FAIR ISAAC CORP

FICO 10-Q · Q1 2026

FICO Q1 2026 request

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Income Statement

Income Statement
Metric Q1 2026 Q1 2025 YoY
Revenue 511,959 439,968 +16.4%
Show Product Lines breakouts
Business-to-business Scores · Scores 248,613 182,391 +36.3%
Business-to-consumer Scores · Scores 55,921 53,284 +4.9%
Non-platform software · Software 114,364 132,189 -13.5%
On-premises and SaaS software 188,221 186,011 +1.2%
On-premises and SaaS software · Software 188,221 186,011 +1.2%
On-premises and SaaS software · Software 188,221 186,011 +1.2%
On-premises and SaaS software · Software 16,430 22,808 -28.0%
On-premises and SaaS software · Software 171,791 163,203 +5.3%
On-premises software · Software 72,559 82,835 -12.4%
Platform software · Software 73,857 53,822 +37.2%
SaaS software · Software 115,662 103,176 +12.1%
Scores 304,534 235,675 +29.2%
Scores · Scores 304,534 235,675 +29.2%
Technology Service 19,204 18,282 +5.0%
Technology Service · Software 19,204 18,282 +5.0%
Show Business Segments breakouts
Scores 304,534 235,675 +29.2%
Scores · Americas 302,248 232,966 +29.7%
Scores · Asia Pacific 645 832 -22.5%
Scores · EMEA 1,641 1,877 -12.6%
Scores · Operating Segments 304,534 235,675 +29.2%
Software 207,425 204,293 +1.5%
Software · Americas 150,965 146,909 +2.8%
Software · Asia Pacific 19,161 22,902 -16.3%
Software · EMEA 37,299 34,482 +8.2%
Software · Operating Segments 207,425 204,293 +1.5%
Show Geography breakouts
Americas 453,213 379,875 +19.3%
Asia Pacific 19,806 23,734 -16.6%
EMEA 38,940 36,359 +7.1%
US 401.9 331 +21.4%
Cost of Revenue 87,261 87,345 -0.1%
Research & Development 49,912 45,145 +10.6%
Selling, General & Administrative 140,737 127,950 +10.0%
Total Costs & Expenses 277,910 260,440 +6.7%
Show Business Segments breakouts
Scores · Operating Segments 36,681 31,904 +15.0%
Software · Operating Segments 148,811 143,551 +3.7%
Show Consolidation Items breakouts
Corporate Non Segment 48,149 44,331 +8.6%
Operating Segments 185,492 175,455 +5.7%
Operating Income 234,049 179,528 +30.4%
Show Business Segments breakouts
Scores · Operating Segments 267,853 203,771 +31.4%
Software · Operating Segments 58,614 60,742 -3.5%
Show Consolidation Items breakouts
Operating Segments 326,467 264,513 +23.4%
Interest Expense -42,006 -29,488 -42.5%
Other Non-Operating Income (Expense) -112 89 -225.8%
Income Before Taxes 191,931 150,129 +27.8%
Income Tax Expense (Benefit) 33,558 -2,399 +1498.8%
Net Income 158,373 152,528 +3.8%
Show Equity Components breakouts
Retained Earnings 158,373 152,528 +3.8%
Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax -67 -16,054 +99.6%
Show Equity Components breakouts
Accumulated Other Comprehensive Income -67 -16,054 +99.6%
Comprehensive Income 158,306 136,474 +16.0%
EPS (Basic) 6.68 6.26 +6.7%
EPS (Diluted) 6.61 6.14 +7.7%
Wtd Avg Shares (Basic) 23,723 24,378 -2.7%
Wtd Avg Shares (Diluted) 23,958 24,827 -3.5%

