ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
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ZION FY 2025 request
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/api/financials?ticker=ZION&year=2025&quarter=4&full_year_mode=true
Pick an endpoint and run the request.Income Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Interest And Fee Income Loans And Leases | 3,501 | 3,514 | -0.4% |
| Interest Income Money Market Deposits | 186 | 230 | -19.1% |
| Interest Income Debt Securities Operating | 497 | 549 | -9.5% |
| Interest And Dividend Income Operating | 4,184 | 4,293 | -2.5% |
| Interest Expense Deposits | 1,250 | 1,540 | -18.8% |
| Interest Expense Borrowings | 307 | 323 | -5.0% |
| Interest Expense Operating | 1,557 | 1,863 | -16.4% |
| Interest Income Expense Net | 2,627 | 2,430 | +8.1% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 565 | 496 | +13.9% |
| CB&T · Operating Segments | 647 | 584 | +10.8% |
| NBAZ · Operating Segments | 262 | 245 | +6.9% |
| NSB · Operating Segments | 213 | 197 | +8.1% |
| TCBW · Operating Segments | 71 | 63 | +12.7% |
| Vectra · Operating Segments | 143 | 148 | -3.4% |
| Zions Bank · Operating Segments | 738 | 692 | +6.6% |
Show Consolidation Items breakouts |
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| Other | -12 | 5 | -340.0% |
| Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal | 71 | 72 | -1.4% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | 162 | 51 | +217.6% |
| Commercial Real Estate Portfolio Segment | -115 | 67 | -271.6% |
| Consumer Portfolio Segment | 24 | -46 | +152.2% |
| Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal | 1 | — | — |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | -7 | 7 | -200.0% |
| Commercial Real Estate Portfolio Segment | 8 | -6 | +233.3% |
| Financing Receivable And Off Balance Sheet Liability Credit Loss Expense Reversal | 72 | 72 | 0.0% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 8 | 22 | -63.6% |
| CB&T · Operating Segments | 53 | 42 | +26.2% |
| NBAZ · Operating Segments | -14 | 17 | -182.4% |
| NSB · Operating Segments | -2 | -11 | +81.8% |
| TCBW · Operating Segments | 3 | 9 | -66.7% |
| Vectra · Operating Segments | 9 | 3 | +200.0% |
| Zions Bank · Operating Segments | 14 | -8 | +275.0% |
Show Consolidation Items breakouts |
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| Other | 1 | -2 | +150.0% |
| Interest Income Expense After Provision For Loan Loss | 2,555 | 2,358 | +8.4% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 557 | 474 | +17.5% |
| CB&T · Operating Segments | 594 | 542 | +9.6% |
| NBAZ · Operating Segments | 276 | 228 | +21.1% |
| NSB · Operating Segments | 215 | 208 | +3.4% |
| TCBW · Operating Segments | 68 | 54 | +25.9% |
| Vectra · Operating Segments | 134 | 145 | -7.6% |
| Zions Bank · Operating Segments | 724 | 700 | +3.4% |
Show Consolidation Items breakouts |
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| Other | -13 | 7 | -285.7% |
| Commercial Account Fees | 185 | 182 | +1.6% |
| Card Fees | 95 | 96 | -1.0% |
| Retail And Business Banking Fees | 75 | 67 | +11.9% |
| Loan Related Fees And Income | 75 | 70 | +7.1% |
| Capital Market Fees And Income | 116 | 110 | +5.5% |
| Wealth Management Fees | 57 | 58 | -1.7% |
| Other Customer Related Fees | 59 | 56 | +5.4% |
| Noninterest Income Customer Related | 662 | 639 | +3.6% |
| Investment Income Net | 44 | 42 | +4.8% |
| Debt And Equity Securities Gain Loss | 52 | 19 | +173.7% |
Show Equity Components breakouts |
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| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | -240 | -257 | +6.6% |
