FAIR ISAAC CORP
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FICO Q2 2026 request
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/api/financials?ticker=FICO&year=2026&quarter=2
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| Metric | Q2 2026 | Q2 2025 | YoY |
|---|---|---|---|
| Revenue | 691,677 | 498,735 | +38.7% |
Show Product Lines breakouts |
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| Business-to-business Scores · Scores | 417,629 | 242,494 | +72.2% |
| Business-to-consumer Scores · Scores | 57,344 | 54,545 | +5.1% |
| Non-platform software · Software | 112,268 | 127,362 | -11.9% |
| On-premises and SaaS software | 199,231 | 183,826 | +8.4% |
| On-premises and SaaS software · Software | 199,231 | 183,826 | +8.4% |
| On-premises and SaaS software · Software | 199,231 | 183,826 | +8.4% |
| On-premises and SaaS software · Software | 23,639 | 25,609 | -7.7% |
| On-premises and SaaS software · Software | 175,592 | 158,217 | +11.0% |
| On-premises software · Software | 78,604 | 82,300 | -4.5% |
| Platform software · Software | 86,963 | 56,464 | +54.0% |
| SaaS software · Software | 120,627 | 101,526 | +18.8% |
| Scores | 474,973 | 297,039 | +59.9% |
| Scores · Scores | 474,973 | 297,039 | +59.9% |
| Technology Service | 17,473 | 17,870 | -2.2% |
| Technology Service · Software | 17,473 | 17,870 | -2.2% |
Show Business Segments breakouts |
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| Scores | 474,973 | 297,039 | +59.9% |
| Scores · Americas | 470,973 | 291,982 | +61.3% |
| Scores · Asia Pacific | 1,432 | 3,390 | -57.8% |
| Scores · EMEA | 2,568 | 1,667 | +54.0% |
| Scores · Operating Segments | 474,973 | 297,039 | +59.9% |
| Software | 216,704 | 201,696 | +7.4% |
| Software · Americas | 151,113 | 137,020 | +10.3% |
| Software · Asia Pacific | 20,770 | 22,943 | -9.5% |
| Software · EMEA | 44,821 | 41,733 | +7.4% |
| Software · Operating Segments | 216,704 | 201,696 | +7.4% |
Show Geography breakouts |
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| Americas | 622,086 | 429,002 | +45.0% |
| Asia Pacific | 22,202 | 26,333 | -15.7% |
| EMEA | 47,389 | 43,400 | +9.2% |
| US | 565.9 | 383.5 | +47.6% |
| Cost of Revenue | 91,199 | 87,630 | +4.1% |
| Research & Development | 53,916 | 45,037 | +19.7% |
| Selling, General & Administrative | 144,097 | 120,420 | +19.7% |
| Total Costs & Expenses | 289,212 | 253,087 | +14.3% |
Show Business Segments breakouts |
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| Scores · Operating Segments | 42,497 | 32,069 | +32.5% |
| Software · Operating Segments | 154,110 | 138,372 | +11.4% |
Show Consolidation Items breakouts |
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| Corporate Non Segment | 47,295 | 40,942 | +15.5% |
| Operating Segments | 196,607 | 170,441 | +15.4% |
| Operating Income | 402,465 | 245,648 | +63.8% |
Show Business Segments breakouts |
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| Scores · Operating Segments | 432,476 | 264,970 | +63.2% |
| Software · Operating Segments | 62,594 | 63,324 | -1.2% |
Show Consolidation Items breakouts |
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| Operating Segments | 495,070 | 328,294 | +50.8% |
| Interest Expense | -44,579 | -31,378 | -42.1% |
| Other Non-Operating Income (Expense) | -1,857 | -1,254 | -48.1% |
| Income Before Taxes | 356,029 | 213,016 | +67.1% |
| Income Tax Expense (Benefit) | 91,571 | 50,401 | +81.7% |
| Net Income | 264,458 | 162,615 | +62.6% |
Show Equity Components breakouts |
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| Retained Earnings | 264,458 | 162,615 | +62.6% |
| Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax | -3,428 | 6,407 | -153.5% |
Show Equity Components breakouts |
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| Accumulated Other Comprehensive Income | -3,428 | 6,407 | -153.5% |
| Comprehensive Income | 261,030 | 169,022 | +54.4% |
| EPS (Basic) | 11.19 | 6.67 | +67.8% |
| EPS (Diluted) | 11.14 | 6.59 | +69.0% |
| Wtd Avg Shares (Basic) | 23,628 | 24,389 | -3.1% |
| Wtd Avg Shares (Diluted) | 23,748 | 24,685 | -3.8% |
Balance Sheet
| Metric | Q2 2026 | Q2 2025 | YoY |
|---|---|---|---|
| Current Assets | |||
| Cash & Cash Equivalents | 219,419 | 146,641 | +49.6% |
| Accounts Receivable | 619,957 | — | — |
| Prepaid Expenses & Other Current Assets | 61,397 | — | — |
| Total Current Assets | 900,773 | 724,910 | +24.3% |
| Non-Current Assets | |||
| Marketable Securities (Non-Current) | 53,046 | — | — |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level1 | 53,046 | — | — |
| Operating Lease Right-of-Use Assets | 25,025 | 27,572 | -9.2% |