Balance Sheet

Balance Sheet
Metric Q1 2026 Q1 2025 YoY
Current Assets
Cash & Cash Equivalents 162,034 184,254 -12.1%
Accounts Receivable 495,117
Prepaid Expenses & Other Current Assets 41,656 60,658 -31.3%
Total Current Assets 698,807 595,836 +17.3%
Non-Current Assets
Marketable Securities (Non-Current) 55,866
Show Fair Value Hierarchy breakouts
Fair Value Inputs Level1 55,866
Operating Lease Right-of-Use Assets 24,725 28,309 -12.7%
Goodwill 783,520
Show Business Segments breakouts
Scores 146,648
Software 636,872
Deferred Tax Assets 110,980 93,485 +18.7%
Other Non-Current Assets 106,551 124,484 -14.4%
Total Assets 1,854,160 1,706,608 +8.6%
Property, Plant & Equipment 73,711
Other Assets
Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization 73,711 43,018 +71.3%
Current Liabilities
Accounts Payable 26,565 23,190 +14.6%
Employee Related Liabilities Current 76,809 77,109 -0.4%
Accrued Liabilities 75,576
Deferred Revenue 173,371 165,359 +4.8%
Current Portion of Long-Term Debt 399,738
Total Current Liabilities 752,059 331,320 +127.0%
Deferred Revenue (Current) 173.4
Non-Current Liabilities
Long-Term Debt 2,797,091
Operating Lease Liabilities 17,895 20,881 -14.3%
Other Non-Current Liabilities 95,249 86,471 +10.2%
Total Liabilities 3,662,294 2,844,772 +28.7%
Long-Term Debt 3,196,829
Contract With Customer Liability Noncurrent 1.8
Stockholders' Equity
Common Stock Value Outstanding 238 244 -2.5%
Additional Paid In Capital Common Stock 1,262,018 1,201,828 +5.0%
Treasury Stock Value -7,689,462 -6,285,951 -22.3%
Retained Earnings 4,711,189 4,053,398 +16.2%
Accumulated Other Comprehensive Income -92,117 -107,683 +14.5%
Total Stockholders' Equity -1,808,134 -1,138,164 -58.9%
Show Equity Components breakouts
Accumulated Other Comprehensive Income -92,117 -107,683 +14.5%
Additional Paid In Capital 1,262,018 1,201,828 +5.0%
Common Stock 238 244 -2.5%
Retained Earnings 4,711,189 4,053,398 +16.2%
Treasury Stock Common -7,689,462 -6,285,951 -22.3%
Total Liabilities & Equity 1,854,160 1,706,608 +8.6%

Cash Flow Statement

Cash Flow Statement
Metric YTD Q1 2026 YTD Q1 2025 YoY
Operating Activities
Depreciation & Amortization 4,017 3,535 +13.6%
Stock-Based Compensation 44,269 40,654 +8.9%
Deferred Income Taxes 7,869 -5,947 +232.3%
Marketable Securities Gain Loss Excluding Other Than Temporary Impairments 2,788 1,135 +145.6%
Operating Lease Right Of Use Asset Amortization Expense 2,258 2,840 -20.5%
Provision For Doubtful Accounts -357 495 -172.1%
Change in Accounts Receivable 39,790 57,370 -30.6%
Change in Prepaid & Other Assets 208 -19,768 +101.1%
Change in Accounts Payable -5,751 841 -783.8%
Increase Decrease In Employee Related Liabilities -38,446 -27,125 -41.7%
Increase Decrease In Other Operating Liabilities -26,663 -26,238 -1.6%
Increase Decrease In Deferred Revenue -14,273 13,685 -204.3%
Net Cash from Operations 174,082 193,997 -10.3%
Investing Activities
Capital Expenditures -226 -841 +73.1%
Payments To Develop Software -8,480 -6,330 -34.0%
Proceeds From Sale And Maturity Of Marketable Securities 948 375 +152.8%
Payments To Acquire Marketable Securities -4,976 -2,146 -131.9%
Net Cash from Investing -12,734 -8,942 -42.4%
Noncash Unsettled Repurchase Of Common Stock 9,925 10,559 -6.0%
Financing Activities
Proceeds From Lines Of Credit 260,000 275,000 -5.5%
Repayments Of Lines Of Credit -120,000 -63,750 -88.2%
Proceeds From Payments For Other Financing Activities -66 -22 -200.0%
Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options 2,132 3,261 -34.6%
Tax Withholding for Share Compensation -104,379 -196,126 +46.8%
Share Repurchases -171,169 -162,581 -5.3%
Net Cash from Financing -133,482 -144,218 +7.4%
Supplemental
Income Taxes Paid 9,097 21,778 -58.2%
Interest Paid 78,812 43,714 +80.3%
Unpaid Capital Expenditures 68 229 -70.3%
Other Cash Flow
Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 32 -7,250 +100.4%
Net Change in Cash 27,898 33,587 -16.9%
Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents 162,034 184,254 -12.1%

Values in thousands USD. Source: SEC EDGAR 10-Q filing.

This table is rendered from the same JSON returned by /api/financials.

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