| Noninterest Income | 758 | 700 | +8.3% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 189 | 175 | +8.0% |
| CB&T · Operating Segments | 126 | 121 | +4.1% |
| NBAZ · Operating Segments | 44 | 43 | +2.3% |
| NSB · Operating Segments | 52 | 52 | 0.0% |
| TCBW · Operating Segments | 8 | 8 | 0.0% |
| Vectra · Operating Segments | 36 | 29 | +24.1% |
| Zions Bank · Operating Segments | 190 | 187 | +1.6% |
Show Consolidation Items breakouts |
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| Other | 113 | 85 | +32.9% |
| Labor And Related Expense | 1,350 | 1,287 | +4.9% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 112 | 112 | 0.0% |
| CB&T · Operating Segments | 130 | 126 | +3.2% |
| NBAZ · Operating Segments | 53 | 54 | -1.9% |
| NSB · Operating Segments | 44 | 46 | -4.3% |
| TCBW · Operating Segments | 13 | 12 | +8.3% |
| Vectra · Operating Segments | 40 | 41 | -2.4% |
| Zions Bank · Operating Segments | 140 | 141 | -0.7% |
Show Consolidation Items breakouts |
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| Other | 818 | 755 | +8.3% |
| Communications And Information Technology | 276 | 260 | +6.2% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 8 | 8 | 0.0% |
| CB&T · Operating Segments | 5 | 5 | 0.0% |
| NBAZ · Operating Segments | 4 | 4 | 0.0% |
| NSB · Operating Segments | 6 | 6 | 0.0% |
| TCBW · Operating Segments | 2 | 2 | 0.0% |
| Vectra · Operating Segments | 3 | 2 | +50.0% |
| Zions Bank · Operating Segments | 16 | 14 | +14.3% |
Show Consolidation Items breakouts |
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| Other | 232 | 219 | +5.9% |
| Occupancy Net | 166 | 161 | +3.1% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 33 | 33 | 0.0% |
| CB&T · Operating Segments | 35 | 33 | +6.1% |
| NBAZ · Operating Segments | 10 | 11 | -9.1% |
| NSB · Operating Segments | 11 | 11 | 0.0% |
| TCBW · Operating Segments | 3 | 3 | 0.0% |
| Vectra · Operating Segments | 12 | 11 | +9.1% |
| Zions Bank · Operating Segments | 28 | 27 | +3.7% |
Show Consolidation Items breakouts |
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| Other | 34 | 32 | +6.2% |
| Professional Fees | 61 | 64 | -4.7% |
| Marketing And Business Development Expense | 64 | 45 | +42.2% |
| Federal Deposit Insurance Corporation Premium Expense | 64 | 91 | -29.7% |
| Credit And Collection Services | 25 | 25 | 0.0% |
| Other Revenue Expense From Real Estate Operations | -2 | -1 | -100.0% |
| Other Noninterest Expense | 134 | 114 | +17.5% |
| Noninterest Expense | 2,138 | 2,046 | +4.5% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 465 | 456 | +2.0% |
| CB&T · Operating Segments | 433 | 403 | +7.4% |
| NBAZ · Operating Segments | 195 | 196 | -0.5% |
| NSB · Operating Segments | 174 | 177 | -1.7% |
| TCBW · Operating Segments | 36 | 33 | +9.1% |
| Vectra · Operating Segments | 137 | 137 | 0.0% |
| Zions Bank · Operating Segments | 570 | 571 | -0.2% |
Show Consolidation Items breakouts |
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| Other | 128 | 73 | +75.3% |
| Income Loss From Continuing Operations Before Income Taxes Domestic | 1,175 | 1,012 | +16.1% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 281 | 193 | +45.6% |
| CB&T · Operating Segments | 287 | 260 | +10.4% |
| NBAZ · Operating Segments | 125 | 75 | +66.7% |
| NSB · Operating Segments | 93 | 83 | +12.0% |
| TCBW · Operating Segments | 40 | 29 | +37.9% |
| Vectra · Operating Segments | 33 | 37 | -10.8% |
| Zions Bank · Operating Segments | 344 | 316 | +8.9% |
Show Consolidation Items breakouts |
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| Other | -28 | 19 | -247.4% |
