Payments To Acquire Deposits | -6,428 | — | — |
| Payments To Acquire Businesses Net Of Cash Acquired (FY) | — | — | — |
Show Business Acquisition breakouts |
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| SecureSave | -24,401 | — | — |
| Net Cash from Investing | -4,747,963 | -3,869,260 | -22.7% |
Show Consolidated Entities breakouts |
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| Parent Company | -107,246 | -7,932 | -1252.1% |
| Financing Activities | |||
| Increase Decrease In Deposits | 4,006,261 | 3,697,887 | +8.3% |
| Proceeds From Payments To F H L Bank Borrowings Financing Activities | 870,610 | -249,910 | +448.4% |
| Increase Decrease In Federal Funds Purchased And Securities Sold Under Agreements To Repurchase Net | 252,570 | -114,219 | +321.1% |
| Repayments Of Other Long Term Debt | -499,000 | -132,550 | -276.5% |
Show Debt Instrument breakouts |
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| 2029 subordinated notes · Subordinated Debt | -274 | — | — |
| 2030 subordinated notes · Subordinated Debt | -225 | — | — |
| Proceeds From Issuance Of Other Long Term Debt | 347,389 | — | — |
| Debt Issuance Costs | -1,636 | — | — |
Show Consolidated Entities breakouts |
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| Parent Company | -1,636 | — | — |
| Payment For Contingent Consideration Liability Financing Activities | -11,447 | -4,050 | -182.6% |
| Payments Of Dividends Common Stock | -266,830 | -274,545 | +2.8% |
Show Consolidated Entities breakouts |
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| Parent Company | -266,830 | -274,545 | +2.8% |
| Payments Of Dividends Preferred Stock And Preference Stock | -16,650 | -16,650 | 0.0% |
Show Consolidated Entities breakouts |
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| Parent Company | -16,650 | -16,650 | 0.0% |
| Proceeds From Stock Options Exercised | 67 | 254 | -73.6% |
Show Consolidated Entities breakouts |
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| Parent Company | 67 | 254 | -73.6% |
| Share Repurchases | -593,654 | -65,403 | -807.7% |
Show Consolidated Entities breakouts |
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| Parent Company | -593,654 | -65,403 | -807.7% |
| Payments For Repurchase Of Equity Share Based Compensation | -22,762 | -17,215 | -32.2% |
Show Consolidated Entities breakouts |
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| Parent Company | -22,762 | -17,215 | -32.2% |
| Net Cash from Financing | 4,064,918 | 2,823,599 | +44.0% |
Show Consolidated Entities breakouts |
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| Parent Company | -1,053,076 | -506,109 | -108.1% |
| Supplemental | |||
| Income Taxes Paid | 85,386 | 124,817 | -31.6% |
| Interest Paid | 1,550,091 | 1,611,201 | -3.8% |
| Other Cash Flow | |||
| Net Change in Cash | 375,091 | 358,639 | +4.6% |
Show Consolidated Entities breakouts |
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| Parent Company | -317,173 | 49,412 | -741.9% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 2,449,525 | 2,074,434 | +18.1% |
Show Consolidated Entities breakouts |
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| Parent Company | 138,993 | 456,166 | -69.5% |
Values in thousands USD. Source: SEC EDGAR 10-K filing.