| Goodwill | 781,390 | — | — |
Show Business Segments breakouts |
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| Scores | 146,648 | — | — |
| Software | 634,742 | — | — |
| Deferred Tax Assets | 103,436 | 99,674 | +3.8% |
| Other Non-Current Assets | 104,956 | 108,366 | -3.1% |
| Total Assets | 2,048,249 | 1,835,753 | +11.6% |
| Property, Plant & Equipment | 79,623 | — | — |
| Other Assets | |||
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 79,623 | 50,552 | +57.5% |
| Current Liabilities | |||
| Accounts Payable | 36,335 | 24,059 | +51.0% |
| Employee Related Liabilities Current | 87,259 | 76,511 | +14.0% |
| Accrued Liabilities | 98,533 | — | — |
| Deferred Revenue | 183,163 | 171,780 | +6.6% |
| Total Current Liabilities | 405,290 | 343,242 | +18.1% |
| Deferred Revenue (Current) | 183.2 | — | — |
| Non-Current Liabilities | |||
| Long-Term Debt | 3,639,063 | — | — |
| Operating Lease Liabilities | 17,555 | 20,816 | -15.7% |
| Other Non-Current Liabilities | 87,991 | 82,568 | +6.6% |
| Total Liabilities | 4,149,899 | 2,959,805 | +40.2% |
| Long-Term Debt | 3,639,063 | — | — |
| Contract With Customer Liability Noncurrent | 1.8 | — | — |
| Stockholders' Equity | |||
| Common Stock Value Outstanding | 233 | 244 | -4.5% |
| Additional Paid In Capital Common Stock | 1,316,744 | 1,251,784 | +5.2% |
| Treasury Stock Value | -8,298,729 | -6,490,817 | -27.9% |
| Retained Earnings | 4,975,647 | 4,216,013 | +18.0% |
| Accumulated Other Comprehensive Income | -95,545 | -101,276 | +5.7% |
| Total Stockholders' Equity | -2,101,650 | -1,124,052 | -87.0% |
Show Equity Components breakouts |
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| Accumulated Other Comprehensive Income | -95,545 | -101,276 | +5.7% |
| Additional Paid In Capital | 1,316,744 | 1,251,784 | +5.2% |
| Common Stock | 233 | 244 | -4.5% |
| Retained Earnings | 4,975,647 | 4,216,013 | +18.0% |
| Treasury Stock Common | -8,298,729 | -6,490,817 | -27.9% |
| Total Liabilities & Equity | 2,048,249 | 1,835,753 | +11.6% |
Cash Flow Statement
| Metric | YTD Q2 2026 | YTD Q2 2025 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Depreciation & Amortization | 7,905 | 6,950 | +13.7% |
| Stock-Based Compensation | 89,579 | 82,358 | +8.8% |
| Deferred Income Taxes | 14,728 | -12,781 | +215.2% |
| Marketable Securities Gain Loss Excluding Other Than Temporary Impairments | 4,980 | 3,174 | +56.9% |
| Operating Lease Right Of Use Asset Amortization Expense | 4,711 | 5,213 | -9.6% |
| Provision For Doubtful Accounts | -6 | 990 | -100.6% |
| Gain Loss On Sale Of Property Plant Equipment | -5 | 70 | -107.1% |
| Change in Accounts Receivable | -82,251 | -66,718 | -23.3% |
| Change in Prepaid & Other Assets | -21,383 | -43,213 | +50.5% |
| Change in Accounts Payable | 4,075 | 1,796 | +126.9% |
| Increase Decrease In Employee Related Liabilities | -27,940 | -28,183 | +0.9% |
| Increase Decrease In Other Operating Liabilities | -16,093 | -14,016 | -14.8% |
| Increase Decrease In Deferred Revenue | -3,691 | 18,132 | -120.4% |
| Net Cash from Operations | 397,440 | 268,915 | +47.8% |
| Investing Activities | |||
| Capital Expenditures | -492 | -2,960 | +83.4% |
| Payments To Develop Software | -17,256 | -13,638 | -26.5% |
| Proceeds From Sale And Maturity Of Marketable Securities | 6,109 | 1,495 | +308.6% |
| Payments To Acquire Marketable Securities | -9,509 | -4,780 | -98.9% |
| Net Cash from Investing | -21,148 | -19,883 | -6.4% |
| Noncash Unsettled Repurchase Of Common Stock | 15,800 | 412 | +3735.0% |
| Financing Activities | |||
| Proceeds From Lines Of Credit | 880,000 | 450,000 | +95.6% |
| Repayments Of Lines Of Credit | -890,000 | -132,500 | -571.7% |
| Proceeds From Issuance Of Senior Long Term Debt | 1,000,000 | — | — |
| Repayments Of Senior Debt | -400,000 | — | — |
| Debt Issuance Costs | -9,013 | — | — |
| Finance Lease Principal Payments | -2,834 | -3,016 | +6.0% |
| Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options | 14,935 | 16,062 | -7.0% |
| Tax Withholding for Share Compensation | -105,767 | -198,531 | +46.7% |
| Share Repurchases | -776,565 | -379,738 | -104.5% |
| Net Cash from Financing | -289,244 | -247,723 | -16.8% |
| Supplemental | |||
| Income Taxes Paid | 120,142 | 92,213 | +30.3% |
| Interest Paid | 93,172 | 60,939 | +52.9% |
| Unpaid Capital Expenditures | 67 | 14 | +378.6% |
| Other Cash Flow | |||
| Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | -1,765 | -5,335 | +66.9% |
| Net Change in Cash | 85,283 | -4,026 | +2218.3% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 219,419 | 146,641 | +49.6% |
Values in thousands USD. Source: SEC EDGAR 10-Q filing.