| Income Tax Expense (Benefit) | 276 | 228 | +21.1% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Reclassification Out Of Accumulated Other Comprehensive Income | -16 | -29 | +44.8% |
| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | -59 | -63 | +6.3% |
| Net Income | 899 | 784 | +14.7% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent · Reclassification Out Of Accumulated Other Comprehensive Income | -49 | -89 | +44.9% |
| Accumulated Net Unrealized Investment Gain Loss · Reclassification Out Of Accumulated Other Comprehensive Income | -181 | -194 | +6.7% |
| Retained Earnings | 899 | 784 | +14.7% |
| Other Preferred Stock Dividends And Adjustments | -4 | -41 | +90.2% |
| Net Income Loss Available To Common Stockholders Basic | 895 | 737 | +21.4% |
| Wtd Avg Shares (Basic) | 147,115 | 147,210 | -0.1% |
| Wtd Avg Shares (Diluted) | 147,157 | 147,215 | -0.0% |
| EPS (Basic) | 6.01 | 4.95 | +21.4% |
| EPS (Diluted) | 6.01 | 4.95 | +21.4% |
| Revenue | 529 | 513 | +3.1% |
Show Product Lines breakouts |
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| Capital markets fees and income | 19 | 11 | +72.7% |
| Capital markets fees and income · Amegy | 9 | 3 | +200.0% |
| Capital markets fees and income · CB&T | 2 | 1 | +100.0% |
| Capital markets fees and income · Other | 7 | 6 | +16.7% |
| Capital markets fees and income · Zions Bank | 1 | 1 | 0.0% |
| Card fees | 139 | 144 | -3.5% |
| Card fees · Amegy | 29 | 31 | -6.5% |
| Card fees · CB&T | 18 | 19 | -5.3% |
| Card fees · NBAZ | 16 | 15 | +6.7% |
| Card fees · NSB | 16 | 16 | 0.0% |
| Card fees · TCBW | 2 | 2 | 0.0% |
| Card fees · Vectra | 9 | 10 | -10.0% |
| Card fees · Zions Bank | 49 | 50 | -2.0% |
| Commercial account fees | 185 | 182 | +1.6% |
| Commercial account fees · Amegy | 61 | 59 | +3.4% |
| Commercial account fees · CB&T | 32 | 31 | +3.2% |
| Commercial account fees · NBAZ | 10 | 11 | -9.1% |
| Commercial account fees · NSB | 12 | 13 | -7.7% |
| Commercial account fees · Other | 1 | 2 | -50.0% |
| Commercial account fees · TCBW | 2 | 2 | 0.0% |
| Commercial account fees · Vectra | 7 | 7 | 0.0% |
| Commercial account fees · Zions Bank | 60 | 57 | +5.3% |
| Other customer-related fees | 58 | 55 | +5.5% |
| Other customer-related fees · Amegy | 5 | 6 | -16.7% |
| Other customer-related fees · CB&T | 10 | 8 | +25.0% |
| Other customer-related fees · NBAZ | 1 | 1 | 0.0% |
| Other customer-related fees · Other | 26 | 24 | +8.3% |
| Other customer-related fees · TCBW | 2 | 1 | +100.0% |
| Other customer-related fees · Vectra | 6 | 5 | +20.0% |
| Other customer-related fees · Zions Bank | 8 | 9 | -11.1% |
| Retail and business banking fees | 74 | 67 | +10.4% |
| Retail and business banking fees · Amegy | 16 | 14 | +14.3% |
| Retail and business banking fees · CB&T | 13 | 11 | +18.2% |
| Retail and business banking fees · NBAZ | 9 | 9 | 0.0% |
| Retail and business banking fees · NSB | 11 | 10 | +10.0% |
| Retail and business banking fees · Vectra | 4 | 3 | +33.3% |
| Retail and business banking fees · Zions Bank | 21 | 19 | +10.5% |
| Wealth management fees | 54 | 54 | 0.0% |
| Wealth management fees · Amegy | 18 | 18 | 0.0% |
| Wealth management fees · CB&T | 6 | 4 | +50.0% |
| Wealth management fees · NBAZ | 4 | 3 | +33.3% |
| Wealth management fees · NSB | 7 | 6 | +16.7% |
| Wealth management fees · Other | 1 | — | — |
| Wealth management fees · Vectra | 2 | 2 | 0.0% |
| Wealth management fees · Zions Bank | 16 | 21 | -23.8% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 138 | 131 | +5.3% |
| CB&T · Operating Segments | 81 | 74 | +9.5% |
| NBAZ · Operating Segments | 40 | 39 | +2.6% |
| NSB · Operating Segments | 46 | 46 | 0.0% |
| TCBW · Operating Segments | 6 | 6 | 0.0% |
| Vectra · Operating Segments | 28 | 27 | +3.7% |
| Zions Bank · Operating Segments | 155 | 157 | -1.3% |
Show Consolidation Items breakouts |
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| Other | 35 | 33 | +6.1% |
| Revenue | 662 | 639 | +3.6% |
Show Business Segments breakouts |
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| Amegy · Operating Segments | 177 | 165 | +7.3% |
| CB&T · Operating Segments | 119 | 113 | +5.3% |
| NBAZ · Operating Segments | 45 | 43 | +4.7% |
| NSB · Operating Segments | 51 | 48 | +6.2% |
| TCBW · Operating Segments | 8 | 8 | 0.0% |
| Vectra · Operating Segments | 33 | 29 | +13.8% |
| Zions Bank · Operating Segments | 188 | 181 | +3.9% |
Show Consolidation Items breakouts |
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| Other | 41 | 52 | -21.2% |
| Comprehensive Income | 1,338 | 1,096 | +22.1% |
| Other Comprehensive Income | 439 | 312 | +40.7% |
Show Equity Components breakouts |
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| Accumulated Gain Loss Net Cash Flow Hedge Parent | 55 | 87 | -36.8% |
| Accumulated Net Unrealized Investment Gain Loss | 384 | 225 | +70.7% |
| Operating Lease Lease Income | 15 | 13 | +15.4% |
Balance Sheet
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Non-Current Assets | |||
| Total Assets | 88,990 | 88,775 | +0.2% |
| Operating Lease Right-of-Use Assets | 207 | 188 | +10.1% |
| Goodwill | 1,060 | 1,027 | +3.2% |
Show Business Segments breakouts |
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| Amegy | 615 | 615 | 0.0% |
| CB&T | 412 | 379 | +8.7% |
| NSB | 13 | 13 | 0.0% |
| Zions Bank | 20 | 20 | 0.0% |
| Other Assets | |||
| Cash And Due From Banks | 683 | 651 | +4.9% |
| Federal Funds Sold And Securities Purchased Under Agreements To Resell | 1,420 | 1,453 | -2.3% |
| Trading Securities | 64 | 35 | +82.9% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 · Fair Value Measurements Recurring | 64 | 35 | +82.9% |
Show Fair Value By Measurement Frequency breakouts |
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| Fair Value Measurements Recurring | 64 | 35 | +82.9% |
| Loans Receivable Held For Sale Net Not Part Of Disposal Group | 201 | 74 | +171.6% |
Show Pledged Status breakouts |
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| Asset Pledged As Collateral Without Right | 43.2 | 40.4 | +6.9% |
| Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss | 60,917 | 59,410 | +2.5% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | 31,696 | 30,965 | +2.4% |
| Commercial Portfolio Segment · 30-89 days past due | 87 | 36 | +141.7% |
| Commercial Portfolio Segment · Commercial and industrial | 17,761 | 16,891 | +5.2% |
| Commercial Portfolio Segment · Commercial and industrial | 17,676 | 16,857 | +4.9% |
| Commercial Portfolio Segment · Commercial and industrial | 85 | 34 | +150.0% |
| Commercial Portfolio Segment · Commercial and industrial | 11 | 14 | -21.4% |
| Commercial Portfolio Segment · Commercial and industrial | 74 | 20 | +270.0% |
| Commercial Portfolio Segment · Finance Leases Portfolio Segment | 367 | 377 | -2.7% |
| Commercial Portfolio Segment · Finance Leases Portfolio Segment | 366 | 377 | -2.9% |
| Commercial Portfolio Segment · Finance Leases Portfolio Segment | 1 | — | — |
| Commercial Portfolio Segment · Finance Leases Portfolio Segment | 1 | — | — |
| Commercial Portfolio Segment · Financial Asset Not Past Due | 31,570 | 30,891 | +2.2% |
| Commercial Portfolio Segment · Financial Asset Past Due | 126 | 74 | +70.3% |
| Commercial Portfolio Segment · Financing Receivables Equal To Greater Than90 Days Past Due | 39 | 38 | +2.6% |
| Commercial Portfolio Segment · Municipal | 4,294 | 4,364 | -1.6% |
| Commercial Portfolio Segment · Municipal | 4,293 | 4,348 | -1.3% |
| Commercial Portfolio Segment · Municipal | 1 | 16 | -93.8% |
| Commercial Portfolio Segment · Municipal | 1 | 6 | -83.3% |
| Commercial Portfolio Segment · Owner-occupied | 9,274 | 9,333 | -0.6% |
| Commercial Portfolio Segment · Owner-occupied | 9,235 | 9,309 | -0.8% |
| Commercial Portfolio Segment · Owner-occupied | 39 | 24 | +62.5% |
| Commercial Portfolio Segment · Owner-occupied | 28 | 14 | +100.0% |
| Commercial Portfolio Segment · Owner-occupied | 11 | 10 | +10.0% |
| Commercial Real Estate Portfolio Segment | 13,396 | 13,477 | -0.6% |
| Commercial Real Estate Portfolio Segment · 30-89 days past due | 1 | 2 | -50.0% |
| Commercial Real Estate Portfolio Segment · Construction and land development | 2,162 | 2,774 | -22.1% |
| Commercial Real Estate Portfolio Segment · Construction and land development | 2,161 | 2,774 | -22.1% |
| Commercial Real Estate Portfolio Segment · Construction and land development | 1 | — | — |
| Commercial Real Estate Portfolio Segment · Construction and land development | 1 | — | — |
| Commercial Real Estate Portfolio Segment · Financial Asset Not Past Due | 13,372 | 13,441 | -0.5% |
| Commercial Real Estate Portfolio Segment · Financial Asset Past Due | 24 | 36 | -33.3% |
| Commercial Real Estate Portfolio Segment · Financing Receivables Equal To Greater Than90 Days Past Due | 23 | 34 | -32.4% |
| Commercial Real Estate Portfolio Segment · Land Acquisition and Development | 257 | 260 | -1.2% |
| Commercial Real Estate Portfolio Segment · Term | 11,234 | 10,703 | +5.0% |
| Commercial Real Estate Portfolio Segment · Term | 11,211 | 10,667 | +5.1% |
| Commercial Real Estate Portfolio Segment · Term | 23 | 36 | -36.1% |
| Commercial Real Estate Portfolio Segment · Term | 22 | 34 | -35.3% |
| Commercial Real Estate Portfolio Segment · Term | 1 | 2 | -50.0% |
| Consumer Portfolio Segment | 15,825 | 14,968 | +5.7% |
| Consumer Portfolio Segment · 1-4 family residential | 10,462 | 9,939 | +5.3% |
| Consumer Portfolio Segment · 1-4 family residential | 10,411 | 9,896 | +5.2% |
| Consumer Portfolio Segment · 1-4 family residential | 51 | 43 | +18.6% |
| Consumer Portfolio Segment · 1-4 family residential | 41 | 27 | +51.9% |
| Consumer Portfolio Segment · 1-4 family residential | 10 | 16 | -37.5% |
| Consumer Portfolio Segment · 30-89 days past due | 33 | 38 | -13.2% |
| Consumer Portfolio Segment · Bankcard and other revolving plans | 515 | 457 | +12.7% |
| Consumer Portfolio Segment · Bankcard and other revolving plans | 510 | 453 | +12.6% |
| Consumer Portfolio Segment · Bankcard and other revolving plans | 5 | 4 | +25.0% |
| Consumer Portfolio Segment · Bankcard and other revolving plans | 2 | 2 | 0.0% |
| Consumer Portfolio Segment · Bankcard and other revolving plans | 3 | 2 | +50.0% |
| Consumer Portfolio Segment · Construction and other consumer real estate | 782 | 810 | -3.5% |
| Consumer Portfolio Segment · Construction and other consumer real estate | 782 | 810 | -3.5% |
| Consumer Portfolio Segment · Financial Asset Not Past Due | 15,738 | 14,889 | +5.7% |
| Consumer Portfolio Segment · Financial Asset Past Due | 87 | 79 | +10.1% |
| Consumer Portfolio Segment · Financing Receivables Equal To Greater Than90 Days Past Due | 54 | 41 | +31.7% |
| Consumer Portfolio Segment · Home Equity | 3,950 | 3,641 | +8.5% |
| Consumer Portfolio Segment · Home Equity | 3,920 | 3,609 | +8.6% |
| Consumer Portfolio Segment · Home Equity | 30 | 32 | -6.2% |
| Consumer Portfolio Segment · Home Equity | 11 | 12 | -8.3% |
| Consumer Portfolio Segment · Home Equity | 19 | 20 | -5.0% |
| Consumer Portfolio Segment · Other | 116 | 121 | -4.1% |
| Consumer Portfolio Segment · Other | 115 | 121 | -5.0% |
| Consumer Portfolio Segment · Other | 1 | — | — |
| Consumer Portfolio Segment · Other | 1 | — | — |
Show Financing Receivables Period Past Due breakouts |
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| 30-89 days past due | 121 | 76 | +59.2% |
| Financial Asset Not Past Due | 60,680 | 59,221 | +2.5% |
| Financial Asset Past Due | 237 | 189 | +25.4% |
| Financing Receivables Equal To Greater Than90 Days Past Due | 116 | 113 | +2.7% |
| Financing Receivable Allowance For Credit Loss Excluding Accrued Interest | 678 | 696 | -2.6% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | 391 | 308 | +26.9% |
| Commercial Real Estate Portfolio Segment | 185 | 300 | -38.3% |
| Consumer Portfolio Segment | 102 | 88 | +15.9% |
| Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss | 60,239 | 58,714 | +2.6% |
| Other Investments | 1,076 | 1,020 | +5.5% |
| Property Plant And Equipment And Finance Lease Right Of Use Asset After Accumulated Depreciation And Amortization | 1,363 | 1,366 | -0.2% |
| Intangible Assets Net Including Goodwill | 1,091 | 1,052 | +3.7% |
| Other Real Estate And Foreclosed Assets | 5 | 1 | +400.0% |
| Other Assets | 2,572 | 2,795 | -8.0% |
| Non-Current Liabilities | |||
| Total Liabilities | 81,810 | 82,651 | -1.0% |
| Long-Term Debt (Q) | — | — | — |
Show Long-Term Debt Type breakouts |
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| Senior Debt Obligations | 499 | — | — |
| Subordinated Debt | 969 | — | — |
| Other Liabilities | |||
| Interest Bearing Deposits In Banks | 2,202 | 2,850 | -22.7% |
| Debt Securities Available For Sale Excluding Accrued Interest | 9,207 | 9,095 | +1.2% |
Show Financial Instrument breakouts |
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| Agency guaranteed mortgage-backed securities | 6,223 | 6,451 | -3.5% |
| Agency Securities | 298 | 415 | -28.2% |
| Other debt securities | 25 | 25 | 0.0% |
| Small Business Administration loan-backed securities | 341 | 434 | -21.4% |
| US States And Political Subdivisions | 909 | 1,108 | -18.0% |
| US Treasury Securities | 1,411 | 662 | +113.1% |
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 8,867 | 9,669 | -8.3% |
Show Financial Instrument breakouts |
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| Agency guaranteed mortgage-backed securities | 8,459 | 9,202 | -8.1% |
| Agency Securities | 137 | 148 | -7.4% |
| US States And Political Subdivisions | 271 | 319 | -15.0% |
| Debt Securities Excluding Trading Securities | 18,074 | 18,764 | -3.7% |
| Noninterest Bearing Deposit Liabilities | 25,823 | 24,704 | +4.5% |
| Deposits Savings And Money Market | 39,914 | 40,037 | -0.3% |
| Time Deposits | 9,907 | 11,482 | -13.7% |
Show Fair Value Hierarchy breakouts |
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| Fair Value Inputs Level2 · Carrying Reported Amount Fair Value Disclosure | 9,907 | 11,482 | -13.7% |
| Fair Value Inputs Level2 · Estimate Of Fair Value Fair Value Disclosure | 9,839 | 11,468 | -14.2% |
| Deposits | 75,644 | 76,223 | -0.8% |
| Federal Funds Purchased And Securities Sold Under Agreements To Repurchase | 3,104 | 3,832 | -19.0% |
| Long Term Debt And Capital Lease Obligations | 1,472 | 950 | +54.9% |
| Off Balance Sheet Credit Loss Liability | 46 | 45 | +2.2% |
Show Financing Receivable Portfolio breakouts |
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| Commercial Portfolio Segment | 19 | 26 | -26.9% |
| Commercial Real Estate Portfolio Segment | 19 | 11 | +72.7% |
| Consumer Portfolio Segment | 8 | 8 | 0.0% |
| Other Liabilities | 1,544 | 1,601 | -3.6% |
| Stockholders' Equity | |||
| Preferred Stock Value | 66 | 66 | 0.0% |
Show Statement Class Of Stock breakouts |
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| Series A Preferred Stock | 66 | 66 | 0.0% |
| Common Stocks Including Additional Paid In Capital | 1,726 | 1,737 | -0.6% |
| Retained Earnings | 7,329 | 6,701 | +9.4% |
| Accumulated Other Comprehensive Income | -1,941 | -2,380 | +18.4% |
| Total Stockholders' Equity | 7,180 | 6,124 | +17.2% |
Show Equity Components breakouts |
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| Accumulated Defined Benefit Plans Adjustment | -1 | -1 | 0.0% |
| Accumulated Gain Loss Net Cash Flow Hedge Parent | -23 | -78 | +70.5% |
| Accumulated Net Unrealized Investment Gain Loss | -1,917 | -2,301 | +16.7% |
| Accumulated Other Comprehensive Income | -1,941 | -2,380 | +18.4% |
| Common Stock Including Additional Paid In Capital | 1,726 | 1,737 | -0.6% |
| Preferred Stock | 66 | 66 | 0.0% |
| Retained Earnings | 7,329 | 6,701 | +9.4% |
| Total Liabilities & Equity | 88,990 | 88,775 | +0.2% |
Cash Flow Statement
| Metric | FY 2025 | FY 2024 | YoY |
|---|---|---|---|
| Operating Activities | |||
| Depreciation And Amortization | 116 | 124 | -6.5% |
| Stock-Based Compensation | 35 | 33 | +6.1% |
| Deferred Income Taxes | 47 | -7 | +771.4% |
| Increase Decrease In Trading Securities | -29 | 13 | -323.1% |
| Increase Decrease In Loans Held For Sale | 27 | 67 | -59.7% |
| Increase Decrease In Operating Liabilities | -90 | 3 | -3100.0% |
| Increase Decrease In Other Operating Assets | 66 | 94 | -29.8% |
| Other Non-Cash Items | -70 | -35 | -100.0% |
| Net Cash from Operations | 1,073 | 1,148 | -6.5% |
| Investing Activities | |||
| Payments For Proceeds From Short Term Investments | 681 | -1,878 | +136.3% |
| Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities | 1,034 | 1,024 | +1.0% |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 1,586 | 2,028 | -21.8% |
| Purchases of Investments | -1,372 | -907 | -51.3% |
| Payments For Proceeds From Other Loans And Leases | -1,255 | -1,714 | +26.8% |
| Netchangeinothernoninterestbearinginvestments | 13 | -46 | +128.3% |
| Capital Expenditures | -121 | -97 | -24.7% |
| Payments To Acquire Businesses Net Of Cash Acquired | 191 | — | — |
| Other Investing Activities | -19 | 12 | -258.3% |
| Net Cash from Investing | 738 | -1,640 | +145.0% |
| Transfer Of Portfolio Loans And Leases To Held For Sale And Transfer Of Loans Held For Sale To Portfolio Loans Net | 222 | 223 | -0.4% |
| Noncash Or Part Noncash Acquisition Deposits Acquired | 657 | — | — |
| Loans Assumed1 | 423 | — | — |
| Financing Activities | |||
| Increase Decrease In Deposits | -1,236 | 1,262 | -197.9% |
| Proceeds From Repayments Of Short Term Debt | -728 | -547 | -33.1% |
| Proceeds From Issuance Of Long Term Debt | 498 | 496 | +0.4% |
| Proceeds From Issuance Of Common Stock | 6 | 10 | -40.0% |
| Payments Of Dividends | -267 | -289 | +7.6% |
| Share Repurchases | -41 | -36 | -13.9% |
| Proceeds From Payments For Other Financing Activities | -11 | -7 | -57.1% |
| Net Cash from Financing | -1,779 | 427 | -516.6% |
| Supplemental | |||
| Interest Paid | 1,567 | 1,905 | -17.7% |
| Income Taxes Paid | 196 | 192 | +2.1% |
| Other Cash Flow | |||
| Net Change in Cash | 32 | -65 | +149.2% |
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents | 683 | 651 | +4.9% |
Values in millions USD. Source: SEC EDGAR 10-K filing.